Skip to content Global monetary policy: from divergence to convergence again? Loan-done: London is no longer SME capital of the UK Proven Techniques to Deal Better With Student Loan Debt How to start building credit How does financial aid work? Credit card applications set to rise with Christmas less than 100 days to go Demystifying Revised Credit Risk Standardized Approach Sustainable bonds and loans: can we achieve more? Self-control biggest concern over credit cards Half Of British Adults Struggling With Debt Rise of the Indies: How independent restaurants are keeping ahead of the competition with flexible funding UK’s landlords struggling to keep up with recent reforms Tien Phong Commercial Joint Stock Bank (TPBank) Awarded for Best Bank for Home Loans Vietnam 2019 What investors can do to get the most out of off-plan opportunities Gap between the average two and five-year fixed rate mortgage at seven-year low Important Things to Consider Before Taking out a Bridging Loan Managing Big Data and Big Risks in Banking Five trends changing the face of payments Committed to Your Success Tax Preparation Specialist Issues Guidance to Help Taxpayers Struggling with Self Assessment Free Your Business Data Securely; How to Help UK SMEs Unlock Faster Economic Growth Armenia, solar power and ArmSwissBank: the bank connects Armenian organizations to the sun Stanbic IBTC: Financing Nigeria’s burgeoning shopping malls revolution Alternative Investments Thrives In Todays Financial World The Truth About Debt Consolidation AerCap Holdings N.V. Reports Financial Results for the Third Quarter 2018 and Announces New Share Repurchase Program How does owner financing work? When and How to Plan for Retirement Business Cash Advances Explained Your access to peer-to-peer financing The Beginners Guide To Commercial Mortgages “Credit reimagined” – Creditspring launches as an innovative new solution to people’s short term borrowing needs Business Loans Explained Prodigy Finance secures US$1 billion In debt financing over twelve months Personal taxation in Cyprus Investx appoints ex-Royal Bank of Scotland director to its board to develop new breed of SME funding platform What A Strong US Dollar Means For Other Currencies What is a bridging loan and how much do they cost? The driving force of the economy – Trade Finance in Armenia Banking circle tackles cashflow gap faced by online merchants What Is Financial Aid Royalty financing beyond the mining sector Poor consumer lending practices to blame for 40% in lost business revenues How is Brexit likely to impact the UK property market? How to Give Your Business a Boost Hitachi Capital (UK) PLC Reveals Nine Years Of Successive Growth Liberis Provides £1million Funding to UK SMEs Through Sage Pay Business Finance BofE rate rise: the unintended trading cost consequences for banks Employees are lending their employers over £300 million through expenses every month Inroads Realty Partners with CVC to Provide Real Estate Evaluations for Financial Institutions in the State of Texas Scope affirms Deutsche Bank’s German mortgage-covered bonds at AAA and changes Outlook to Negative How to Manage Rising Student Loan Rates Finalists Selected for XY Planning Network’s 3rd Annual Advisor FinTech Competition Growth Street joins the Starling Bank Marketplace How to Build Credit Without a Credit Card Scope upgrades Austrian mortgage covered bonds issued by Bank Burgenland and Wüstenrot to AAA Should You Spend With Debit Or Credit Cards? Can Debt Collectors Come To Your House? Understanding the Credit card rates and paying off the debt How to build a strong credit rating How to Analyse a Balance Sheet? Pillsbury Continues Financial Services Industry Push, Adding Prominent Leveraged Finance Partners Mike Michetti and Joel Simon in New York Scope affirms Bankia SA’s Cédulas Hipotecarias at AAA/Stable following performance review Dealnet Closes Sale of Impact Mobile for $27.5 Million Liberis gains first small business funding application via Open Banking Rent to own, Experience and buy Bank Loan Secrets Which Your Bank Doesn’t Want You to Know 5N Plus completes partial redemption of 5.75% convertible unsecured subordinated debentures Remark Holdings Enters Agreements to Drive Long-Term Strategy Automating loan renewals: The key to adding efficiency and reducing costs Qualcomm Extends Cash Tender Offer for All Outstanding Shares of NXP Walker & Dunlop Structures $40 Million in HUD Financing for Group of Diverse Healthcare Facilities Household payments higher than expected for a quarter of consumers Scope Ratings affirms its issuer rating of BBB-/Stable on Germany-based Franz Haniel & Cie. GmbH New West Energy Services Inc. Announces Closing of Equity Position of Financing Partner What is profit and loss statement? What is Annual Percentage Yield or APR? People’s United Financial To Acquire First Connecticut Bancorp, Inc. German auto makers’ credit loss rates remain at rock bottom, but for how long? A New Era For Consumer Finance Scope places Dexia Kommunalbank’s public-sector covered bonds under review for possible downgrade Blockchain Market Expected to Grow as Financial Companies Plan Investments Scope assigns BBB-(SF) to class A notes issued by ARAGORN NPL 2018 S.R.L.– Italian NPL ABS New FICO and Equifax RegTech Solution Can Help Lenders Meet Affordability Requirements Divido launches first multinational B2B finance solution for point of sale FINANCING RACE CARS: £1.2M BRABHAM BT62 TO GINETTA G40 GRDC Saxo Payments Banking Circle Launches Banking Circle Lending At Money 20/20 Europe CryptoIndustry Heavyweights Back Platform for Social Good, Social Alpha Foundation Assurant Closes Its $2.5 Billion Acquisition of The Warranty Group Rising global debt and the risk of corporate default Greece’s stronger fundamentals and reform progress improve its credit outlook, says Scope Ratings Millennials are 5 times more likely than Generation X to miss a mortgage or rent payment International Game Technology PLC Announces Variable Forward Transaction By De Agostini S.p.A. And Related Registered Public Offering Of IGT Ordinary Shares Scope affirms Belgium’s credit rating at AA with Stable Outlook. Wins Finance Holdings Inc. Reports Unaudited Financial Results for the Six Months Ended December 31, 2017 The Dining Scene And How To Increase Footfall EU covered bond harmonisation measures will clarify uncertainties but gaps remain Gifting Helps Drive Equity Release Record Growth Tackle persistent debt and IFRS 9 with Direct Debits Defend the threat of data outliers with visual analytics Londoners commute on average of 74 minutes every day UK SMEs see their agility and flexibility as major advantages for meeting business challenges in 2018 SME owners need a year’s financial buffer to feel safe: despite existing debts Why embracing the Commonwealth could mean SME growth Why UK Buy-to-Let remains very much alive Almost a third of consumers see default as the responsibility of lenders – not the borrower ArchOver launches R&D funding bridge for UK innovators NRT Acquires NCC, Leading Provider of Next Generation Credit Marker and AML Information Services to Global Gaming Operators Liberis secures £57.5m in funding and investment to support an estimated 100,000 jobs by 2020 Brits think it’s too easy to get into debt WHAT TO EXPECT AS AN EMPLOYEE IF YOUR COMPANY CLOSES? ARE UK HOUSEHOLDS READY FOR RISE IN INTEREST RATE POST BREXIT? PAYU AND KREDITECH LAUNCH INSTANT CARDLESS EMI WITH PAYU MONEDO IN INDIA BREXIT ISSUES TO CONSIDER FOR LOAN DOCUMENTATION IWOCA FINDS FEMALE APPLICANTS ARE 18% MORE LIKELY TO REPAY SMALL BUSINESS LOANS ON TIME 6 MONTHS ON – HOW HAVE THE AFFORDABILITY ASSESSMENT CHANGES AFFECTED LANDLORDS? 9 COMMON MYTHS ABOUT BUSINESS DEBTS 55% OF UK SMES UNABLE TO ACCESS ALL FUNDING NEEDED TO GROW SCORES, RATES AND REPAYMENTS: BUSTING THE MYTHS OF YOUR CREDIT APPLICATIONS EQUIFAX LAUNCHES COMMERCIAL CREDIT DATA SHARING SOLUTION TO SUPPORT SME LENDING END OF TERM FUNDING SCHEME MORE IMPORTANT TO SAVERS THAN ANY BOE RATE RISE – PAUL RICHARDS, CHAIRMAN OF INSIGNIS CASH SOLUTIONS Managing your money wisely What is a Direct Stafford loan? What is a Stafford loan? What is an installment loan? How to get a loan with no credit MORE PARENTS ARE HELPING FIRST-TIME BUYER KIDS STEP ONTO THE PROPERTY LADDER THAN EVER BEFORE PAYU NIGERIA GOES BIGGER ON ONLINE PAYMENTS WITH PAYU RECEIVE ASSETZ CAPITAL SET FOR TRANSFORMATIONAL YEAR WITH LAUNCH OF NEW WEBSITE AND ISA LUXURY LENDER REVEALS TOP 10 SUPERCARS OF 2017 NEW YEAR, NEW START – BUILD FINANCES INTO YOUR FUTURE 43% OF BRITS HAVE NO SAVINGS FOR UNEXPECTED FINANCIAL EVENTS A NEW GAME AWAITS MIRAE ASSET FINANCE VIETNAM TO ENGAGE IN A RELIABLE PARTNERSHIP WITH OUTSTANDING PRODUCTS TURF WARS – CONSUMER ATTITUDES TOWARDS ETSBALISHED AND ALTERNATIVE LENDERS MIDDLE CLASS 50-55 YEAR OLDS MOST LIKELY TO FEEL THE PINCH OF RISING UK INTEREST RATES ANY SUDDEN INCREASE IN BASE MORTGAGE INTEREST RATES COULD AFFECT WIDER MARKET, WARNS IRWIN MITCHELL PRIVATE WEALTH 42% OF BRITS WORRIED ABOUT AN INTEREST RATE HIKE – RESEARCH FROM EQUIFAX ARCHOVER HEADED FOR A RECORD YEAR OF LENDING HERBERT SMITH FREEHILLS ADVISES ON RESTRUCTURING OF GREATER MANCHESTER WASTE PFI PROJECT FIXED AND FLOATING CHARGES COULD LITIGATION FINANCE HELP SAVE THE OIL & GAS INDUSTRY? STAYING TOGETHER TO GET ON THE PROPERTY LADDER COULD SEE MORE THAN 160,000 RUIN THEIR CREDIT RATING SAYS MORTGAGE EXPERTS THE MODERN GHOSTBUSTERS KEEPING CUSTOMER SCARES AT BAY LLOYDS BANK ‘BUCKS THE TREND’ WITH SPECIALIST FINANCE FOR GROWING VENISON INDUSTRY NEW DIRECT DEBIT SERVICE HELPS NHSBSA TO BETTER SUPPORT CUSTOMERS SOCIAL AND SUSTAINABLE CAPITAL RE-LAUNCHES ITS £30 MILLION OFFERING AS ‘THE THIRD SECTOR INVESTMENT FUND’ IN ANSWER TO SECTOR DEMANDS PREMIUM CREDIT ENABLES RICH CUSTOMER COMMUNICATIONS MANAGEMENT WITH OPENTEXT HOW MUCH!? COUNCIL TAX, TRAIN TICKETS AND RENT VOTED WORST VALUE FOR MONEY THINGS IN THE UK MASS INSIGHT REPORT PREDICTS MASSACHUSETTS WILL BE A LEADER IN SECOND WAVE OF FINTECH DEVELOPMENT HAS THE EXPANSION OF CAR FINANCE OVERSTRETCHED BORROWERS? INTEREST-ONLY WORRIES DRIVING RISE IN HOUSE SALES TDX GROUP RESEARCH ALERTS BUSINESSES TO UPWARD SPIKE IN BAD DEBT METRO BANK ELIMINATES PRODUCT FEES FOR EXISTING RESIDENTIAL MORTGAGE CUSTOMERS ARCHOVER PARTNERS WITH ESCALATE TO OFFER INCREASED SECURITY AND RAPID DISPUTE RESOLUTION EQUIFAX INCORPORATES INCOME ANALYSIS INTO AFFORDABILITY INDICATORS TO SUPPORT RESPONSIBLE LENDING 3.5M BRITS LIVING ABROAD VOW NEVER TO RETURN TO THE UK INTO AFRICA: FOR CORPORATES, INSIDER KNOWLEDGE IS THE KEY TO UNLOCKING AFRICAN TRADE DEPOSIT BLOCK HITS ONE IN THREE FIRST-TIME BUYERS THE STANDARD FINANCIAL STATEMENT: HUMANISING AFFORDABILITY ASSESSMENTS IN A DIGITAL WORLD NEYBER SECURES £7.5 MILLION IN SERIES B FUNDING KEY RETIREMENT FOCUSES ON SPECIALIST LENDING EXPANSION THE FED’S RATE RISE: THREE QUESTIONS INVESTORS NEED TO ASK THEMSELVES NOW THE NOTTINGHAM LAUNCHES INTO THE SELF-BUILD MARKET WITH BUILDSTORE STUDENTS STRUGGLING UNDER DEBT-STRESS WHILE AT UNIVERSITY FOUR SIGNS YOU COULD BENEFIT FROM A BUSINESS LOAN HOW FINANCIAL SERVICES COMPANIES CAN STRIKE A BALANCE BETWEEN EFFECTIVELY RECOVERING DEBT AND TREATING CUSTOMERS FAIRLY THE AGGRESSIVE GROWTH OF CAR FINANCE IN 2017 MAKING A SUCCESS OF OPEN BANKING EIGHT HIGHLY RECOMMENDED FINANCING OPTIONS FOR STARTUPS What is a subsidized loan? Refinancing a car loan What Does APR mean? DEBT BUSTERS BOOSTS REVENUE AND EFFICIENCIES WITH NEWVOICEMEDIA’S INSIDE SALES PLATFORM WHAT CAR? LAUNCHES NEW CAR BUYING SERVICE THE FED’S ‘SIGNIFICANT’ RATE RISE – BUT INVESTORS DON’T NEED TO ACCEPT LOWER RETURNS CASHFLOW PROBLEMS UNDERMINE FOUR IN TEN SMALL FIRMS SME GROWTH THREATENED AS THREE IN FOUR ARE FORCED TO WRITE OFF UNPAID DEBTS STUDENT LOAN GENIUS BENEFIT PLAN GETS GREEN LIGHT FROM TECH GIANTS LENDING STREAM BUILDS LEADING-EDGE CREDIT PLATFORM WITH FICO ANALYTIC SOFTWARE FIXED-RATE RUSH AS HOMEOWNERS RACE FOR CERTAINTY IGTB’S ALGORITHMIC LIQUIDITY SOLUTION ACHIEVES A NEW BENCHMARK ON SPARC T7 SERVER CURRENT BANKING TRENDS IN MACEDONIA SMES AND ASSET LEASING: HOW TO KEEP BUSINESSES STEADY AND STABLE HOUSE BUYING PROSPECTS DAMAGED BY STUDENT LOAN DEBT, RESEARCH REVEALS GORDON DADDS LAUNCHES GROUND-BREAKING REDRESS AND REMEDIATION SERVICE IN PARTNERSHIP WITH DUFRAIN SAS® VISUAL INVESTIGATOR HELPS DETECT DISEASE AND FRAUD, MANAGE CREDIT COLLECTION AND RISK ONE IN THREE NEED FINANCIAL HELP FROM FAMILY AND FRIENDS 18-35 YEAR OLDS UNDER PRESSURE – STUCK SAVING FOR THE SHORT TERM DESPITE LONG TERM AMBITIONS COST OF LIVING SQUEEZE HITS OVER-60S HAPPINESS IS FAMILY AND LOVING YOUR HOUSE FOR OVER-60S ‘SMARTER WORKING DAY’ -UK FIRMS MUST OFFER MORE THAN FREE LUNCHES TO EMPLOYEES MORE THAN ONE IN THREE OVER-55S “STILL HAVE MORTGAGES” BANK OF GRANDMA AND GRANDAD FEELS THE STRAIN INTEREST-ONLY PRESSURE BUILDS ON OVER-55S HOMEOWNERS DOES IT MAKE SENSE TO HAVE MULTIPLE BUSINESS LOANS? STATE-OF-THE-ART MORTGAGE APPOINTMENT OPTION AVAILABLE TO CUSTOMERS ACT NOW TO FED-PROOF YOUR INVESTMENTS, WARNS DEVERE USA HOW MUCH DO THE FIVE CS OF CREDIT MATTER? NEYBER CHOOSES CLOUD LENDING SOLUTIONS MOODY’S ANALYTICS LAUNCHES UK MORTGAGE PORTFOLIO ANALYSER US MODEL CAN PLUG THE UK PROTECTION GAP UK BOND NETWORK SUPPORTS ACQUISITION OF PERIPRODUCTS THINGS TO CONSIDER WHEN APPROACHING BANKS FOR A HOME LOAN BALMORAL FINANCIAL LAUNCHES NEW WEBSITE AS PART OF BRAND REFRESH IS THERE LIFE BEYOND THE CREDIT CARD? ONE THIRD OF YOUNG BRITS TOO SCARED TO CHECK THEIR BANK BALANCE FINANCIAL TROUBLES CAUSE STRESS FOR OVER 40% OF THE UK KEY TRENDS IN OF CREDIT AND LOANS DECISIONS NEW FINTECH PLAYER NEYBER LAUNCHES GAME CHANGING CONSUMER LENDING PLATFORM DEBT THE HALLS: HOW BANKS CAN HELP CUSTOMERS MANAGE CHRISTMAS DEBT NEW YEAR BANKING TIPS TO IMPROVE 2016 PERSONAL FINANCES CLOUD CAN HELP BRIDGE THE FUNDING GAP FOR SMALL BUSINESS EXPECT AND PREPARE FOR MARKET VOLATILITY IN 2016, INVESTORS WARNED 25 WAYS TO IMPROVE STAGNANT CASH FLOW ADDRESSING TECHNOLOGY DEBT IN THE WAKE OF REGULATION AIFUL CORPORATION IMPROVES CUSTOMER EXPERIENCE USING SMART AUTOMATION IN COLLECTIONS RUSSIA’S TOUCH BANK – TAPPING BIG DATA FOR PERSONALIZED BANKING Banking in Macedonia OAKAM PASSES £250M MILESTONE THE BLOCKCHAIN OPPORTUNITY AND THE CHALLENGES FOR ADOPTION IN FINANCIAL SERVICES OAKAM SEES SURGE IN DEMAND FOR LOANS AS MIGRANTS KICKSTART CAREERS OAKAM ESTABLISHES FINTECH CREDENTIALS WITH LAUNCH OF FIRST APP GLOBAL CREDIT ANALYSTS WARN BANKS OF CHALLENGE FROM ALTERNATIVE LENDERS RCI Financial Services Limited Case Study EXPANDING ACCESS TO CREDIT FOR THE “CREDIT INVISIBLES” CAPIFY TO BECOME FIRST TO OFFER SME ALTERNATIVE FINANCING PLATFORMACROSS UK, USA, AUSTRALIA AND CANADA DOES DATA FROM SOCIAL MEDIA HAVE A PLACE IN CREDIT ASSESSMENTS? CAT BONDS – LITIGATION PERSPECTIVES SUSTAINABLE GROWTH WITH DELL FINANCIAL SERVICES TURNING AROUND SERIOUS DEBT PROBLEMS SOLVING DEBT PROBLEMS NEARLY HALF OF BRITONS ARE LOSING SLEEP OVER THEIR FINANCES FICO LAUNCHES CLOUD-BASED VERSION OF TRIAD, WORLD’S LEADING CREDIT ACCOUNT MANAGEMENT SYSTEM, TO HELP SPECIALTY LENDERS GROW PROFITABLY LENDING WORKS LAUNCHES FIRST AUTO INCOME TOOL FOR FLEXIBLE MONEY MANAGEMENT SYRIZA ELECTORAL LANDSLIDE: IMPACT OF THE GREEK ELECTORAL OUTCOME ON THE EURO 6.5 MILLION BRITS STRUGGLE WITH £5 BILLION CHRISTMAS DEBT UK EXPORT FINANCE ON COVER FOR RWANDA 42 PER CENT OF INTERNATIONAL RETAIL REVENUE IS BEING LOST AT THE PAYMENT PAGE In the context of seeking “aafaq” to get to the happiness of the people Faisal bin Saoud Al Qassimi launched “happy customer” initiative MILBANK ADVISES JSW STEEL ON ITS US$500 MILLION BOND OFFERING LENDING WORKS, THE UK’S SAFEST PEER-TO-PEER LENDER, ADVANCES CUSTOMER PROTECTION WITH INDUSTRY-FIRST INSURANCE COVER IT’S TIME TO MODERNISE THE STUDENT LOANS PAYMENT SYSTEM REGULATION ALONE IS NOT THE REMEDY TO REGAIN PUBLIC TRUST IN FINANCIAL SERVICES YOU’RE NOT GOING TO FIND NEW SOURCES OF GROWTH UNLESS YOU DEVELOP SOME CUSTOMER CURIOSITY LENDPROTECT LAUNCHES INNOVATIVE REAL-TIME CREDIT REPORTING CERTIFICATION PROGRAMME FOLLOWING FCA MOVES TO TIGHTEN LOAN REGULATIONS TRAVEL LATEST SECTOR TO EMBRACE THE BENEFITS OF ALTERNATIVE LENDING WHICH LOAN IS THE BEST FOR YOU? UK’S DEBT SAVVY CITIES REVEALED IN COUNTDOWN AUSTRALIA’S LENDING SPIKES TO ITS HIGHEST LEVEL REBUILDINGSOCIETY MARKS UNPRECEDENTED MONTH AS LOANS SOAR TO £3.5M ZOPA’S PEER-TO-PEER LENDING HITS BILLION DOLLAR MARK GOVERNMENT DECISION ON SME FINANCE WILL ‘OPEN THE FLOODGATES’ TO MORE LENDING PBZ, IN COLLABORATION WITH INTESA SANPAOLO CARD LTD., IS THE FIRST TO TEST HCE FOR MOBILE NFC PAYMENTS ON THE GLOBAL AMERICAN EXPRESS NETWORK RISING INTEREST RATES PROVE NECESSITY OF A GOOD CREDIT REPORT ISLAMIC FINANCE FUTURES HOW TO TURNAROUND A COMPANY FACING FINANCIAL PERIL BANKA EKONOMIKE LAUNCHES FLEXIBLE LOYALTY PROGRAM FOR MERCHANTS USING TRANZWARE FROM COMPASS PLUS CAN CROWDFUNDING AND MINI BONDS WORK IN HARMONY? WALKING THE TIGHTROPE OF DEBT CYPRUS’ CREDIT WORTHINESS CHANGED TO POSITIVE BY MOODY’S PAYMENT PROTECTION INSURANCE (PPI): REGULATORY HICCUP OR CATALYST FOR A BANKING REVOLUTION? CREDIT WHERE IT’S NOT DUE – BRITAIN’S 0% BALANCE TRANSFER TRAP RATESETTER’S RALLY CRY: MAKE SAVER PROTECTION THE LYNCHPIN OF P2P FROM RESTRUCTURING TO ACQUISITION PEER-TO-PEER LENDING HITS THE MAINSTREAM AS ZOPA LENDS OVER HALF A BILLION POUNDS INNOVATION IN FINANCIAL SERVICES – BEYOND THE RED CASTLE PEER TO PEER LENDING WILL PULL SAVERS BACK FROM THE BRINK USING SHARE OWNERSHIP TO ATTRACT AND RETAIN THE BEST EMPLOYEES LEGAL COSTS CAN BE MORE AFFORDABLE – IF YOU KNOW HOW What the Regulatory Changes Mean for Peer-to-Peer Lenders P2P LENDING WITH MADISTON LENDLOANINVEST MY WORD IS MY BOND RUSSIAN CONSUMERS’ CREDIT HEALTH STABLE AFTER TWO-YEAR DECLINE, ACCORDING TO FICO AND NBKI DATA INNOVATIVE NEW LENDER TARGETS FINANCE & INSURANCE COMPANIES FICO-EFMA SURVEY: EUROPEAN RISK MANAGERS SAY INCREASING LENDING IS MORE IMPORTANT THAN INCREASING CAPITAL UK COLLECTIONS PROFESSIONALS REPORT RISE IN FIRST-TIME DELINQUENCIES, FICO SURVEY FINDS A GENERATIONAL APPROACH TO COLLEGE STUDENT DEBT IN AMERICA CALLING ALL ACQUIRERS TO THE RESIDENTIAL MORTGAGE MARKET THE HIDDEN DANGERS OF A LIMITED LIABILITY PARTNERSHIP HOW TECHNOLOGY IS YOUR BEST ROUTE TO A TRUE BORROWER ‘BIG PICTURE’ ARE YOU A REGULAR CREDIT CARD DEFAULTER? TOP 10 WAYS TO GET OUT OF FINANCIAL TROUBLES Pensions Liberation Securing Asset-Based Finance Failure to Raise the Debt Ceiling Can Shatter Financial Opportunities TOP TEN WAYS FINANCE AND BUSINESS APPS CAN HELP YOU THE GREAT FUNDING GAP: 1.6 MILLION UK SMEs NEED FUNDING TO GROW THIS YEAR Beware “Access your pension at 45!” headlines You vs. Debt: A Financial Education for Controlling Your Money & Debt HOME BUYERS SHOULD CONSIDER SPRING CLEANING THEIR CREDIT REPORT TO HELP GET THE BEST MORTGAGE DEAL Peer-to-peer lending First-Party Fraud – The Rest of the Iceberg Defending interest rate swap mis-selling claims; lessons learnt Payday loans – how to borrow safely UK Pay Day Loan Lender Offers Quick Loans to Borrowers with a Job Frodo takes on the UK’s big banks and starts a revolution in on-line credit purchasing Reasons for an unsecured personal loan Teradata Revenue Increases 18 Percent in Constant Currency European Investment Bank – the EU’s Northern Rock Payday Lenders – Providing valuable insight for traditional credit providers HOW TO KNOW YOUR CREDIT IS BAD? EVEN IF IT IS, DON’T WORRY TOO MUCH What is an 800 FICO score or Credit score and how to improve the credit score? How to deal with credit crunch Top 10 tips on surviving an economic crisis Liquidity support from the Bank of England: the Discount Window Facility – speech by Paul Fisher European defaults back on the rise as economy stalls and refinancing proves problematic Gulf International Bank B.S.C announces full year profit of $104.5 million GULF INTERNATIONAL BANK B.S.C. REPORTS PROFIT FOR NINE MONTHS OF $84.6 MILLION Inflation and interest rates – this time it’s different A new voice on a familiar topic – SEPA from the perspective of ECB Executive Board Member Peter Praet Monetary policy and banking fragility – speech by David Miles THINGS YOU SHOULD KNOW ABOUT LOANS A BREADTH OF FRESH AIR WHEN YOU ARE OUT OF MONEY IN MID-MONTH: PAYDAY LOANS YOU ARE OUT OF MONEY AND BANKRUPTCY IS THE ONLY OPTION LEFT HOW TO GO ABOUT IT World Bank’s Fund for The Poorest Receives Almost $50 Billion in Record Funding Building Capacity to Manage Ghana’s Oil – World Bank Assists with US$38 Million READ SOME POINTS ABOUT CREDIT CARDS AND BAD CREDITS.