By Gyproc Tools

Immigration has largely contributed to the political, social and economic success of the UK’s construction industry throughout history. The question is, how are construction businesses preparing for an EU skills shortage in the long-term?

The UK is facing a construction skills crisis. With 8% of the UK’s construction workforce from the EU, a post-Brexit climate could see over 176,500 jobs under threat.

Preparing for an EU skills shortage requires thoughtful action now. With Brexit negotiations generating confusion, businesses in construction need to be prepared in order to survive and thrive in the long term.

In this post, Gyproc Tools discuss immigration options in the construction industry for EU citizens post-Brexit, as well as offering actionable tips to encourage industry interest from our 11-million millennial workforce.

Overview of Immigration Options Post-Brexit

Much deliberation has surfaced following Britain’s announcement to exit the EU, and what the leave will mean for its immigration policies. The free movement between the UK and EU countries is coming to an end, and little has been mentioned about post-Brexit immigration rules.

An EU Preferential Labour System?

The key question is whether the government will implement a completely new system that favours immigration access for EU nationals. Whilst this would certainly be a constructive offer to make to maintain a positive relationship with the EU posit-Brexit, the possibility of EU citizens being subject to all current immigration rules applied to non-EU citizens may become a reality. But what would this mean for the UK’s construction industry? Either:

1. Low-skilled jobs in construction will need to be…
   

Liquidity as the cornerstone of your investment portfolio 

Ever since the crisis in 2008 we have seen that rapid swings in the markets can come when a lack of liquidity appears. The paradox with liquidity is that it disappears at times when you need it the most. So let’s elaborate on what it is to have liquidity in ones portfolio,What are liquid positions? How do we manage it, and what happens without it. Then we focus on how we manage or make liquid positions when setting up a P2P investment portfolio.

 What are liquid investments

Cash is king also when it comes to liquidity so what can we consider as cash equivalents when it comes liquidity.

Cash equivalents instruments are typically defined by investments that can be converted into cash easily. Assets with short maturities of less than 90 days. Consider major tradeable stocks like apple or shell.

These can be easily converted into cash in case of an emergency, this is also the case with almost all government/ corporate bonds or treasuries

In general investments are considered liquid when they can be sold easily at a stable market price. Non-liquid assets cannot be quickly sold for cash, like property, direct loans, art etc.

How to manage portfolio liquidity

Lesson one is to keep your core liquidity in cash or high liquid assets. Also keep a part of the assets in prime quality so you can easily trade it at par price.

Why is this? Well when shit hits the fan and money is needed the liquidity paradox comes around the corner and you are lost in limbo because you can’t just buy or sell any asset at any time; the buyers need a seller, and the sellers need a buyer. Liquidity is prime.

 Managing liquidity when setting up P2P portfolios

If you take above into consideration when setting up your first P2P portfolio make sure you spread your bets around short and long term debt…