Overdraft Articles
- 71% of workers forced to borrow to pay for Christmas
- If You Can’t Beat Them, Join Them: How Banks Can Better Tap into the Market for Digital Financial Services
- 71% of workers forced to borrow to pay for Christmas
- Banking and automation: how catastrophe led to innovation?
- How cloud technology can help you keep on top of your business finances
- This is the sound of finance
- Loan-done: London is no longer SME capital of the UK
- How to open a business bank account
- What is a money market account?
- FCA bans fixed overdraft fees under new banking reforms
- Smarter banking for the intelligence age
- Top Five Financial Trends UK SMEs Should Take Note of in 2019
- Free Your Business Data Securely; How to Help UK SMEs Unlock Faster Economic Growth
- What is corporate finance?
- ‘Get-Paid-As-You-Go’ Wagestream service raises £4.5m to end ‘payday poverty’ cycle
- Business Cash Advances Explained
- ‘Keeping afloat’; the recurring reason for UK SME funding
- “Credit reimagined” – Creditspring launches as an innovative new solution to people’s short term borrowing needs
- Business Loans Explained
- FSS Launches UPI 2.0 to Help Banks Monetize UPI Rails
- Brits keeping financial debt hidden from their partners
- Engaging with students to gain customers for life
- Nearly 80% of workers are unable to make ends meet between pay days
- Show me the money! Nearly half of Brits don’t feel financially secure (45%)
- Students Splurge Over £265 Million Per Team
- FSS Launches UPI 2.0 to help Banks Monetize UPI Payment Rails
- Transforming travel insurance to drive brand advocacy
- Metro Bank celebrates achieving no. 2 spot for service among business and personal customers in CMA survey
- Steps For Picking A Checking Account
- Growth Street joins the Starling Bank Marketplace
- Selecting the right bank for you
- Consumers left clueless about banking options
- Digital Experience Platforms: A one-way ticket to providing excellent customer experience in the digital age?
- Barclays launches £100,000 unsecured lending, as new research shows the value of faster finance to SMEs
- Getting a grip on cash flow is the key to SME success
- Building consumer trust is the biggest Open Banking challenge
- Nearly 1/3 UK employees have had to ask friends or family for cash because of company expenses
- Open Up Challenge: Twelve winning fintechs selected to advance the future of small business banking
- CIBC announces new U.S. Banking Center in Chicago’s Bronzeville Neighborhood
- How banks can stay relevant in a changing world
- A Quarter Of Small Businesses Would Cut Staff If They Couldn’t Access New Finance
- Why are so many SMEs across the UK not accepting credit card payments?
- UK businesses leaders say blockchain technology has the potential to revolutionise their businesses
- For today’s SMEs, relationship banking and digital services must both play a role
- BlockGrain.io Launches Australia’s First Ever Agricultural Token Sale
- Goliath Still Winning in Late Payment Epidemic
- SME owners need a year’s financial buffer to feel safe: despite existing debts
- Why embracing the Commonwealth could mean SME growth
- Why do so many SMEs want to reverse the Brexit process?
- CivilisedBank appoints challenger bank professional Mark Stephens as CEO
- Liberis secures £57.5m in funding and investment to support an estimated 100,000 jobs by 2020
- Brits think it’s too easy to get into debt
- CivilisedBank to reapply for a banking licence to allow time for further technological development
- Is exporting the key to growth for SMEs in the UK?
- IWOCA FINDS FEMALE APPLICANTS ARE 18% MORE LIKELY TO REPAY SMALL BUSINESS LOANS ON TIME
- IWOCA PLEDGES £100M FOR SMALL BUSINESSES IN THE NORTHERN POWERHOUSE
- IS PSD2 ON COURSE TO TRANSFORM THE BANKING INDUSTRY?
- OPEN BANKING ALONE WON’T OPEN UP THE COMPETITION. IT TAKES MORE THAN JUST INFORMATION TO GET CUSTOMERS TO CHANGE THEIR HABITS.
- SIMPLER STEPS FOR SMALL BUSINESSES OPENING A BUSINESS CURRENT ACCOUNT
- BUILDING THE WORLD’S MOST INCLUSIVE BANKING SERVICE
- OPEN BANKING OPEN SESAME? OR A CAN OF WORMS?
- IS OPEN BANKING REALLY SAFE?
- UK’S OPEN BANKING TO LAUNCH ON 13 JANUARY 2018
- FERRATUM GROUP LAUNCHES STRATEGIC PARTNERSHIP WITH THOMAS COOK MONEY
- TRANSFORMING PSD2 COMPLIANCE INTO DIGITAL BUSINESS OPPORTUNITIES
- ORANGE IS NOW ALSO A BANK
- LOSING CREDIT: OUTDATED ASSESSMENTS PUSH UK CONSUMER DEBT OFF TRACK
- CHATBOTS CAN BOLSTER CUSTOMER EXPERIENCE BUT ONLY IF FINANCIAL SERVICES FIRMS MASTER FOUR KEY CRITERIA
- MAMBU’S SAAS BANKING ENGINE HELPS N26 TRANSFORM OPERATIONS
- DON’T BANK ON YOUR CURRENT TECHNOLOGY
- OPEN API BANKING TO REVOLUTIONISE FINTECH PRODUCTS
- HOW AI IS CHANGING HOW CUSTOMERS THINK ABOUT SAVINGS AND INVESTMENTS.
- ACCOUNTANTS ARE KEY BUSINESS FUNDING ADVISERS TO UK COMPANIES
- STAMPING OUT BANK COMPLACENCY
- WE CAN’T STOP SPLASHING THE CASH! A THIRD OF THE UK POPULATION ADMIT TO BEING SPENDERS, WITH A QUARTER OF US SAVING LESS THAN £40 A MONTH
- RECORD TRADING DAY AT MARKETINVOICE
- 3 IN 5 BUSINESS LEADERS PRIORITISE TRADE FOR BREXIT NEGOTIATIONS
- GROWTH STREET JOINS NESTA’S £5M OPEN UP CHALLENGE, AIMING TO TRANSFORM SMALL BUSINESS BANKING
- CAPITALISING ON DIGITAL TRANSFORMATION – CLIENT DATA THE KEY TO OFFERING A NEW BREED OF CONTEXTUAL BANKING SERVICES
- KEEPING UP WITH THE JONESES: PARENTS FORK OUT £300 A YEAR ON LOOKING GOOD AT THE SCHOOL GATES
- CIVILISEDBANK RECEIVES BANKING LICENCE AS IT REINVENTS TRADITIONAL BANKING FOR BUSINESSES
- TSB LAUNCHES NEXT GENERATION MOBILE APP FIRST SERVICE BUILT ON NEW PROTEO4UK PLATFORM
- DEBUNKING BANKING FRAUD: 40% OF CONSUMERS SAY THEY HAVE ‘NO IDEA’ WHAT SECURITY THEIR BANK HAS IN PLACE
- THE RESPONSIVE BANK REVOLUTION IN THE AGE OF CUSTOMER OBSESSION
- PSD2 – BY JOHN HARVIE, A DIRECTOR WITHIN PROTIVITI’S PERFORMANCE IMPROVEMENT PRACTICE
- TECH TAKES CHARGE: EUROPEANS SAVE UP TO £7 BILLION IN FINANCIAL FEES ANNUALLY DIGITISATION OF FINANCE ENABLES CONSUMERS TO BETTER MANAGE MONEY
- STUDENTS STRUGGLING UNDER DEBT-STRESS WHILE AT UNIVERSITY
- 35M BRITS COULD BE OVER PAYING FOR FINANCIAL AND UTILITY PRODUCTS
- THE FINTECH EFFECT: BANKS BUY IN TO BENEFITS OF BOOSTING FINANCIAL WELL-BEING
- FOUR SIGNS YOU COULD BENEFIT FROM A BUSINESS LOAN
- DAVID HAMILTON CEO OF EWISE
- NEW SME RESEARCH HIGHLIGHTS TRADITIONAL BANKING INEFFICIENCIES
- SIX-IN-TEN SME INVOICES UNPAID WITHIN DEBTOR PERIOD
- LONDON MUTUAL CREDIT UNION IMPLEMENTS TCS BANCS ON CLOUD TO REDEFINE CUSTOMER EXPERIENCE
- CLICK, TAP, SWIPE: THE BANKING APP DILEMMA
- THE CREDIT STRUGGLES OF BRITAIN
- GROWTH STREET JOINS FCA REGISTER AS AN APPOINTED REPRESENTATIVE, LAUNCHES P2P INVESTMENT OPPORTUNITY FOR INDIVIDUALS
- ENTREPRENEURIAL BRITAIN TURNS TO PERSONAL SAVINGS, BANKS AND MATES FOR START-UP FINANCE DESPITE 64% SAYING FRIENDS AND FAMILY ARE DEAD-ENDS
- PLAYBUZZ AND PEPPER TO LAUNCH COLLABORATION ON MILLENNIAL BANKING
- THE OPEN BANKING REVOLUTION HAS BEGUN AND LOOKS SET TO THRIVE
- CIVILISEDBANK STRENGTHENS BOARD WITH APPOINTMENT OF PATRICE MCDONALD
- IGTB’S ALGORITHMIC LIQUIDITY SOLUTION ACHIEVES A NEW BENCHMARK ON SPARC T7 SERVER
- ATOM BANK OPENS ITS DOORS TO ALL UK CUSTOMERS
- UNSECURED LOAN– AND INDISPENSABLE TREND
- VPBANK APPROVES UNSECURED OVERDRAFT ONLINE
- GROWTH STREET LAUNCHES ONLY P2P OVERDRAFT FOR SMES
- SMF COMPETITION REPORT: BANK CUSTOMERS GETTING A BETTER DEAL AS THE BENEFIT OF SWITCHING HAS DOUBLED IN A DECADE
- BRINGING SME FINANCE INTO THE 21ST CENTURY
- WHAT DOES THE BANK OF ENGLAND INTEREST RATE CUT MEAN FOR YOU?
- HOW TECHNOLOGY HELPS BANKS BE MORE HUMAN
- IN A RISING MARKET, ARE BANKING OUTSOURCERS PULLING THEIR WEIGHT?
- AN OPEN LETTER TO ANDREW BAILEY, INCOMING CHIEF EXECUTIVE OF THE FINANCIAL CONDUCT AUTHORITY
- DOES IT MAKE SENSE TO HAVE MULTIPLE BUSINESS LOANS?
- SATAGO AND ESF CAPITAL CEMENT £4.6M DEAL TO FINANCE SMES
- HOW LATE PAYMENTS AFFECT THE SMB
- CIVILISEDBANK’ SUBMITS BANKING LICENCE APPLICATION
- BULLISH SMEs INVESTING IN WORKING ASSETS
- 85% OF BRITS WANT TO SEE THE BACK OF BANKS OFFERING SURPRISE OVERDRAFTS
- APS FINANCIAL GRANTED FULL FCA CONSUMER CREDIT PERMISSION
- PARLIAMENTARY SUPPORT FOR AN APR FOR SMES
- ONE IN THREE SMES USE PERSONAL FUNDS TO MEET BUSINESS GOALS
- A TALE OF TWO WALLETS
- ONLINE WORKING CAPITAL SOLUTION TO GIVE UK SMES ACCESS TO SAME DAY FUNDING
- ONE IN FIVE BRITS NEVER SHOP AROUND FOR THE BEST DEALS BEFORE SELECTING A NEW ISA, TRUSTPILOT RESEARCH REVEALS
- BRITS DON’T CONSIDER THEMSELVES ‘IN DEBT’ UNTIL THEY OWE £45,000
- THE CLUES TO DETECTING FRAUD ARE HIDDEN IN RELATIONSHIPS
- ALTERNATIVE FINANCE FOR 2016: WHAT ARE YOUR OPTIONS?
- TACKLING LATE PAYMENTS – AN ISSUE FOR GOVERNMENT AND SMES
- IS SME GROWTH BEING STIFLED BY BASEL III?
- STANDARD DATABASES ARE FAILING IN THE FIGHT AGAINST FRAUD
- NEW YEAR BANKING TIPS TO IMPROVE 2016 PERSONAL FINANCES
- FINANCE FOR SMALL BUSINESSES – WHAT ARE THE OPTIONS?
- WHY BANKS NEED TO BANK THE LIVE EVENT
- GROWTH STREET LAUNCHES WITH £5M FROM ARTS ALLIANCE VENTURES AND INDUSTRY LEADERS
- NEW YEAR, NEW GROWTH OPPORTUNITIES FOR LONDON FIRMS
- THE CMA’S HIDDEN TRAP: COMMODITISING SME BANKING SERVICES
- OAKAM PASSES £250M MILESTONE
- 5 Potential Alternatives to Bank Loans
- SME FINANCE – A TALE OF TWO HALVES
- HOW COULD GAMIFICATION CHANGE THE SAVINGS LANDSCAPE?
- NEARLY HALF OF BRITONS ARE LOSING SLEEP OVER THEIR FINANCES
- WINCOR NIXDORF STARTS MARKETING OF CUTTING-EDGE PAYMENT SOLUTION
- MORE BRITS RELYING ON THEIR OVERDRAFT RATHER THAN SAVINGS
- A CARDLESS SOCIETY: MOBILE PAYMENTS ARE GIVING CARD A RUN FOR IT’S MONEY
- FINANCIAL SERVICES FOR THE NON-WEALTHY
- SMES KEEP CALM AND CARRY ON
- A CLOUDY FUTURE FOR FINANCE
- MARKETINVOICE AND KASHFLOW PARTNERSHIP TO OFFER ‘INSTANT’ INVOICE FINANCE
- PERSONAL CURRENT ACCOUNT AND SMALL BUSINESS BANKING FACE FULL COMPETITION INVESTIGATION
- LLOYDS BANK EXPANDS SOUTH WALES’ TEAM WITH THE APPOINTMENT OF A SPECIALIST INVOICE FINANCE REGIONAL MANAGER
- BRITONS URGED TO IMPROVE PERSONAL FINANCE SKILLS AFTER ONE-IN-THREE CONSUMERS FAIL TO BALANCE THE HOUSEHOLD BOOKS
- INVESTEC LAUNCHES PRIVATE BANK ACCOUNT
- MOVE OVER LOANS AND OVERDRAFTS? WILL BRITAIN’S SMES BE CHANGING THE WAY THEY FUND THEIR BUSINESS?
- THE WINNING FORECAST
- THE MASTERCARD THAT CAN BE TOPPED UP WITH CASH – SECURELY AND WITH TOTAL COST CONTROL
- ECB ENTANGLED WITH BANKS IN POLICY CONUNDRUM
- BRITISH SMES PREDICT GROWTH
- MARKETINVOICE PARTNERS WITH XERO TO OFFER INSTANT ON-DEMAND FUNDING TO UK BUSINESSES
- SMES STUCK IN CONFIDENCE TRAP
- ‘PAYMENT ACCOUNTS DIRECTIVE’
- ADVANCED PAYMENT SOLUTIONS (APS) TEAMS UP WITH CHALLENGER BANK, SHAWBROOK, TO PROVIDE EXPANDED CREDIT FACILITIES TO SMES
- THE CUSTOMER CENTRICITY CONUNDRUM
- MORE SMES SAY THEY ARE PROFITABLE, HALF ARE PLANNING TO GROW, BUT NO INCREASE IN APPETITE FOR EXTERNAL FINANCE
- Financial Services Sector Loses Ground By Failing To Consider Customer Retention Strategies
- NEW RESEARCH FROM MAZARS REVEALS STARK DIFFERENCES AMONGST EUROPEAN SME WORKING CAPITAL POLICIES
- THE TOP THREE WAYS OF IMPROVING CHANCES FOR MORTGAGE APPROVAL
- BRANCH CLOSURES IN THE DIGITAL ERA – SHIFTING INFRASTRUCTURES
- EXPORT OPPORTUNITIES: SHOULD YOU TARGET MINT, BRIC OR SOMEWHERE ELSE?
- NEW THINKING ON FRAUD: SPOT THE PATTERN
- FINANCIAL GOVERNANCE AND BEST PRACTICE KEY TO RISK LIMITATION IN LAW FIRMS
- UNDERSTANDING THE IMPACT OF RING-FENCING
- INNOVATIVE NEW LENDER TARGETS FINANCE & INSURANCE COMPANIES
- THE YEAR OF CHANGE – Top predictions for the financial services industry in 2014
- TECHNOLOGY IN BANKING – REINFORCING CORPORATE DNA WITH TECHNOLOGY IN SEARCH FOR THE HOLY GRAIL
- HUNTING FOR FUNDS FOR YOUR BUSINESS
- credEcardplus – The Prepaid Card you can Bank on!
- TATA CONSULTANCY SERVICES: HELPING COMPANIES EXPERIENCE CERTAINTY IN A DIFFICULT BANKING AND FINANCIAL LANDSCAPE
- Payments and Collections Factory – Realising Cost Benefits
- LENDING – WHERE IS IT HEADING – WITH OR WITHOUT BANKS?
- Europeans Are More Likely Now to Switch Banks and Use Alternative Sources of Credit Bankers Report in FICO-Efma Survey
- Business Mentoring: The Road to Economic Recovery
- Seize the export opportunities
- Creating a New Order
- Account switching explained – a new guaranteed service for the UK
- ZUNO Delivers Automated Credit Decisions Using Cloud-Based FICO Originations Solution
- First-Party Fraud – The Rest of the Iceberg
- Payday loans – how to borrow safely
- Taking Control of Cash Flow – The Selective Invoice Finance Solution
- Frodo takes on the UK’s big banks and starts a revolution in on-line credit purchasing
- From Big Data to Big Marketing
- European Credit Still on the Rocks
- The future of corporate banking for SMEs
- Payday Lenders – Providing valuable insight for traditional credit providers
- Local shop owners say no to Sunday trading freedom for big retailers
- Banks are not the Barrier to Growth
- Is ‘cease to trade’ the real factor behind falling insolvency stats?