what is credEcardplus?
Quite simply it’s a prepaid Visa card which can be loaded with cash and used online, over the telephone, in shops and at ATMs worldwide, in fact anywhere that displays the Visa acceptance mark.
a prepaid card that’s made for you
A credEcardplus account is the perfect solution for taking control of your money, or for anyone who has difficulty obtaining a high street bank account. It offers a secure online account management facility with a sort code and unique UK account number. As it’s a prepaid card you can only spend what you load and once the balance of the card has been spent, you just need to top it up! Plus, applying couldn’t be easier – all you need is proof of your identity and address, no credit checks are carried out.
ideal for you if…
You want an easy way to manage your finances and budget
You don’t have a bank account
You want to receive wages or benefits and access them immediately
You want a safe and convenient way to spend your money at home or abroad
You are new to the UK
You have a poor credit history
You want to shop online or by telephone but don’t have a credit or debit card
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great alternative to a bank account
Unique UK account number and sort code
Have wages, loans and benefits paid directly into your card account
Access your money when you need it 24/7, 365 days a year
Use your card worldwide wherever you see the Visa acceptance mark
Manage your money online – pay bills, set up standing orders, transfer money to other accounts and view statements
Offers an additional card for a family member or friend
Rewards you for spending
gives you peace of mind
Secure PIN to authorise your transactions so your card is better protected from fraud
Instant transaction notification by SMS, email or online
Lost and stolen line 24/7
Friendly customer service support available 6 days a week
Only spend what you load so no overdraft or interest charges