GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
Police response to shooting incident in Times Square, New York - Global Banking & Finance Review
Emergency response at Times Square following a shooting that left three individuals injured. This incident highlights ongoing gun violence issues in the US.
Headlines

As Europe bakes, momentum grows for climate-resilient farming

Published by Global Banking & Finance Review

Posted on August 19, 2026

5 min read

· Last updated: August 19, 2026

Add as preferred source on Google

Climate-Resilient Farming Expands as Europe Battles Drought and Heatwaves

Climate-Resilient Farming Practices and Financial Impacts

By James Davey, Simon Jessop and Alexander Marrow

GREAT WALTHAM, England, Aug 19 (Reuters) - With Britain about to record its hottest summer yet, Sam Squier's nearly 200-acre beef farm in south east England stands out as a lush, green oasis surrounded by scorched brown fields.

As neighbouring farmers have resorted to using winter feed, Squier's herd of Aberdeen Angus feeds on dense pasture maintained by planting that has retained water and improved soil quality.

"This year is a testament to what you can do in a dry year," Squier told Reuters. 

"Our vision was to improve the soil structure and build resilience within our business, mitigating against both prolonged periods of dry hot weather and prolonged periods of wet weather," he said.

His cattle, which carry genetic traits from Japanese Wagyu that are renowned for producing tender beef, graze on a mix of grasses, deep-rooting herbs and legumes, known as herbal leys.

The method is inspired by ancient practices and reflects decades-long efforts to introduce climate-resilient farming as governments and regulators across the world have sought to make supply chains less vulnerable.

After years of intensive agriculture that was designed to feed the maximum number of people most cost-effectively, this year's extreme weather has added urgency to the debate over whether climate change has transformed the economics.

According to Reuters' interviews for this story with more than 25 people engaged on the issue, banks, insurance groups, water companies, governments and major food groups such as McDonald's are funding a shift in farming practices.

Financial Losses from Extreme Weather

Meteorologists have said they expect to declare Britain's summer, which officially ends on August 31, the hottest yet and Europe as a whole has this year experienced more extreme warming than any other continent with five heatwaves and far below average rainfall.

After its hottest June and driest July on record, almost three-quarters of England is officially in drought.

Livestock and dairy farmers have reported poor grass growth, the UK's cereal harvest is set to be the worst since comparable records began in 1984, and fruit and vegetable growers have said production will be reduced, echoing warnings from across Europe.

The losses for farmers in the European Union and Britain from failed crops in the June heatwave could be up to €2.3 billion ($2.7 billion), according to the Energy and Climate Intelligence Unit. There are knock-on effects for inflation, which has already been driven higher by the increased energy and fertiliser costs linked to war in the Middle East.

Benefits of Regenerative Farming Methods

Nutrient-Enhancing and Energy-Rich Herbal Leys

By contrast with the arid land all around, the herbal leys in some of Squier's fields, near Chelmsford, stand over knee height even after two months without rain, and without the use of irrigation. 

The grasses provide energy-rich feed, the nutrient-enhancing herbs help to control parasites and reduce the need for medication, while the legumes fix nitrogen in the soil, removing the need for artificial fertilisers.

The cows are concentrated in a small area where they graze and trample the vegetation and are moved twice a day. They create a protective layer over the soil and their manure helps return seed to the ground, boosting soil health and water retention. Squier has not needed to buy winter feed for eight years.

He estimates the soil holds around 400,000 litres (105,700 U.S. gallons) more water per acre than before he adopted regenerative farming. In the first six years after the switch, estimated earthworm numbers rose from 80 million to 680 million. 

Financial and Corporate Support for Transition

Big Companies Help Farms to Switch Techniques

Government environmental grants helped Squier make the transition. Without giving precise detail, he said his farm would struggle to remain viable without that support.

He also said ownership and tenancy arrangements, financial constraints and resistance to change were a problem for others.

An increasingly popular solution is to work with companies from across a range of sectors including insurers and banks, which have an interest in protecting themselves from the consequences of extreme weather, and as evidence mounts that it is worth investing in different farming methods.

Bank and Insurance Initiatives

"Farms adopting ... regenerative practices are consistently outperforming more conventional holdings during drought stress in terms of both yield and profitability," Andrew Voysey, Chief Impact Officer at agriculture consultancy Soil Capital, said. 

He cited a study for the organisation that found farms that adopted regenerative practices reduced drought-related yield losses by at least 10% in around 85% of cases.

In Britain, Lloyds Bank has joined forces with regenerative food business Wildfarmed to create the Food & Nature Resilience Fund, alongside water companies Severn Trent and Affinity Water and insurance group AXA XL. Pooled funds go to farmers to improve soil health.

Ben Makowiecki, Lloyds' Agriculture Sustainability Director, said water companies could reduce the amount of money spent on removing farm chemicals from river systems, saving £4 ($5) to £6 of upstream costs for every pound they invest in farms, while insurers can access data to better understand how regenerative agriculture can mitigate flood risk. 

"We can't do this on an individual farm-by-farm basis," he said, adding collaboration was needed to get "systemic industry change".

Collaborative Schemes and Support Options

Another scheme is the Routes to Regen initiative, involving companies including McCain and McDonald's, UK supermarket Waitrose, banks such as Lloyds, Barclays and NatWest and insurers including Aon and Tokio Marine Kiln. 

Rather than creating a pooled fund, it aims to give farmers a choice of support. The options

Key Takeaways

  • Europe, including the UK, is experiencing its hottest summer on record, with multiple heatwaves and drought across the continent, disrupting agriculture and causing significant crop losses and human health impacts (lemonde.fr).
  • Herbal leys—mixtures of grasses, legumes, and herbs—offer drought resilience by improving soil structure, water retention, and forage quality, while reducing reliance on synthetic fertilisers and enhancing livestock health (ahdb.org.uk).
  • UK government schemes like Countryside Stewardship and Sustainable Farming Incentive financially support the establishment of herbal leys, recognizing their benefits for soil health, biodiversity, and farm resilience (gov.uk).

References

Frequently Asked Questions

What is climate-resilient farming?
Climate-resilient farming involves agricultural practices designed to withstand extreme weather, such as drought or heavy rainfall, focusing on soil improvement, water retention, and diverse plantings.
How are European farmers adapting to extreme weather?
Farmers are using regenerative methods like planting herbal leys, improving soil quality, and securing financial and government support to cope with drought and heatwaves.
What financial impact has extreme weather had on European agriculture?
Failed crops and reduced yields during heatwaves have caused losses of up to €2.3 billion to EU and UK farmers, increasing inflation and supply chain vulnerability.
How does regenerative farming help during droughts?
Regenerative farming improves soil structure, increases water retention, boosts nutrient content, and reduces the need for artificial fertilizers, helping farms remain productive during dry spells.
What support is available for farmers transitioning to climate-resilient methods?
Government environmental grants and investments from major food and financial companies are helping farms switch to climate-resilient and regenerative agriculture.

Tags

Related Articles

More from Headlines

Explore more articles in the Headlines category