WITH GEMALTO MOBILE SOLUTION, LCL CUSTOMERS GET THEIR PIN CODE VIA SMS - Top Stories news and analysis from Global Banking & Finance Review
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WITH GEMALTO MOBILE SOLUTION, LCL CUSTOMERS GET THEIR PIN CODE VIA SMS

Published by Gbaf News

Posted on July 15, 2014

2 min read

· Last updated: December 11, 2018

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Gemalto Delivers Secure PIN Code Solution

Gemalto (Euronext NL0000400653 GTO), the world leader in digital security, has supplied a complete software, platform and service solution that securely issues PIN codes associated to LCL payment cards directly to customers via SMS. This new Allynis eService offer is part of Gemalto’s broader range of digital services associated with payment card issuance and certified by international payment associations, including PIN delivery by app or over the Internet.

Improved Customer Experience With SMS PINs

PIN delivery by SMS significantly improves LCL’s customer service. In particular, cardholders who forget their confidential code when out shopping or withdrawing cash will benefit greatly from the option of speedy reminders. In a second phase, when a newly created card is mailed to a home address, distribution by SMS rather than in a letter to the same destination will reduce the risk of fraud from stolen cards and PINs. For the bank, this eco-friendly security service translates into reduced mailing costs and stronger customer engagement.

Philippe Cambriel

Philippe Cambriel

Netsize Platform Enables Reliable Pin Delivery

Gemalto’s solution for LCL is built on Gemalto’s field-proven Netsize platform, operating seamlessly with direct connections to more than 160 mobile operators globally to offer fast and reliable message delivery. Gemalto’s services come with 24/7 support, online statistics, and a comprehensive Service Level Agreement ensuring reliability, availability and speed.

“LCL recognizes the mobile channel as a new opportunity to support their continued drive to optimize card activation rates and be the top-of-wallet choice for payment,” commented Philippe Cambriel, President for Europe, Mediterranean and CIS at Gemalto. “Enabling cardholders to get their PIN code on their mobile phone prompts them to start using their banking card as soon as they receive it.”

About LCL Bank and Its Customer Base

LCL is a major French retail banking company with over 2,000 branches across France, serving over 6,330.000 individuals and 27,000 corporate clients.

Key Takeaways

  • Gemalto’s Allynis eService enables secure PIN delivery via SMS for LCL payment cards.
  • SMS PIN delivery improves customer experience by enabling instant reminders when out shopping or withdrawing cash.
  • Switching from postal to SMS delivery reduces mailing costs and fraud risk.
  • The solution leverages Gemalto’s Netsize platform with global mobile operator connectivity and 24/7 support.

References

Frequently Asked Questions

What is the Allynis eService solution?
It is Gemalto’s software, platform and service solution that securely issues payment card PIN codes to customers via SMS.
How does SMS PIN delivery benefit LCL customers?
Customers who forget their PIN when shopping or withdrawing cash can instantly receive a reminder via SMS.
What are the benefits for the bank?
LCL reduces mailing costs, lowers fraud risk, and boosts customer engagement through eco‑friendly SMS delivery.
What platform supports SMS PIN delivery?
Gemalto’s Netsize platform, with connections to over 160 mobile operators, ensures fast, reliable, and secure SMS delivery.

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