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List of Banks in Chad

Published by Gbaf News

Posted on June 13, 2012

1 min read

· Last updated: June 11, 2018

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FINADEV Microfinance Bank
Ecobank
Banque Arabe SoudanoTchadienne
Commercial Bank of Tchad (CBT)
 Banque de Développement du Tchad
Bank of Central African States
Banque Internationale pour l'Afrique au Tchad (BIAT)
Banque Internationale pour la Reconstruction & Developpement
Banque Sahélo-Saharienne pour l'Investissement et le Commerce
Banque Tchadienne de Crédit et de Dépôt (BTCD)
Catholic Relief Services
 

FINADEV Microfinance Bank
Ecobank
Banque Arabe SoudanoTchadienne
Commercial Bank of Tchad (CBT)
 Banque de Développement du Tchad
Bank of Central African States
Banque Internationale pour l'Afrique au Tchad (BIAT)
Banque Internationale pour la Reconstruction & Developpement
Banque Sahélo-Saharienne pour l'Investissement et le Commerce
Banque Tchadienne de Crédit et de Dépôt (BTCD)
Catholic Relief Services
 

Key Takeaways

  • Chad's banking sector includes both commercial and microfinance institutions, including Ecobank, Commercial Bank Tchad and FINADEV.
  • Ecobank Tchad acquired BIAT and now offers varied services, including Islamic-compliant credits, with an expanding branch network.
  • Industrial and regional banks like Coris Bank and UBA also operate in Chad, offering pan‑African banking reach.
  • Microfinance institutions like FINADEV and Express Union Tchad play a key role in serving underserved populations and advancing financial inclusion.
  • The banking penetration rate in Chad remains low, with major development partners supporting expansion of digital and rural financial services.

References

Frequently Asked Questions

Which are the main commercial banks in Chad?
Key commercial banks include Ecobank Tchad, Commercial Bank Tchad, Société Générale des Banques (Coris Bank), Orabank, UBA Tchad, Banque Agricole et Commerciale, Banque Sahélo‑Saharienne (BSIC), and Banque de l’Habitat du Tchad.
What microfinance institutions operate in Chad?
Notable microfinance players include FINADEV Microfinance Bank, the first accredited MFI in Chad, and Express Union Tchad, which receives support to expand rural financial access.
How extensive is banking access in Chad?
Banking penetration is low—only around 5–7% of the population have access to formal financial services—prompting digital finance initiatives to improve inclusion.

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