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Customer Experience in Financial Services: Why It’s Now an IT Imperative
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FCA must prioritise faster, more secure payments, say high-risk finance businesses as PSR is wound down
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Noda scales access to open banking: Merchants now connected to over 100 million potential customers
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Companies Want to Become Banks. Zūm Rails' “Bank in a Box” Just Removed the Barriers to Doing it.
Invisible Payments: From Uber to IoT—What Does a Frictionless Future Look Like?
Date: August 14, 2025
Invisible payments are financial transactions that happen without any deliberate action at the time of purchase. There’s no card swipe, tap, PIN entry, or confirmation screen. Instead, payment is triggered automatically through stored credentials, sensors, biometric ID, or app-based logic—removing the visible step we traditionally associate with paying....
What Is PCI DSS? Rules, Requirements and Business Impact
Date: August 13, 2025
If your business accepts card payments, you are expected to follow a set of rules that protect sensitive customer data. These rules are known as PCI DSS or Payment Card Industry Data Security Standard....
Understanding Car Finance With a Less Than Perfect Credit Score
Date: August 8, 2025
For many people across the UK, having a less-than-perfect credit history is more common than you might think. Life happens, whether through unexpected job loss, illness, or simply struggling to keep up during the cost of living crisis. Recent ...
The Retirement Reckoning: Are We Ready for the 100-Year Life?
Date: August 7, 2025
Average global life expectancy has increased from 32 years in 1900 to more than 71 years today, with many developed nations now exceeding 80. By 2050, the number of people aged 60 and over is expected to reach 2.1 billion—more than triple the total in 2000 and over 20% of the global population....
Sikoia partners with Experian to provide further automated income and employment verification opportunities
Date: August 6, 2025
Global data and technology company, Experian, and leading customer verification platform Sikoia today announce a new partnership to streamline and modernise income and employment verification....
Navigating the Future of Autonomous Decision-Making
Date: August 6, 2025
The idea of machines making decisions on our behalf once belonged to the realm of science fiction. Today, it is embedded in the everyday—guiding what news we see, what jobs we’re offered, and in some cases, determining access to financial services, healthcare, and justice. From AI-powered hiring platforms to autonomous vehicles and algorithmic loan underwriting, artificial intelligence (AI) is rapidly transforming the decision-making landscape....