Key facts

  • AIRA & AIFUL (A&A) open Thailand’s newest consumer finance institution with FIS as its strategic technology provider.
  • FIS will support A&A by providing end-to-end, consumer-facing lending and payment solutions as well as back office and infrastructure services via an outsourced model.
  • Eleven of the top 13 banks in Thailand use FIS solutions.

Launching as Thailand’s newest consumer finance institution, AIRA & AIFUL Public Company Limited (A&A) has selected FIS™ (NYSE: FIS) as its strategic technology provider.

A global leader in banking and payments technology as well as consulting and outsourcing solutions, FIS will serve as A&A’s strategic technology provider, providing consumer-facing lending and payments solutions as well as back office and infrastructure services – on a fully outsourced platform that will kick start A&A’s growth.

 As one of Thailand’s newest financial institutions in a highly competitive market, A&A needed to leverage a technology provider that could deliver best-of-breed financial technology.  FIS’ success enabling start-up and challenger financial services organizations made it the right choice to help A&A achieve its vision.

 FIS has maintained successful relationships with Thai banks for more than 20 years and eleven of the country’s top thirteen banks now use FIS solutions.


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 “A&A was looking for a technology provider with the right combination of market leadership and successful end-to-end, outsourced implementations in challenging deadlines,” said Raja Gopalakrishnan, executive vice president, Global Financial Solutions, FIS. “With our experience from successful implementations across the Asia-Pacific region, FIS is the go-to leader for outsourced services in Thailand and beyond.”

 “We were delighted with FIS’ history of implementations across the region, and its economies of scale from infrastructure and resource deployments,” said Susumu Ito, Senior Vice President, A&A.

 AIRA & AIFUL Public Company Limited was incorporated in Dec. 2014, with capital of 1,000 million baht, as a joint venture between Thailand’s AIRA Capital Public Company Limited and AIFUL Corporation, one of Japan’s largest consumer finance companies.