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UK fraud report calls for more whistleblower rewards - Headlines news and analysis from Global Banking & Finance Review
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UK fraud report calls for more whistleblower rewards

Published by Global Banking & Finance Review

Posted on July 14, 2026

2 min read

· Last updated: July 14, 2026

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UK Report Calls for Whistleblower Rewards and Expanded Fraud Penalties

By Kirstin Ridley

Key Recommendations and Reforms in the UK Fraud Report

LONDON, July 14 (Reuters) - Britain should pave the way for its Serious Fraud Office to financially reward whistleblowers and create a new criminal offence for knowingly making false reports to law enforcement, a government-commissioned report said on Tuesday.

Whistleblower Rewards and Protections

In the long-awaited, second part of an independent review, leading lawyer Jonathan Fisher urged the government to consult on the design of a new reward scheme and recommended making it a criminal offence to harass or intimidate whistleblowers.

Independent Arbitration Panel

After examining why the criminal justice system has struggled to keep pace with rising fraud, Fisher set out nearly 50 recommendations, including the creation of an independent arbitration panel to review whistleblower complaints.

Comparison with International Practices

Financial rewards for whistleblowers have long been a contentious issue in Britain, setting it apart from the United States, where enforcement agencies have long offered informants a share of funds recovered from wrongdoing.

Former SFO Director's Advocacy

Former SFO director Nick Ephgrave campaigned for payouts to help uncover economic crime offences before he left office in January. 

HM Revenue & Customs Initiatives

But Britain's tax office moved first. HM Revenue & Customs last November launched a U.S.-style reward programme to help narrow Britain's £46.8 billion ($62.8 billion) tax gap, building on an existing scheme that allowed modest discretionary payments.

Reception and Broader Recommendations

The SFO welcomed Fisher's recommendations, saying whistleblowers can provide vital intelligence that might otherwise go undetected, helping investigators identify wrongdoing more quickly and bring cases to justice.

Review Focus and Fraud Statistics

The first part of Fisher's review, published last year, focused on criminal disclosure rules. The second part, dated December 2025, examines the changing nature of fraud in the digital age, where only 1% of reported fraud cases result in a criminal justice outcome.

Additional Measures Proposed

Among his other recommendations were an anti-fraud levy aimed at increasing social media companies' obligations to combat fraud and doubling the maximum sentence for serious fraud and money laundering to 20 years, although overcrowded prisons have led to the early release of prisoners.

($1 = 0.7454 pounds)

(Reporting by Kirstin Ridley. Editing by Tommy Reggiori Wilkes and Mark Potter)

Key Takeaways

  • Introduce financial rewards for whistleblowers via the SFO, akin to HMRC’s new scheme
  • Establish a criminal offence for false reports and protections against whistleblower harassment
  • Implement around 50 reforms including anti‑fraud levy, stronger sentences, arbitration panel, and digital enforcement enhancements

Frequently Asked Questions

What does the UK fraud report recommend for whistleblowers?
The report urges financial rewards for whistleblowers and stronger protections, including criminal penalties for harassment and false reporting.
How does the UK’s approach to whistleblower rewards differ from the US?
Unlike the US, where informants can receive a share of recovered funds, UK agencies have historically not offered substantial financial incentives, but recommendations may change this.
What additional legal changes are proposed in the report?
The report suggests making it a criminal offence to harass whistleblowers, creating penalties for false law enforcement reports, and potentially doubling sentences for serious fraud.
What role does the Serious Fraud Office play in these recommendations?
The SFO is encouraged to support whistleblower reward schemes as a way to uncover and investigate economic crimes more effectively.
How effective is the UK’s current response to fraud?
Currently, only 1% of reported fraud cases result in a criminal justice outcome, highlighting the need for reforms.

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