UK financial regulator to introduce new rule on money market fund liquidity - Finance news and analysis from Global Banking & Finance Review
Finance

UK financial regulator to introduce new rule on money market fund liquidity

Published by Global Banking & Finance Review

Posted on June 8, 2026

2 min read

· Last updated: June 8, 2026

Add as preferred source on Google

UK financial regulator softens proposed change to UK money market fund rules

Overview of the FCA's Updated Money Market Fund Proposals

LONDON, June 8 (Reuters) - Britain's financial regulator on Monday slightly softened its proposals for money market funds to hold more liquid assets which are designed to ensure they are resilient enough to weather financial shocks.

Background: Government and Regulatory Focus on Money Market Funds

In May the government said it would impose tougher rules on money market funds, ‌which were hit by heavy redemptions during a COVID-19-induced "dash for cash" and have been a focus of regulators since.

Consultation and Response

The Financial Conduct Authority set out an update to its original proposals in a statement on Monday after receiving consultation responses.

Details of the Updated Proposals

It said current minimum weekly liquid assets would be unchanged, but that it would now set out a "strong supervisory expectation" that so-called 'stable net asset value' funds would need to hold 40% WLA and variable net asset value funds would need to hold 20% WLA.

Funds would be able to dip below these levels to meet redemptions or for reasons outside their control, but should only do so "very rarely", the FCA said.

Comparison to Original Proposals

The original proposals had been for a binding requirement that firms held 50% of their assets in investments that could be converted into cash within a week.

Regulator's Statement and Next Steps

"Our updated proposals will deliver a clear increase in the level of resilience expected of UK MMFs while making sure they can continue to meet the needs of investors," the regulator said.

They are subject to final consideration and sign-off within the FCA.

(Reporting by Sam Tabahriti, writing by Sarah Young and William James; editing by David Milliken)

Key Takeaways

  • The FCA’s new resilience requirement mandates stable NAV MMFs hold at least 40% in weekly liquid assets (WLA), and variable NAV MMFs 20%, to ensure liquidity during stress.
  • This move aligns with benchmarks recently identified by the European Commission—40% for CNAV/LVNAV and 20% for VNAV MMFs—highlighting broader EU coordination on fund resilience (cssf.lu).
  • HM Treasury and the FCA have jointly committed to reforming the UK Money Market Funds Regulation via forthcoming legislation, reflecting recent consultation feedback and cross‑border considerations (regulationtomorrow.com).

References

Frequently Asked Questions

What new rule is the UK financial regulator planning for money market funds?
The regulator plans to require all money market funds to hold sufficient liquidity to ensure adequate resilience.
Which authority is introducing the new money market fund rule?
The Financial Conduct Authority (FCA) is introducing this new rule.
What are the liquidity requirements for stable NAV and variable NAV MMFs?
Stable NAV MMFs must hold 40% weekly liquid assets, and variable NAV MMFs must hold 20%.
Why is the new liquidity rule being introduced?
The rule aims to maintain financial stability and market integrity.
How will the FCA communicate its expectations to money market funds?
The FCA intends to issue guidance outlining the supervisory expectations for liquidity levels.

Tags

Related Articles

More from Finance

Explore more articles in the Finance category