Interview with Aldo Tembe about Mozambique's pension fund industry - Global Banking & Finance Review — Aldo Tembe, Managing Director of Moçambique Previdente SGFP, S.A., shares insights on the pension fund industry in Mozambique, highlighting the company's achievements and future outlook.

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The Pension Fund Industry in Mozambique

Published by Uma Rajagopal

Posted on March 21, 2015

1 min read

· Last updated: March 4, 2019

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Global Banking & Finance Review interview Aldo Tembe, Managing Director of Moçambique Previdente SGFP, S.A. to find out about the pension fund industry in Mozambique and Moçambique Previdente SGFP, S.A. and. Moçambique Previdente was the 2014 award winner for Best New Pension Fund Management Company Mozambique. Visit Moçambique Previdente

Key Takeaways

Mozambique’s pension fund industry is nascent, covering only around 7% of the population and totaling about USD 850 million in assets.
Moçambique Previdente, founded in 2013, was the country’s first private pension fund manager, offering customized solutions and growing rapidly.
Pension fund deposits in banks declined significantly in 2025, as funds shift toward long‑term capital markets.
Regulation ensures fund safety, with oversight by ISSM and mandatory supervisory commissions for each pension fund.

References

Frequently Asked Questions

How large is Mozambique’s private pension fund sector?

It covers only about 7% of the population with assets around USD 850 million (about 5% of GDP).

Who is Moçambique Previdente?

Mozambique’s first private pension fund manager, founded in 2013, offering tailored pension solutions and managing growing assets and participants.

Why are pension fund deposits in banks falling?

Deposits fell in H1 2025 by nearly 20%, as funds redirected investments toward long‑term capital markets for better alignment with liability profiles.

How are pension funds regulated in Mozambique?

They are regulated by ISSM under ministerial decrees and require independent supervisory commissions to oversee investment and financial health.

The Pension Fund Industry in Mozambique

Key Takeaways

References

Frequently Asked Questions

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