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Reforms could relieve German budget by up to €60 billion, Ifo says

Published by Global Banking & Finance Review

Posted on June 16, 2026

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· Last updated: June 16, 2026

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Ifo Institute: Economic Reforms Could Save German Budget €60 Billion by 2030

Key Findings from Ifo Institute's Economic Reform Study

By Maria Martinez

BERLIN, June 16 (Reuters) - Germany's financial situation could be improved by up to €60 billion ($70 billion) annually by 2030 with a series of economic reforms, calculations by the Ifo Institute showed on Tuesday.

Main Sources of Potential Savings

The study, commissioned by the employer-funded think tank New Social Free Market Initiative, shows that the government could generate around €54 billion through changes to pension insurance, parental allowance and subsidies. 

An additional €6 billion could be generated through growth-promoting investments at the federal level.

Required Timeline for Reforms

“To achieve that, reform packages need to be initiated now that will take effect in the next four years,” Ifo Institute President Clemens Fuest said.

Breakdown of Proposed Pension and Subsidy Reforms

Pension Insurance Adjustments

The Munich-based economic research institute calculated a scenario for pension insurance in which pensions would be linked to inflation rather than wages.

Mother's Pension Reduction

The so-called "mother's pension", which credits parents for time spent raising children, would be reduced in the next four years to 50% of the current level.

These measures would result in savings of around €20 billion by 2030, compared to the planned spending to date.

Subsidy Cuts

The German government would need to spend around €31 billion less if all subsidies that have not yet been approved were to be cut by 60% over the next four years, Ifo Institute said. 

($1 = 0.8620 euros)

(Reporting by Maria Martinez; editing by Milla Nissi-Prussak)

Key Takeaways

  • Ifo projects up to €54 billion of annual relief via changes to pension insurance (such as inflation‑linking and halving mothers’ pension), parental allowance, and subsidies.
  • An additional €6 billion could be generated through growth‑oriented federal investment shifts.
  • Reforms must begin immediately to start delivering impact within the next four years.

References

Frequently Asked Questions

How much could Germany improve its budget with proposed reforms?
According to the Ifo Institute, Germany could improve its budget by up to €60 billion annually by 2030 with proposed economic reforms.
What reforms are suggested to generate savings in the German budget?
The Ifo Institute suggests reforms in pension insurance, parental allowance, and cuts to subsidies to generate savings.
How would changes to pension insurance impact savings?
Linking pensions to inflation instead of wages and reducing the 'mother's pension' could save around €20 billion by 2030.
What is the source of the economic reform study?
The study was conducted by the Ifo Institute, commissioned by the New Social Free Market Initiative.
How much could subsidy cuts contribute to the savings?
Cutting unapproved subsidies by 60% over the next four years could save around €31 billion for the German government.

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