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UBS tops profit expectations on market volatility

Published by Global Banking & Finance Review

Posted on April 29, 2026

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· Last updated: April 29, 2026

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Swiss bank UBS exceeds profit forecasts as Iran war stokes trading volatility

UBS Reports Strong First-Quarter Results Amid Market Turbulence

By Ariane Luthi

ZURICH, April 29 (Reuters) - Swiss bank UBS reported better-than-expected first-quarter net profit on Wednesday, helped by record trading revenue amid market turbulence triggered by the Iran war.

Financial Performance and Market Reaction

Days after Switzerland published a banking bill that could require it to find an extra $20 billion in core capital, UBS posted net profit of $3.0 billion in the first quarter of 2026, up 80% year-on-year and beating an average estimate of $2.3 billion in a company-provided poll of analysts.

UBS shares were up more than 4% in mid-morning trading.

Investment Banking and Trading Revenue

Revenue in the UBS investment banking division jumped 27% year-on-year, boosted by an all-time high in its trading arm, with record income in the bank's equities and foreign exchange, rates and credit businesses.

M&A and IPO Advisory Performance

Underlying revenue in the investment bank's M&A and IPO advisory section was also up, helped by a standout quarter in equity capital markets, the bank said.

Global Wealth Management Growth

In global wealth management, underlying transaction-based income rose 17%. The division attracted net new assets of $37 billion with positive flows across all regions.

Inflows of $5.3 billion in the Americas marked a turnaround after wealth outflows in this key growth market clouded a profit jump in the previous quarter.

Market Outlook and Risks

Markets have remained broadly resilient so far in the second quarter, reflecting expectations that a durable diplomatic solution to the Iran war is achievable, UBS said in a statement.

However, risks are elevated and conditions could change quickly, which may affect client sentiment, it added.

Share Buybacks and Analyst Reactions

'ENCOURAGING SET OF RESULTS' - CITI ANALYSTS

UBS reasserted its intention to repurchase at least $3 billion of shares in 2026, saying it was on track to do so by the end of July and aimed to do more by year-end, depending on visibility of parliamentary deliberations on capital rules.

"Overall an encouraging set of results, albeit we expect focus will once again be on the Swiss capital proposals and what this means for future buybacks," Citi analysts said in a note.

CEO Comments on Strategy and Regulation

CEO Sergio Ermotti told investors that UBS feels comfortable about accelerating its share buyback programme thanks to progress with the integration and its very strong business performance, but needed more clarity on capital rules.

"It's premature to talk about the magnitude of what we're going to do in the second half of the year," Ermotti said, adding that UBS would not jump to any strategic conclusions before parliament has taken a final call on regulation.

Swiss Banking Bill and Credit Suisse Integration

A stricter Swiss banking bill aims to prevent a repeat of the traumatic collapse of Credit Suisse, which UBS acquired in a state-engineered emergency takeover in 2023. 

The Swiss government last week granted UBS concessions but stuck to its key demand that the bank fully capitalise its foreign units, an item on which parliament is the final arbiter.

UBS will continue to engage constructively on Swiss capital rules, CEO Sergio Ermotti said. "These developments do not, and will not, change who we are as a firm."

Progress on Integration and Cost Reductions

The bank is on track to complete integration of Credit Suisse by year-end, unlocking potential for further growth and efficiency gains, UBS said.

Integration-related expenses dropped in the first quarter and an additional $800 million in cost reductions brought total cumulative savings to $11.5 billion, it said. UBS cut staff levels by about 1,500 full-time employees in the quarter.   

(Reporting by Ariane Luthi; Editing by Jacqueline Wong and Alexander Smith)

Key Takeaways

  • First‑quarter net profit was $3.0 billion, beating the $2.3 billion analyst estimate and marking an 80 % year‑on‑year increase.
  • Investment banking revenues surged 27 %, with trading at an all‑time high, while wealth management transaction income rose 17 %.
  • UBS reaffirmed its plan to repurchase at least $3 billion in shares by end‑July 2026 and is engaging with Swiss parliament on capital rules giving concessions including deferred tax and software amortisation relief.

Frequently Asked Questions

How much net profit did UBS report in Q1 2026?
UBS reported a net profit attributable to shareholders of $3.0 billion in the first quarter of 2026.
What contributed to UBS's strong first-quarter earnings?
Record trading revenues amid market volatility, especially due to the war in the Middle East, boosted UBS's earnings.
How did UBS's investment banking division perform year-on-year?
Revenues in the investment banking division jumped 27% year-on-year, driven by all-time highs in the trading arm.
What is UBS's plan for shareholder buybacks in 2026?
UBS intends to repurchase at least $3 billion of shares in 2026, aiming to complete this by the end of July.
What changes are being made to Swiss capital rules affecting UBS?
The Swiss government granted UBS concessions but maintained the requirement to fully capitalise its foreign units; parliament is the final decision maker.

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