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Yiren Digital YRD · USD

Financials · US listing · 🇺🇸 United States

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0.37

+0.65%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in CNY, from our data supplier.

FY2024

Net income

CN¥10.72bn

FY2015FY2024

Total assets

CN¥87.95bn

FY2015FY2024

Shareholders' equity

CN¥64.64bn

FY2015FY2024

Income statement

Fiscal years

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Research and developmentCN¥2.79bnCN¥1.01bn————————
Operating incomeCN¥11.16bnCN¥17.58bnCN¥9.97bnCN¥8.72bn−CN¥338.7mCN¥8.72bnCN¥9.75bnCN¥11.36bnCN¥7.35bnCN¥2.70bn
Net incomeCN¥10.72bnCN¥14.09bnCN¥8.10bnCN¥7.00bn−CN¥4.69bnCN¥7.83bnCN¥10.70bnCN¥9.29bnCN¥7.56bnCN¥1.86bn
Diluted earnings per share61.3578.8646.1341.05-26.0142.0057.4476.1463.0015.92

Balance sheet

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Total assetsCN¥87.95bnCN¥69.62bnCN¥57.82bnCN¥52.42bnCN¥45.40bnCN¥65.33bnCN¥96.54bnCN¥50.93bnCN¥32.40bnCN¥14.87bn
Cash and short-term investmentsCN¥26.02bnCN¥39.23bnCN¥28.94bnCN¥19.41bnCN¥16.73bnCN¥21.66bnCN¥17.66bnCN¥12.58bnCN¥6.56bnCN¥5.74bn
Total liabilitiesCN¥23.30bnCN¥14.84bnCN¥16.97bnCN¥19.77bnCN¥19.81bnCN¥34.91bnCN¥99.00bnCN¥30.82bnCN¥17.90bnCN¥8.24bn
Debt——CN¥5.20bnCN¥6.97bnCN¥3.39bnCN¥128.7m————
Shareholders' equityCN¥64.64bnCN¥54.77bnCN¥40.85bnCN¥32.66bnCN¥25.59bnCN¥30.42bn−CN¥2.46bnCN¥20.12bnCN¥14.50bnCN¥6.63bn
Shares outstanding175m179m175m171m180m187m186m122m120m117m

Latest quarters

By quarter end

Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024Mar 2024Dec 2023
Operating incomeCN¥1.28bnCN¥2.43bnCN¥2.08bnCN¥2.00bnCN¥2.30bnCN¥2.97bnCN¥3.89bnCN¥4.65bn
Net incomeCN¥2.15bnCN¥2.42bnCN¥1.68bnCN¥2.25bnCN¥2.40bnCN¥2.77bnCN¥3.29bnCN¥3.87bn
Diluted earnings per share12.2813.919.6413.0213.6815.8818.7021.88
Total assetsCN¥104.66bnCN¥97.88bnCN¥89.92bnCN¥87.95bnCN¥84.39bnCN¥80.04bnCN¥74.43bnCN¥69.62bn
Cash and short-term investmentsCN¥26.18bnCN¥27.77bnCN¥27.39bnCN¥26.02bnCN¥25.10bnCN¥37.24bnCN¥39.99bnCN¥39.23bn
DebtCN¥62.7m———————
Shareholders' equityCN¥70.06bnCN¥67.62bnCN¥66.07bnCN¥64.64bnCN¥62.90bnCN¥60.72bnCN¥58.26bnCN¥54.78bn

Financial ratios

Data as of 28 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating margin-1.0%28.4%53.0%42.9%25.6%-1.3%———
Net margin0.7%27.3%42.5%34.8%23.1%-17.5%———
Return on equity0.4%16.6%25.7%24.8%21.4%-18.3%———
Return on assets0.3%12.2%20.2%15.4%13.3%-10.3%———
Revenue growth-4.0%18.6%42.5%-23.3%13.0%-54.0%———
Earnings growth-97.5%-23.9%74.1%15.7%-249.1%-159.9%———
Current ratio6.82x5.61x6.30x11.77x11.77x4.92x———
Debt to equity0.00x0.00x0.00x0.23x0.21x0.23x———
Equity ratio68.9%73.5%78.7%62.3%62.3%56.4%———
Interest coverage———23.88x18.62x-0.05x1.71x11.75x14.60x
R&D as a share of sales7.3%7.1%3.0%4.4%4.6%————
Buybacks as a share of market value77.2%-331.8%50.9%-5.3%-1.9%9.9%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue9.0%-7.9%40.3%
Operating income8.6%5.1%—
Net income15.3%6.5%—

Average margins

Over each period

1 year3 years5 years10 years
Operating margin39.6%37.6%26.3%23.9%
Net margin34.2%31.6%20.3%19.9%

Market value over time

30 Nov 2016 to 27 Oct 2026, in CNY

CN¥1.70bnCN¥48.4m

Dividends and splits

Per share, in the currency the company pays

Paid for 2 years. Last went ex-dividend on 30 Sept 2025.

FY2025FY2024FY2018FY2017
Paid in the year0.440.200.280.015

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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