0.37
+0.65%
Close of 9 Nov 2026, in USD
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About Yiren Digital
Its shares trade under the ticker YRD. It has been listed since 18 December 2015. In the fiscal year to 31 December 2024, it reported net income of CN¥10.72bn. At that date it held total assets of CN¥87.95bn and shareholders' equity of CN¥64.64bn.
Yiren Digital Ltd. is engaged in the easy access to affordable credit and investors with attractive investment opportunities through its online marketplace. The company is headquartered in Beijing, Beijing. The company went IPO on 2015-12-18. The firm conducts its business in China, through Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd. (Heng Ye) and its consolidated variable interest entity, Heng Cheng Technology Development (Beijing) Co., Ltd. (Heng Cheng). Heng Cheng operates its Website, www.yirendai.com, and has an Internet content provider (ICP) license as an Internet information provider. Its online marketplace facilitates standard loan products, express loan products and vertical loan products to borrowers. Uses for these loan products include home remodels, durable good purchases, travel and continuing education. Its online marketplace provides investors with various investing tools, such as automated investing tool and self-directed investing tool. The company maintains a secondary loan market on its marketplace where investors can transfer the loans they hold prior to maturity at the fair value of the remaining loans.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 18 Dec 2015
- Employees
- 981
- Website
- yirendai.com ↗
- Head office
- 28/F, CHINA MERCHANTS BUREAU BUILDING, BEIJING, 100022
- Incorporated in
- E9
- Classification
- Finance Services
- Filer status
- Non-accelerated filer
Leadership
Pay as last reported
- Mr. Ning TangExecutive Chairman of the Board, Chief Executive Officer, since 2019
- Dr. George LiuChief Risk Officer
- Mr. Yu CongDirector, since 2014
- Mr. Jingsheng HuangDirector
- Ms. Tina JuDirector
- Ms. Chaomei ChenIndependent Director
- Mr. Hao LiIndependent Director
- Mr. Hanhui SunIndependent Director
- Mrs. Shuo ZhengIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Yiren Digital Ltd (Yiren) possesses several key strengths that contribute to its competitive position in the market.
Weaknesses
- While Yiren Digital Ltd has a strong market position, there are several weaknesses that need to be addressed to ensure sustained growth.
Opportunities
- Yiren Digital Ltd can capitalize on the following opportunities to further strengthen its market position and drive growth.
Threats
- Yiren Digital Ltd should be aware of the following threats that may impact its business and take necessary measures to mitigate risks.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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