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Sjova-Almennar tryggingar hf SJOVA.IC · ISK

Financials · Nasdaq Iceland · 🇮🇸 Iceland

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44.4

+1.37%

Close of 6 Nov 2026, in ISK

At a glance

Figures in ISK, from our data supplier.

FY2025

Revenue, before interest expense

ISK 34.85bn

FY2016FY2025

Net income

ISK 2.07bn

FY2016FY2025

Total assets

ISK 76.87bn

FY2016FY2025

Shareholders' equity

ISK 24.02bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseISK 34.85bnISK 36.99bnISK 34.28bnISK 27.53bnISK 31.43bnISK 25.19bnISK 23.44bnISK 18.14bnISK 17.88bnISK 18.07bn
Operating income——————ISK 4.41bnISK 945.1mISK 2.09bnISK 3.07bn
Net incomeISK 2.07bnISK 4.24bnISK 4.63bnISK 2.72bnISK 9.57bnISK 5.32bnISK 3.85bnISK 651.9mISK 1.75bnISK 2.69bn
Diluted earnings per share1.782.753.001.796.013.342.420.411.101.69

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsISK 76.87bnISK 75.69bnISK 69.30bnISK 68.57bnISK 67.86bnISK 59.26bnISK 50.98bnISK 44.20bnISK 43.36bnISK 43.30bn
Total liabilitiesISK 52.85bnISK 50.56bnISK 45.98bnISK 47.06bnISK 43.52bnISK 37.90bnISK 34.69bnISK 30.37bnISK 28.16bnISK 25.85bn
Shareholders' equityISK 24.02bnISK 25.13bnISK 23.32bnISK 21.51bnISK 24.34bnISK 21.36bnISK 16.29bnISK 13.83bnISK 15.21bnISK 17.45bn
Shares outstanding1,162m1,540m1,540m1,523m1,593m1,593m1,593m1,593m1,593m1,593m

Latest quarters

By quarter end

Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024Mar 2024
Revenue, before interest expenseISK 9.83bnISK 9.22bnISK 8.29bnISK 7.20bnISK 10.90bnISK 9.79bnISK 7.95bnISK 8.37bn
Operating income—ISK 1.44bn——————
Net incomeISK 1.40bnISK 1.15bnISK 60.2m−ISK 539.6mISK 2.81bnISK 1.44bn−ISK 433.8mISK 421.3m
Diluted earnings per share1.210.990.05-0.461.830.94-0.280.27
Total assetsISK 76.87bn—ISK 73.91bnISK 73.07bnISK 75.69bnISK 72.73bnISK 70.10bnISK 70.49bn
Shareholders' equityISK 24.02bn—ISK 21.28bnISK 21.20bnISK 25.13bnISK 22.30bnISK 20.86bnISK 21.29bn

Growth per year

Compound annual rate

3 years5 years10 years
Revenue8.2%6.7%6.8%
Net income-8.8%-17.2%12.1%

Average margins

Over each period

1 year3 years5 years10 years
Net margin8.8%10.2%15.0%13.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings24.517.413.318.66.37.87.432.214.38.4
Price to sales1.42.01.81.81.91.61.21.21.41.3

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 13 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2019FY2018
Paid in the year0.955.882.121.613.143.8640.471.05

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.