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Sjova-Almennar tryggingar hf SJOVA.IC · ISK

Financials · Nasdaq Iceland · 🇮🇸 Iceland

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44.4

+1.37%

Close of 6 Nov 2026, in ISK

About Sjova-Almennar tryggingar hf

Its shares trade on Nasdaq Iceland under the ticker SJOVA.IC. It has been listed since 11 April 2014. In the fiscal year to 31 December 2025, it reported revenue before interest expense of ISK 34.85bn and net income of ISK 2.07bn. At that date it held total assets of ISK 76.87bn and shareholders' equity of ISK 24.02bn.

Sjóvá-Almennar tryggingar hf engages in the provision of insurance services. The firm offers its solutions for both individuals and businesses. The firm reports three segments: Non-life Insurance, comprising property and casualty insurance; Life Insurance, offering life and health insurance; and Financial, including activities and financial operations of Sjova Forvarnahusid ehf. The firm offers wide range of insurance services that apply to assets, such as buildings and interior equipment (pipelines, electronics damage, property theft), livelihood, cargo; vehicles, such as passenger cars, jeeps, trucks, motorcycles, all-terrain vehicles (ATV) and snowmobile, among others; and life, health and travel insurance, among others. In addition, it offers Sickness Cost Insurance, required by the law for Icelanders, as well as for foreigners. The firm also provides rental of an automobile on its expense after a car accident.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Insurance
Listed since
11 Apr 2014
Employees
192
Website
sjova.is ↗

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Sjóvá-Almennar tryggingar hf offers comprehensive insurance solutions for property, vehicles, and health in Iceland.
  • The company provides legally required Sickness Cost Insurance for both Icelanders and foreigners.
  • Sjóvá-Almennar tryggingar hf has a strong presence in the Icelandic Financials sector with 192 employees.

Weaknesses

  • The company's business is limited to Iceland, restricting market expansion opportunities.
  • Sjóvá-Almennar tryggingar hf lacks international presence beyond Reykjavik.
  • The firm's segments are concentrated in non-life, life, and financial operations without diversification.

Opportunities

  • Expanding Sickness Cost Insurance to other countries with similar legal requirements.
  • Increasing vehicle insurance offerings for all-terrain vehicles and snowmobiles in Iceland.
  • Growing the Financial segment through Sjova Forvarnahusid ehf's activities.

Threats

  • Legal changes in Iceland could affect the mandatory Sickness Cost Insurance requirement.
  • Economic downturns in Iceland may reduce demand for non-life and life insurance services.
  • Competition from international insurers entering the Icelandic market.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.