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Instabank A INSTA.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

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4.88

-0.41%

Close of 9 Nov 2026, in NOK

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in NOK, from our data supplier.

FY2025

Revenue, before interest expense

NOK 610.4m

FY2016FY2025

Net income

NOK 122.8m

FY2016FY2025

Total assets

NOK 9.89bn

FY2016FY2025

Shareholders' equity

NOK 1.39bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseNOK 610.4mNOK 787.7mNOK 645.8mNOK 431.5mNOK 358.6mNOK 314.5mNOK 295.3mNOK 235.8mNOK 119.3mNOK 6.9m
Operating income—NOK 128.4mNOK 131.2mNOK 103.3mNOK 112.2mNOK 57.0mNOK 55.0mNOK 34.0mNOK 4.1m−NOK 26.8m
Net incomeNOK 122.8mNOK 98.1mNOK 100.9mNOK 82.2mNOK 83.5mNOK 42.7mNOK 41.2mNOK 26.1mNOK 2.3m−NOK 17.4m
Diluted earnings per share0.320.260.240.240.240.120.120.080.01-0.05

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsNOK 9.89bnNOK 8.01bnNOK 7.28bnNOK 5.80bnNOK 4.83bnNOK 3.98bnNOK 3.54bnNOK 3.42bnNOK 2.11bnNOK 526.9m
Total liabilitiesNOK 8.50bnNOK 6.97bnNOK 6.33bnNOK 5.01bnNOK 4.17bnNOK 3.40bnNOK 2.97bnNOK 2.93bnNOK 1.83bnNOK 290.0m
DebtNOK 190.0mNOK 96.0mNOK 96.0mNOK 96.0mNOK 56.0mNOK 56.0mNOK 80.9mNOK 65.0mNOK 12.3m—
Shareholders' equityNOK 1.39bnNOK 1.04bnNOK 948.1mNOK 786.3mNOK 666.1mNOK 583.7mNOK 567.6mNOK 483.7mNOK 282.7mNOK 236.9m
Shares outstanding380m380m420m348m348m345m333m344m265m380m

Financial ratios

Data as of 30 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin—16.3%20.3%23.9%31.3%18.1%18.6%
Net margin20.1%12.5%15.6%19.1%23.3%13.6%—
Return on equity8.9%9.4%10.6%10.5%12.5%7.3%—
Return on assets1.2%1.2%1.4%1.4%1.7%1.1%—
Revenue growth-22.5%22.0%49.7%20.3%14.0%6.5%—
Earnings growth25.1%-2.7%22.7%-1.5%95.5%3.5%—
Current ratio—0.02x0.03x0.01x0.00x0.00x0.04x
Debt to equity0.14x0.09x0.10x—0.08x0.10x0.14x
Equity ratio14.0%13.0%13.0%13.6%13.8%14.7%—
Interest coverage—0.43x0.64x1.40x2.91x1.11x1.03x
Buybacks as a share of market value-0.2%9.5%-20.7%0.2%-0.9%-3.7%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue19.8%13.4%—
Net income14.3%23.5%—

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020
Price to earnings10.67.77.37.78.513.7
Price to sales2.11.51.71.82.21.8

Dividends and splits

Per share, in the currency the company pays

Paid for 1 years. Last went ex-dividend on 11 Apr 2025.

FY2025
Paid in the year0.08

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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