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Instabank A INSTA.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

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4.88

-0.41%

Close of 9 Nov 2026, in NOK

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About Instabank A

Its shares trade on Oslo Børs under the ticker INSTA.OL. It has been listed since 3 October 2016. In the fiscal year to 31 December 2025, it reported revenue before interest expense of NOK 610.4m and net income of NOK 122.8m. At that date it held total assets of NOK 9.89bn and shareholders' equity of NOK 1.39bn.

Instabank ASA operates as a digital bank. The company is headquartered in Oslo, Oslo. The company went IPO on 2016-10-03. The firm operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The firm is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The firm distributes products and services primarily through the bank’s Website and via agents. The firm is primarily owned by Norwegian investors.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks
Listed since
3 Oct 2016
Employees
44

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Instabank ASA offers digital banking solutions in Norway, Sweden, Finland, and Germany with 44 employees.
  • Instabank ASA provides loan products, savings, and insurance through digital channels in four Nordic and German markets.
  • Instabank ASA's technology and paytech expertise support business model innovation for companies in digital transformation.

Weaknesses

  • Instabank ASA has only 44 employees, indicating limited operational capacity.
  • Instabank ASA's primary ownership by Norwegian investors may limit international expansion opportunities.
  • Instabank ASA's reliance on website and agent distribution channels could restrict market reach.

Opportunities

  • Instabank ASA can expand its digital banking services into additional European markets beyond Norway, Sweden, Finland, and Germany.
  • Instabank ASA can leverage its paytech expertise to partner with more companies seeking digital transformation.
  • Instabank ASA can increase its customer base by enhancing its loan products and insurance offerings in existing markets.

Threats

  • Instabank ASA faces competition from established banks in Norway, Sweden, Finland, and Germany.
  • Instabank ASA's small size with 44 employees may hinder its ability to compete with larger financial institutions.
  • Instabank ASA's digital-only model could be vulnerable to cybersecurity threats in the financial sector.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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