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Fino Payments Bank FINOPB.NS · INR

Financials · NSE · 🇮🇳 India

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126.71

+3.35%

Close of 9 Nov 2026, in INR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in INR, from our data supplier.

FY2026

Net income

₹524.6m

FY2018FY2026

Total assets

₹53.12bn

FY2018FY2026

Shareholders' equity

₹8.05bn

FY2018FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating income₹674.1m₹1.08bn₹863.0m₹650.9m₹427.4m₹204.8m−₹320.4m−₹623.8m−₹673.4m
Net income₹524.6m₹925.3m₹862.2m₹650.9m₹427.4m₹204.7m−₹320.4m−₹623.8m−₹673.4m
Diluted earnings per share6.3011.1210.307.825.142.53-4.13-7.50-8.09

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Total assets₹53.12bn₹42.06bn₹34.19bn₹24.66bn₹16.80bn₹10.10bn₹6.24bn₹6.84bn₹5.38bn
Cash and short-term investments₹13.51bn₹11.04bn₹10.66bn₹8.34bn₹7.66bn₹2.71bn₹1.82bn₹2.48bn₹3.00bn
Total liabilities₹45.07bn₹34.59bn₹27.76bn₹19.14bn₹12.00bn₹8.60bn₹4.94bn₹5.22bn₹85,000
Debt₹15.35bn₹8.39bn₹7.13bn₹4.34bn₹2.50bn₹1.81bn₹1.11bn₹829.0m—
Shareholders' equity₹8.05bn₹7.47bn₹6.43bn₹5.53bn₹4.80bn₹1.51bn₹1.30bn₹1.62bn₹2.24bn
Shares outstanding83m83m84m83m83m81m78m83m83m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income−₹137.2m₹41.0m₹205.5m₹212.2m₹246.3m₹297.0m₹284.5m₹259.3m
Net income−₹137.2m₹71.0m₹122.5m₹153.5m₹177.6m₹240.0m₹231.1m₹211.5m
Diluted earnings per share-1.650.851.471.842.132.882.762.53
Total assets—₹53.12bn—₹43.24bn—₹42.06bn—₹35.26bn
Cash and short-term investments—₹13.51bn—₹11.98bn—₹11.04bn—₹9.02bn
Debt—————₹8.39bn——
Shareholders' equity₹8.05bn₹8.05bn₹7.86bn₹7.86bn₹7.47bn₹7.47bn₹6.91bn₹6.91bn

Financial ratios

Data as of 2 Oct 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin4.3%13.9%13.6%13.2%10.9%6.2%—
Net margin3.3%11.9%13.6%13.2%10.9%6.2%—
Return on equity6.5%12.4%13.4%11.8%8.9%13.6%—
Return on assets1.0%2.2%2.5%2.6%2.5%2.0%—
Revenue growth102.9%22.6%28.3%25.6%20.0%29.6%—
Earnings growth-43.3%7.3%32.5%52.3%108.8%-163.9%—
Current ratio—1.35x0.15x1713.13x15906.46x9444.36x4912.11x
Debt to equity—1.12x1.11x0.79x0.52x1.20x0.85x
Equity ratio15.2%17.8%18.8%22.4%28.6%14.9%—
Interest coverage0.59x1.08x1.09x1.37x2.79x2.15x—
Buybacks as a share of market value0.0%0.6%-0.6%-0.0%-2.7%-4.4%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue47.3%36.9%—
Operating income1.2%26.9%—
Net income-6.9%20.7%—

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021
Price to earnings19.423.530.833.449.3146.8
Price to sales0.72.84.24.45.39.2

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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