126.71
+3.35%
Close of 9 Nov 2026, in INR
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About Fino Payments Bank
Its shares trade on NSE under the ticker FINOPB.NS. It has been listed since 12 November 2021. In the fiscal year to 31 March 2026, it reported net income of ₹524.6m. At that date it held total assets of ₹53.12bn and shareholders' equity of ₹8.05bn.
Fino Payments Bank Ltd. operates as a fintech company. The company is headquartered in Navi Mumbai, Maharashtra. The company went IPO on 2021-11-12. FPBL offers savings account, current account, BPay mobile banking and wallet application (app), loans, and insurance services. The company also provides business and banking technology platform. The firm's savings account offers Aarambh savings account, Suvidha savings account, Shubh savings account, Pratham savings account, Saral salary account, Bhavishya savings account, and Jan savings account. The firm's current account offers Pragati current account and Sampann current account. The firm's insurance service consists of life and health insurance. The firm operates four bank branches and 130 customer service points.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 12 Nov 2021
- Employees
- 2,868
- Website
- finobank.com ↗
Leadership
Pay as last reported
- Mr. Rajat JainPart-Time Independent Chairman of the Board₹2.2m
- Mr. Ketan MerchantInterim Chief Executive Officer
- Mr. Anup AgarwalInterim Chief Financial Officer
- Maj. Ashish AhujaChief Operating Officer
- Mr. Vinod KumarChief Information Officer
- Mr. Anand BhatiaChief Marketing Officer
- Mr. Basavraj LoniCompliance Officer, Vice President - Legal, Company Secretary
- Ms. Manjiri BarveHead - Human Resources & CSR
- Mr. Bharat BhanushaliHead - Business Technology and Core Banking of the Bank
- Mr. Amit JainHead - Business Alliances, since 2017
- Mr. Shailesh PandeyChief Sales Officer
- Mr. Pankaj KumarNon-Executive Director - Nominee Director of Fino PayTech Limited
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Offers diverse savings accounts including Aarambh, Suvidha, and Shubh for varied customer needs.
- Provides business and banking technology platform supporting fintech innovation and scalability.
- Operates 4 bank branches and 130 customer service points across India for wide accessibility.
Weaknesses
- Limited to 4 bank branches and 130 customer service points compared to larger competitors.
- Relies on mobile app BPay for banking services which may not suit all demographics.
- IPO listing in 2021 shows limited market history and brand recognition.
Opportunities
- Expanding into new financial services like digital lending and insurance in the growing Indian market.
- Increasing customer base through partnerships with e-commerce platforms and digital wallets.
- Leveraging technology to enhance mobile banking features and user experience.
Threats
- Competition from established banks with larger branch networks and brand trust.
- Regulatory changes in the Indian financial sector affecting fintech operations.
- Economic downturns impacting consumer spending and loan demand in India.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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