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E

E-L Financial Corp ELF.TO · CAD

Financials · Toronto Stock Exchange · 🇨🇦 Canada

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19.49

+1.30%

Close of 9 Nov 2026, in CAD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in CAD, from our data supplier.

FY2025

Net income

C$1.23bn

FY2016FY2025

Total assets

C$29.96bn

FY2016FY2025

Shareholders' equity

C$9.07bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating incomeC$1.67bnC$2.09bnC$1.30bn−C$540.6mC$1.53bnC$734.3mC$1.04bnC$109.8mC$914.7mC$442.2m
Net incomeC$1.23bnC$1.57bnC$955.3m−C$331.4mC$1.17bnC$503.7mC$747.9mC$28.0mC$663.4mC$329.7m
Diluted earnings per share3.594.272.47-0.883.291.241.920.061.530.75

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsC$29.96bnC$28.12bnC$25.76bnC$23.49bnC$26.79bnC$24.95bnC$23.75bnC$21.35bnC$22.64bnC$20.58bn
Cash and short-term investmentsC$580.1mC$374.3mC$445.8mC$2.04bnC$2.60bnC$427.8mC$303.1mC$360.5mC$487.9mC$588.3m
Total liabilitiesC$19.31bnC$18.38bnC$17.50bnC$15.75bnC$18.20bnC$17.29bnC$16.37bnC$14.81bnC$16.07bnC$14.67bn
DebtC$599.6mC$598.9mC$733.4mC$702.9mC$602.2mC$602.0mC$464.0mC$489.0mC$798.0mC$499.0m
Shareholders' equityC$9.07bnC$8.47bnC$7.11bnC$6.71bnC$7.32bnC$6.52bnC$6.31bnC$5.56bnC$5.60bnC$5.01bn
Shares outstanding344m368m387m378m355m406m389m432m432m437m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating incomeC$1.34bnC$6.2mC$290.0mC$773.7mC$483.5mC$97.0mC$358.3mC$664.5m
Net incomeC$1.01bnC$30.9mC$205.6mC$574.9mC$369.1mC$86.4mC$283.6mC$502.7m
Diluted earnings per share2.990.090.601.671.070.250.771.37
Total assetsC$31.98bnC$29.47bnC$29.96bnC$29.37bnC$28.02bnC$27.40bnC$28.12bnC$27.70bn
Cash and short-term investments—C$488.8mC$580.1mC$413.6mC$380.6mC$332.7mC$374.3mC$330.0m
DebtC$848.9mC$599.7mC$599.6mC$599.5mC$599.4mC$599.0mC$598.9mC$598.8m
Shareholders' equityC$9.77bnC$8.78bnC$9.07bnC$8.94bnC$8.37bnC$8.02bnC$8.47bnC$8.20bn

Financial ratios

Data as of 13 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin58.2%62.6%43.4%45.9%65.8%28.6%
Net margin43.0%46.9%31.9%28.1%50.2%19.6%
Return on equity13.6%18.5%13.4%-4.9%15.9%7.7%
Return on assets4.1%5.6%3.7%-1.4%4.4%2.0%
Revenue growth-14.3%11.7%-354.3%-150.7%-9.4%-11.8%
Earnings growth-21.4%64.4%-388.2%-128.4%131.4%-32.6%
Current ratio1.08x6.62x3.60x8.61x14.10x2.87x
Debt to equity0.07x0.07x0.11x0.10x0.08x0.09x
Equity ratio30.3%30.1%27.6%28.6%27.3%26.1%
Interest coverage66.08x82.59x50.16x-26.07x48.16x35.31x
Buybacks as a share of market value6.6%5.0%-2.5%-6.5%12.6%-4.2%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue—2.3%3.9%
Operating income—17.9%7.5%
Net income—19.6%8.8%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin60.5%56.3%52.5%44.2%
Net margin45.1%42.7%39.4%32.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings4.53.14.3-10.22.86.24.3114.15.39.7
Price to sales1.91.51.4-2.91.41.21.13.01.51.9

Dividends and splits

Per share, in the currency the company pays

Paid for 37 years. Last went ex-dividend on 29 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.171.6580.750.150.350.8880.300.05
  • 100-for-1 split · 2 Jun 2025
  • 1.047-for-1 split · 11 May 2004

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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