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B

Banco de Credito e Inversiones BCI.SN · CLP

Financials · Santiago · 🇨🇱 Chile

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61,400

+1.49%

Close of 9 Nov 2026, in CLP

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in CLP, from our data supplier.

FY2024

Net income

CLP 801.64bn

FY2015FY2024

Total assets

CLP 83.42trn

FY2015FY2024

Shareholders' equity

CLP 7.00trn

FY2015FY2024

Income statement

Fiscal years

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Operating income——CLP 932.83bn———————
Net incomeCLP 801.64bnCLP 682.47bnCLP 820.82bnCLP 520.39bnCLP 317.45bnCLP 402.64bnCLP 395.79bnCLP 371.40bnCLP 340.12bnCLP 330.82bn
Diluted earnings per share3,667.093,638.964,247.483,664.722,034.962,470.212,586.882,443.442,298.112,468.79

Balance sheet

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Total assetsCLP 83.42trnCLP 77.75trnCLP 78.05trnCLP 69.16trnCLP 57.16trnCLP 50.34trnCLP 41.35trnCLP 33.88trnCLP 30.80trnCLP 28.68trn
Cash and short-term investments——CLP 12.96trn———————
Total liabilitiesCLP 76.42trnCLP 71.68trnCLP 73.27trnCLP 64.66trnCLP 53.26trnCLP 46.55trnCLP 37.89trnCLP 31.16trnCLP 28.28trnCLP 26.68trn
DebtCLP 17.36trnCLP 19.37trnCLP 19.03trnCLP 17.07trnCLP 15.15trnCLP 13.07trnCLP 10.04trnCLP 8.32trnCLP 7.80trnCLP 6.81trn
Shareholders' equityCLP 7.00trnCLP 6.07trnCLP 4.78trnCLP 4.50trnCLP 3.89trnCLP 3.79trnCLP 3.46trnCLP 2.73trnCLP 2.52trnCLP 2.00trn
Shares outstanding219m188m193m142m156m163m153m152m148m134m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Net incomeCLP 356.60bnCLP 287.98bnCLP 228.86bn—CLP 259.27bnCLP 273.40bnCLP 170.42bnCLP 210.41bn
Diluted earnings per share2,397.051,935.771,538.401,072.001,742.811,837.751,145.561,414.34
Total assetsCLP 86.11trnCLP 85.65trnCLP 81.57trnCLP 83.73trnCLP 82.28trnCLP 81.55trnCLP 83.42trnCLP 78.81trn
Debt———CLP 16.76trn————
Shareholders' equityCLP 7.88trnCLP 7.57trnCLP 7.44trnCLP 7.48trnCLP 7.16trnCLP 7.07trnCLP 7.00trnCLP 6.62trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Operating margin——————27.5%28.6%31.3%31.5%—
Net margin32.9%29.7%27.4%41.0%24.1%15.6%—————
Return on equity13.4%11.5%11.3%29.3%11.6%8.2%—————
Return on assets1.2%1.0%0.9%1.8%0.8%0.6%—————
Revenue growth12.1%8.2%-26.9%58.0%6.3%7.6%—————
Earnings growth24.2%17.5%-51.2%168.5%63.9%-21.2%—————
Current ratio———0.29x0.26x0.31x0.29x0.22x0.23x——
Debt to equity——————3.39x2.75x2.90x2.93x3.08x
Equity ratio9.1%8.4%7.8%6.1%6.5%6.8%—————
Interest coverage——————0.57x0.55x———
Buybacks as a share of market value——————-3.1%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue23.4%14.8%12.4%
Net income15.5%14.8%8.9%

Average margins

Over each period

1 year3 years5 years10 years
Net margin18.0%17.2%16.0%16.4%

Valuation history

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Price to earnings7.56.54.65.09.79.311.311.29.36.7
Price to sales1.01.80.70.81.11.31.81.91.51.2

Dividends and splits

Per share, in the currency the company pays

Paid for 34 years. Last went ex-dividend on 2 Apr 2026.

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Paid in the year1,110.001,000.001,202.565747.616494.489672.454645.277668.541
  • 1.129-for-1 split · 10 Jul 2023
  • 1.083-for-1 split · 29 Aug 2022
  • 1.048-for-1 split · 29 Oct 2021
  • 1.05-for-1 split · 13 Aug 2020
  • 1.042-for-1 split · 24 Jul 2019
  • 1.01-for-1 split · 3 Aug 2018

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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