61,400
+1.49%
Close of 9 Nov 2026, in CLP
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About Banco de Credito e Inversiones
Its shares trade on Santiago under the ticker BCI.SN. It has been listed since 27 September 1993. In the fiscal year to 31 December 2024, it reported net income of CLP 801.64bn. At that date it held total assets of CLP 83.42trn and shareholders' equity of CLP 7.00trn.
Banco de Crédito e Inversiones SA engages in the provision of commercial banking services. The company is headquartered in Las Condes, Santiago. The Bank's activities are divided into six segments: Retail banking, which offers current accounts, credit cards, personal loans and insurance products, among others, to individuals; Small and medium-sized enterprises, which provides financing, cash management, factoring and leasing, among others, to microenterprises and companies; Commercial banking, which includes services rendered to corporations, such as real estate and leasing companies; Corporate & Investment Banking Commercial Division, which provides investment solutions to large corporations, financial institutions and high net worth investors; Corporate & Investment Banking Finance Division, which offers sales and trading solutions to institutional investors, and BCI Financial Group, which includes operations of City National Bank of Florida in Chile. The Bank is controlled by Empresas Juan Yarur SAC.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 27 Sept 1993
- Employees
- 11,675
- Website
- bci.cl ↗
Leadership
Pay as last reported
- Mr. Ignacio Yarur ArrasateChairman of the BoardCLP 382.7m
- Mr. Eugenio von Chrismar CarvajalChief Executive Officer
- Mr. Juan Edgardo Goldenberg PenafielVice Chairman of the Board, since 2010CLP 384.4m
- Mr. Jose Luis Ibaibarriaga MartinezChief Financial and Planning Officer
- Mr. Javier Moraga KlennerManaging Director - Finance and Investments Division, since 2021
- Mr. Victor Aguilar ZaforasChief Executive Officer of Bci Factoring S.A.
- Mr. Gonzalo Camargo CardenasChief Executive Officer of Bci, Peru
- Mr. Juan Pablo Donoso CocqChief Administrative and Operating Officer of Bci Securitizadora S.A.
- Ms. Paula Garcia CuestaChief Executive Officer of Servicios de Normalización y Cobranza Normaliza S.A.
- Mr. Francisco Javier Garcia PinochetChief Executive Officer of Bci Corredores de Bolsa de Productos S.A.
- Mr. Jorge Gonzalez EchazabalChief Executive Officer & Vice Chairman of City National Bank of Florida
- Mr. Luis Felipe Gonzalez HolmesChief Executive Officer of Bci Asesoria Financiera S.A.
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 80
- Environment
- 99
- Social
- 99
- Governance
- 42
- Direct emissions (scope 1)
- 395 t
- Energy emissions (scope 2)
- 4,236 t
- Value chain emissions (scope 3)
- 10,567 t
- Women in the workforce
- 51.21644%
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Banco de Credito e Inversiones (BCI) has a strong market presence and brand reputation, which allows it to attract a large customer base. The bank has a diverse portfolio of financial products and services catering to the needs of individuals, businesses, and institutions. BCI maintains a solid financial position with steady profitability and robust capital adequacy ratios. Furthermore, the bank has a strong technology infrastructure, enabling efficient and secure operations.
Weaknesses
- One of BCI's weaknesses lies in its geographically-concentrated operations, primarily focused on the Chilean market. This narrow market focus may hinder the bank's opportunities for expansion and diversification. Additionally, BCI faces potential risks related to regulatory changes and compliance, which may increase its operational costs and impact its profitability. The bank also relies heavily on interest income, exposing it to fluctuations in interest rates.
Opportunities
- BCI has several opportunities to capitalize on in the market. Firstly, the bank can explore potential partnerships or acquisitions to expand its operations to new markets and increase its customer base. Additionally, BCI can leverage its technological capabilities to further enhance its digital banking services, offering innovative products and improving customer experience. The growing demand for sustainable finance and responsible banking also presents an opportunity for BCI to develop and promote environmentally-friendly and socially-responsible financial solutions.
Threats
- BCI faces several threats in the external environment. Intense competition in the banking industry, both from traditional banks and emerging fintech companies, creates challenges for BCI to differentiate itself and retain its market share. Economic downturns or financial crises could also impact the bank's profitability and asset quality. In addition, regulatory changes or political instability in Chile or other markets where BCI operates may pose risks to its operations and financial performance.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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