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Bank Negara Indonesia (Persero) Tbk PT BBNI.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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3,380

-0.59%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 91.77trn

FY2016FY2025

Net income

IDR 20.04trn

FY2016FY2025

Total assets

IDR 1362.05trn

FY2016FY2025

Shareholders' equity

IDR 171.73trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 91.77trnIDR 88.09trnIDR 81.78trnIDR 74.62trnIDR 68.79trnIDR 72.45trnIDR 75.07trnIDR 68.76trnIDR 63.44trnIDR 57.10trn
Operating incomeIDR 24.40trnIDR 26.58trnIDR 25.64trnIDR 22.69trnIDR 12.55trnIDR 5.11trnIDR 19.37trnIDR 19.82trnIDR 17.17trnIDR 14.30trn
Net incomeIDR 20.04trnIDR 21.46trnIDR 20.91trnIDR 18.31trnIDR 10.90trnIDR 3.28trnIDR 15.38trnIDR 15.02trnIDR 13.62trnIDR 11.34trn
Diluted earnings per share537.91576.10561.23490.98292.59176.09824.96805.16730.16608.02

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 1362.05trnIDR 1129.81trnIDR 1086.66trnIDR 1029.84trnIDR 964.84trnIDR 891.34trnIDR 845.61trnIDR 808.57trnIDR 709.33trnIDR 603.03trn
Cash and short-term investmentsIDR 153.46trnIDR 105.44trnIDR 157.82trnIDR 163.86trnIDR 174.23trnIDR 129.83trnIDR 115.21trnIDR 102.09trnIDR 94.21trnIDR 81.27trn
Total liabilitiesIDR 1185.72trnIDR 962.62trnIDR 931.93trnIDR 889.64trnIDR 838.32trnIDR 778.47trnIDR 720.60trnIDR 698.20trnIDR 608.43trnIDR 513.78trn
DebtIDR 79.62trnIDR 90.50trnIDR 59.66trnIDR 61.80trnIDR 54.32trnIDR 51.06trnIDR 62.50trnIDR 76.64trnIDR 50.54trnIDR 43.96trn
Shareholders' equityIDR 171.73trnIDR 162.46trnIDR 150.13trnIDR 135.82trnIDR 123.74trnIDR 110.19trnIDR 122.52trnIDR 108.08trnIDR 98.59trnIDR 87.16trn
Shares outstanding37,257m37,257m37,257m37,297m37,248m18,629m18,649m18,649m18,649m18,649m

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin26.6%30.2%31.4%30.4%18.2%7.1%
Net margin21.8%24.4%25.6%24.5%15.8%4.5%
Return on equity11.7%13.2%13.9%13.5%8.8%3.0%
Return on assets1.5%1.9%1.9%1.8%1.1%0.4%
Revenue growth4.2%7.7%9.6%8.5%-5.0%-3.5%
Earnings growth-6.6%2.7%14.2%68.0%232.2%-78.7%
Current ratio3.59x0.20x0.27x219.17x376.22x377.00x
Debt to equity0.64x0.98x0.56x0.65x0.54x0.64x
Equity ratio12.6%14.4%13.8%13.2%12.8%12.4%
Interest coverage0.84x1.02x1.27x1.70x1.07x0.28x
Buybacks as a share of market value0.0%0.0%0.1%-0.1%-99.9%0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue0.8%1.8%5.7%
Operating income2.5%36.7%7.8%
Net income3.1%43.6%8.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin28.3%29.5%24.5%25.2%
Net margin23.1%24.0%19.9%20.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings8.17.59.69.411.517.54.85.56.84.5
Price to sales2.62.63.32.82.21.01.31.51.81.1

Dividends and splits

Per share, in the currency the company pays

Paid for 24 years. Last went ex-dividend on 25 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year349.413374.058280.495196.3973.14822.011103.121100.645
  • 2-for-1 split · 6 Oct 2023
  • 15-to-1 reverse split · 23 Dec 2003

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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