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Bank Negara Indonesia (Persero) Tbk PT BBNI.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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3,380

-0.59%

Close of 9 Nov 2026, in IDR

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About Bank Negara Indonesia (Persero) Tbk PT

Its shares trade on IDX under the ticker BBNI.JK. It has been listed since 25 November 1996. In the fiscal year to 31 December 2025, it reported revenue before interest expense of IDR 91.77trn and net income of IDR 20.04trn. At that date it held total assets of IDR 1362.05trn and shareholders' equity of IDR 171.73trn.

PT Bank Negara Indonesia (Persero) Tbk engages in the provision of general banking services. The company is headquartered in Jakarta Utara, Dki Jakarta. The company operates under the name Bank BNI or BNI. The firm's major products and services include credit cards, saving accounts, current accounts and fixed deposits, as well as various types of loans, such as housing loans and other consumer loans. Besides conventional banking, it also offers Shariah-compliant banking services through its subsidiary, PT Bank BNI Syariah. Its other subsidiaries include PT BNI Life Insurance, which provides life insurance; PT BNI Multifinance, which is engaged in financing business; PT BNI Securities, which provides securities underwriting and brokering services, and BNI Remittance Ltd, which offers money remittance services.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks
Listed since
25 Nov 1996
Employees
24,966
Website
bni.co.id ↗

Leadership

Pay as last reported

  • Mr. .. PradjotoPresident Commissioner, Independent Commissioner
  • Mr. Royke TumilaarPresident Director
  • Mr. Pahala Nugraha MansuryVice President Commissioner
  • Ms. Novita Widya AnggrainiFinance Director
  • Mr. Putrama Wahju SetiawanDeputy President Director
  • Mr. Munadi HerlambangInstitutional Banking Director
  • Ms. Corina Leyla KarnaliesRetail Banking Director
  • Mr. Hussein Paolo KartadjoemenaDigital and Integrated Transaction Banking Director
  • Mr. .. MucharomHuman Capital and Compliance Director
  • Mr. David PirzadaRisk Management Director
  • Mr. Agung PrabowoWholesale and International Banking Director
  • Mr. Toto PrasetioTechnology and Operations Director

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
89
Environment
79
Social
99
Governance
88
Direct emissions (scope 1)
17,361.9 t
Energy emissions (scope 2)
169,179.5 t
Value chain emissions (scope 3)
33,240,473.9 t
Women in the workforce
52%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Bank Negara Indonesia (BNI) holds a strong market position in the Indonesian banking industry with a large customer base and extensive branch network.
  • BNI offers a wide range of banking products and services including consumer banking, corporate banking, investment banking, and Islamic banking, enabling it to cater to diverse customer needs.
  • BNI has implemented effective risk management practices, ensuring the soundness of its operations and minimizing potential financial losses.

Weaknesses

  • BNI's international operations are relatively smaller compared to its domestic operations, which may limit its ability to capitalize on global market opportunities.
  • As a primarily domestic-focused bank, BNI is exposed to the economic conditions and regulatory changes within Indonesia, which can impact its business performance.
  • The Indonesian banking industry is highly competitive, with both domestic and international players vying for market share, posing challenges for BNI to maintain its position.

Opportunities

  • The expanding middle class in Indonesia presents opportunities for BNI to offer innovative financial products and services to cater to the increasing consumer demand.
  • The rising adoption of digital banking in Indonesia provides avenues for BNI to enhance its technology infrastructure and deliver convenient banking solutions to customers.
  • BNI can explore untapped regions within Indonesia and expand its branch network to reach underserved customers, thereby expanding its customer base and market reach.

Threats

  • Fluctuations in the Indonesian economy, inflation rates, and currency exchange rates can pose threats to BNI's profitability and asset quality.
  • Changes in banking regulations and policies implemented by the government or regulatory bodies can impact BNI's operations and profitability.
  • The increasing frequency and sophistication of cyber threats pose risks to BNI's data security and customer trust, necessitating robust cybersecurity measures.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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