0.11
+2.73%
Close of 9 Nov 2026, in USD
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About AppTech Payments
From its filings with the US Securities and Exchange Commission
AppTech Payments is based in Carlsbad, California and is incorporated in Delaware. Its shares trade on OTC under the ticker APCX. The SEC classifies its business as prepackaged software. In the fiscal year to 31 December 2025, it reported revenue of $1.4m and a net loss of $7.9m. At that date it held total assets of $9.4m and shareholders' equity of $1.9m.
AppTech to deliver modern digital capabilities without requiring banks to undertake costly or disruptive system changes.
Suite 100, Carlsbad, California 92008. Its phone number is (760) 707-5959. Its website address is www.apptechcorp.com and www.finzeo.com.
AppTech and its partners with actionable insights that can drive client acquisition, improve performance, and accelerate adoption.
Quoted from its 10-K, filed 31 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Information Technology
- Industry
- IT Services
- Listed since
- 7 Jan 1999
- Employees
- 1
- Website
- apptechcorp.com ↗
- Head office
- 5050 AVENIDA ENCINAS, SUITE 120, CARLSBAD, CA
- Incorporated in
- DE
- Classification
- Services-Prepackaged Software
- Filer status
- Non-accelerated filer<br>Smaller reporting company
Leadership
Pay as last reported
- Mr. Luke D'AngeloChairman of the Board, Interim Chief Executive Officer, Chief Investment Officer, since 2019
- Mr. Gary WachsChief Financial Officer, Director, since 2013
- Mr. Chad NelleyChief Operating Officer, since 2021
- Mr. Virgil LlapitanExecutive Vice President$25,000
- Mr. Ben JenkinsChief Technology Officer, since 2021
- Mr. Michael YadgarDirector, since 2021
- Mr. Christopher WilliamsIndependent Director, since 2016
- Mr. Robert SanchezChief Technology Officer, since 2018$21,250
- Mr. Michael GrossDirector, since 2019
- Mr. Bobby BediIndependent Director, since 2018
- Mr. Steven CoxPresident, Chief Executive Officer, Director, since 2016
- Mr. Robert FradyIndependent Director, since 2016
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- AppTech Payments Corp offers payment processing technologies for merchant services.
- The company provides text marketing and lead generation software solutions.
- Digital marketing and website hosting services support brick-and-mortar operations effectively.
Weaknesses
- The firm currently employs only one full-time employee globally.
- AppTech Payments Corp has a very small workforce for operations.
- Single employee dependency poses significant operational risks for the company.
Opportunities
- Developing an enterprise-grade text payment system expands market reach significantly.
- Multi-factor authentication ensures security for new text messaging payment features.
- Automatic clearing house services support e-commerce and digital transactions well.
Threats
- Mobile app development requires constant updates to remain competitive.
- Website development costs may increase due to changing technology standards.
- Payment processing security threats require continuous investment in protection measures.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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