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Bank Raya Indonesia Tbk PT AGRO.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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105

+0.96%

Close of 9 Nov 2026, in IDR

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About Bank Raya Indonesia Tbk PT

Its shares trade on IDX under the ticker AGRO.JK. It has been listed since 8 August 2003. In the fiscal year to 31 December 2025, it reported revenue before interest expense of IDR 1.50trn and a net loss of IDR 498.61bn. At that date it held total assets of IDR 13.09trn and shareholders' equity of IDR 3.01trn.

PT Bank Raya Indonesia Tbk engages in the provision of commercial banking services. The company is headquartered in Jakarta Selatan, Dki Jakarta. The company went IPO on 2003-08-08. The firm operates through three segments: consumer, retail, middle and other groups. The Company’s products include Pinang Flexi Extra, PINANG Maksima, PINANG Performa, PINANG Flexi, PINANG Dana Talangan, PINANG Connect, QRIS Payment, and Digital Saving. The Company’s geographical area include Jabodetabek, Java, Sumatera, Kalimantan and Sulawesi. The firm has approximately eight branch offices, and nine community branches.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks
Listed since
8 Aug 2003
Employees
699

Leadership

Pay as last reported

  • Mr. Muhamad HeruwibowoPresident Commissioner, since 2023
  • Mr. Ida Bagus SubagiaPresident Director
  • Mr. Bhimo HantoroDirector of Digital and Operations
  • Mr. Dedy HendriantoDirector of Retail Agri and Funding
  • Ms. Rustarti PertiwiDirector of Finance
  • Mr. Danar WidyantoroDirector of Enterprise Risk Management, Compliance and Human Resource
  • Ms. Ajeng HapsariCompany Secretary
  • Mr. Achmad BarirCommissioner
  • Mr. Johanes AdisardjonoIndependent Commissioner
  • Mr. Eko Budi SupriyantoIndependent Commissioner
  • Ms. Retno WijayantiIndependent Commissioner

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Bank Raya Indonesia Tbk's Pinang Flexi Extra product serves Jabodetabek region effectively.
  • The company's eight branch offices cover key markets across Java and Sumatera regions.
  • Digital Saving product supports the growing demand for digital banking services in Indonesia.

Weaknesses

  • The company's retail segment lacks expansion into Kalimantan and Sulawesi regions.
  • PINANG Maksima product has limited presence in the middle market segment.
  • Nine community branches are insufficient for comprehensive coverage in Sulawesi.

Opportunities

  • PINANG Performa product can expand into Kalimantan and Sulawesi markets.
  • QRIS Payment integration offers growth in digital transaction services.
  • The middle market segment shows potential for PINANG Connect product growth.

Threats

  • PINANG Dana Talangan product faces competition in the consumer segment.
  • The lack of branches in Sulawesi limits market penetration opportunities.
  • PINANG Flexi product may struggle with digital banking competition.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.