GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
B

Banque Saudi Fransi SJSC 1050.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

Compare

19.71

-2.62%

Close of 8 Nov 2026, in SAR

At a glance

Figures in SAR, from our data supplier.

FY2024

Revenue, before interest expense

SAR 18.88bn

FY2015FY2024

Net income

SAR 4.26bn

FY2015FY2024

Total assets

SAR 292.78bn

FY2015FY2024

Shareholders' equity

SAR 46.61bn

FY2015FY2024

Income statement

Fiscal years

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Revenue, before interest expenseSAR 18.88bnSAR 15.30bnSAR 10.42bnSAR 8.14bnSAR 8.44bnSAR 9.34bnSAR 9.00bnSAR 8.69bnSAR 8.28bnSAR 7.23bn
Net incomeSAR 4.26bnSAR 4.00bnSAR 3.35bnSAR 3.45bnSAR 1.55bnSAR 3.12bnSAR 1.40bnSAR 3.53bnSAR 3.51bnSAR 4.04bn
Diluted earnings per share1.701.611.351.380.621.250.561.411.401.61

Balance sheet

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Total assetsSAR 292.78bnSAR 253.67bnSAR 232.08bnSAR 215.80bnSAR 194.07bnSAR 178.15bnSAR 190.25bnSAR 192.93bnSAR 203.43bnSAR 183.72bn
Total liabilitiesSAR 246.17bnSAR 212.26bnSAR 193.33bnSAR 176.12bnSAR 155.44bnSAR 145.20bnSAR 159.39bnSAR 161.27bnSAR 173.73bnSAR 156.24bn
DebtSAR 83.32bnSAR 57.13bnSAR 42.40bnSAR 756.0mSAR 702.0mSAR 712.0mSAR 2.00bnSAR 2.00bnSAR 6.73bnSAR 6.72bn
Shareholders' equitySAR 46.61bnSAR 41.40bnSAR 38.75bnSAR 39.69bnSAR 38.64bnSAR 32.95bnSAR 30.86bnSAR 31.66bnSAR 29.70bnSAR 27.48bn
Shares outstanding2,500m2,489m2,489m2,489m2,489m2,489m2,487m2,489m2,499m2,500m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseSAR 2.81bnSAR 2.73bnSAR 5.19bnSAR 2.66bnSAR 2.70bnSAR 2.63bnSAR 2.54bnSAR 2.39bn
Operating income——SAR 1.42bnSAR 1.57bnSAR 1.57bnSAR 1.76bnSAR 1.57bnSAR 1.28bn
Net incomeSAR 1.49bnSAR 1.38bnSAR 1.26bnSAR 1.35bnSAR 1.40bnSAR 1.34bnSAR 1.12bnSAR 1.15bn
Diluted earnings per share0.600.560.510.550.570.540.450.46
Total assetsSAR 327.98bnSAR 324.81bnSAR 309.01bnSAR 314.95bnSAR 301.49bnSAR 302.99bnSAR 292.78bnSAR 287.67bn
Cash and short-term investments——SAR 14.75bnSAR 13.01bnSAR 17.86bnSAR 20.42bnSAR 15.94bnSAR 17.88bn
Debt———SAR 23.58bnSAR 27.09bn———
Shareholders' equitySAR 51.39bnSAR 51.52bnSAR 50.66bnSAR 41.64bnSAR 51.31bnSAR 48.43bnSAR 46.61bnSAR 46.12bn

Financial ratios

Data as of 18 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014
Operating margin29.8%—50.1%49.9%53.0%28.3%52.8%—————
Net margin26.6%47.2%44.9%44.6%47.6%21.8%——————
Return on equity10.6%9.7%10.2%9.2%8.7%4.0%——————
Return on assets1.7%1.6%1.7%1.5%1.6%0.8%——————
Revenue growth108.8%2.4%17.2%10.7%2.1%3.6%——————
Earnings growth17.8%7.6%18.1%3.6%123.1%-50.4%——————
Current ratio0.07x0.09x0.08x0.11x0.11x0.11x——————
Debt to equity——————0.07x0.06x0.06x0.23x0.24x0.34x
Equity ratio16.4%15.9%16.3%16.7%18.4%19.9%——————
Buybacks as a share of market value0.9%-108.7%0.2%0.1%0.0%0.4%——————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue10.8%7.7%5.8%
Net income7.3%6.5%1.9%

Average margins

Over each period

1 year3 years5 years10 years
Net margin24.2%28.6%28.0%32.4%

Valuation history

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Price to earnings9.312.014.516.424.514.626.89.79.08.4
Price to sales3.84.85.77.45.16.35.35.04.85.3

Dividends and splits

Per share, in the currency the company pays

Paid for 13 years. Last went ex-dividend on 20 May 2026.

FY2025FY2024FY2023FY2022FY2021FY2019FY2018FY2017
Paid in the year1.050.9640.4580.7960.9160.9640.9880.747
  • 2.074-for-1 split · 24 Dec 2024
  • 4-for-3 split · 17 Apr 2014
  • 5-for-4 split · 8 Apr 2012
  • 9-for-7 split · 7 Apr 2009
  • 5-for-3 split · 25 Mar 2007
  • 5-for-1 split · 8 Apr 2006

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.