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Banque Saudi Fransi SJSC 1050.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

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19.71

-2.62%

Close of 8 Nov 2026, in SAR

About Banque Saudi Fransi SJSC

Its shares trade on Tadawul under the ticker 1050.SR. It has been listed since 10 January 1999. In the fiscal year to 31 December 2024, it reported revenue before interest expense of SAR 18.88bn and net income of SAR 4.26bn. At that date it held total assets of SAR 292.78bn and shareholders' equity of SAR 46.61bn.

Banque Saudi Fransi engages in the provision of commercial banking services and financial solutions.It operates through the following segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking & Brokerage. The company is headquartered in Riyadh, Riyadh. The company operates through the following business segments: Retail banking, which incorporates private and small establishment customers’ demand accounts, overdrafts, loans, saving accounts, deposits, credit and debit cards, consumer loans, a number of forex products and auto leasing; Corporate banking, which incorporates corporate and medium establishment customers’ demand accounts, deposits, overdrafts, loans and other credit facilities and derivative products; Treasury, which incorporates treasury services, trading activities, investment securities, money market, Bank’s funding operations and derivative products, as well as Investment banking and brokerage, which offers investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities, retail investments products, corporate finance and international and local shares brokerage services and insurance.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks
Listed since
10 Jan 1999
Employees
3,072

Leadership

Pay as last reported

  • Mr. Mazin Abdul Razzak Al RomaihNon-Executive Chairman of the BoardSAR 3.8m
  • Mr. Bader Hamad Al SalloomChief Executive Officer, since 2022
  • Eng. Talal Ibrahim Al MaimanNon-Executive Vice Chairman of the BoardSAR 483,000
  • Mr. Ramzy DarwishChief Strategy and Finance Officer
  • Mr. Thamer Mohammed YousefChief Operating Officer
  • Ms. May AlhoshanChief Human Capital Officer
  • Mr. Zuhair MardamChief Treasury and Investment Officer
  • Mr. Yasser AlanssariChief Compliance Officer
  • Mr. Mutasim Naji MuftiChief Risk Officer
  • Mr. Abdulaziz Al-MolhemEastern Regional General Manager, since 2023
  • Mr. Mohammed Abdulrahman Al AlsheikhHead - Personal Banking
  • Mr. Turki AlmehaidHead - Customer Care, since 2023

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
86
Environment
85
Social
95
Governance
78
Direct emissions (scope 1)
5,742 t
Energy emissions (scope 2)
23,454 t
Women in the workforce
23%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Banque Saudi Fransi operates in the Financials sector with 3,072 employees providing comprehensive banking services.
  • The company's Retail Banking segment serves private and small establishment customers with diverse financial products.
  • Corporate Banking segment offers tailored credit facilities and derivative products to medium establishment customers.

Weaknesses

  • Banque Saudi Fransi has been listed since 10 January 1999 without recent expansion details in the facts.
  • The company's business segments lack specific mention of digital transformation initiatives.
  • No data provided on market share or competitive positioning within Saudi Arabia's banking sector.

Opportunities

  • Expanding Investment Banking & Brokerage segment could leverage Saudi Arabia's growing capital markets.
  • Treasury segment can capitalize on increasing demand for derivative products in the Middle East.
  • Retail Banking segment can grow through auto leasing and forex products in the Saudi market.

Threats

  • Riyadh-based operations face regional economic volatility in the Middle East.
  • Financials sector competition intensifies with new entrants in Saudi banking market.
  • Corporate Banking segment may encounter credit risk from medium establishment customers.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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