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Z

Zurich Insurance Group ZURN.SW · CHF

Financials · Insurance · SIX · 🇨🇭 Switzerland

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632.60

+0.38%

Close of 9 Nov 2026, in CHF

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$74.30bn

FY2016FY2025

Net income

$5.76bn

FY2016FY2025

Total assets

$329.24bn

FY2016FY2025

Shareholders' equity

$24.39bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$74.30bn$69.57bn$63.14bn$36.19bn$56.22bn$47.64bn$58.09bn$38.17bn$51.78bn$54.44bn
Operating income$8.89bn$6.85bn$5.59bn$5.02bn$6.55bn$5.15bn$4.93bn$4.81bn$4.14bn$4.30bn
Net income$5.76bn$4.70bn$3.52bn$3.21bn$4.21bn$3.10bn$3.35bn$3.00bn$2.43bn$2.60bn
Diluted earnings per share39.8932.5924.1321.4127.9920.6122.3220.0716.0617.26

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$329.24bn$289.46bn$292.19bn$271.19bn$352.38bn$355.19bn$327.20bn$319.65bn$341.25bn$309.41bn
Cash and short-term investments$5.73bn$91.08bn$81.05bn$92.52bn$129.86bn$21.03bn$17.61bn$6.99bn$6.65bn$313.7m
Total liabilities$304.85bn$267.68bn$270.94bn$249.42bn$320.71bn$322.97bn$297.65bn$293.93bn$313.04bn$283.15bn
Debt$15.58bn$14.43bn$15.42bn$15.67bn$16.99bn$15.86bn$13.92bn$12.01bn$10.78bn$11.21bn
Shareholders' equity$24.39bn$21.78bn$21.25bn$21.77bn$31.67bn$32.22bn$29.55bn$25.71bn$28.21bn$26.26bn
Shares outstanding144m144m146m150m150m150m150m150m151m150m

Latest quarters

By quarter end

Jun 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024
Revenue, before interest expense$41.57bn$41.34bn$15.65bn$13.89bn$13.89bn$14.29bn$14.29bn$13.49bn
Operating income$4.15bn$4.50bn$14.84bn$13.16bn$13.16bn$13.56bn$13.56bn$12.78bn
Net income$2.76bn$3.04bn$1.51bn$1.24bn$1.24bn$1.13bn$1.13bn$1.22bn
Diluted earnings per share18.6021.0910.468.588.587.817.818.48
Total assets$340.67bn$367.73bn$329.24bn$317.39bn$317.39bn$289.46bn$289.46bn$289.35bn
Cash and short-term investments$5.44bn$5.73bn—$99.85bn—$91.08bn—$90.97bn
Debt$1.03bn$14.41bn—$11.73bn—$10.72bn—$11.12bn
Shareholders' equity$25.39bn$23.04bn$23.06bn$19.99bn$19.99bn$20.59bn$20.59bn$19.50bn

Financial ratios

Data as of 8 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin12.0%9.8%8.9%13.9%11.7%10.8%
Net margin7.7%6.8%5.6%8.9%7.5%6.5%
Return on equity23.6%21.6%16.6%14.7%13.3%9.6%
Return on assets1.7%1.6%1.2%1.2%1.2%0.9%
Revenue growth6.8%10.2%74.5%-35.6%18.0%-18.0%
Earnings growth22.5%33.6%9.8%-23.8%35.7%-7.5%
Current ratio1.06x1.09x1.00x1.00x1.37x1.56x
Debt to equity0.59x0.49x0.53x0.53x0.39x0.35x
Equity ratio7.4%7.5%7.3%8.0%9.0%9.1%
Interest coverage22.83x19.24x15.16x13.99x17.28x15.97x
Buybacks as a share of market value-0.1%1.0%2.6%0.4%0.1%-0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue27.1%9.3%4.3%
Operating income21.0%11.5%12.7%
Net income21.6%13.2%14.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin10.9%10.8%11.0%9.8%
Net margin7.3%7.1%7.1%6.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings19.120.122.225.217.420.518.314.818.916.0
Price to sales1.51.41.22.21.31.31.11.20.90.8

Dividends and splits

Per share, in the currency the company pays

Paid for 27 years. Last went ex-dividend on 10 Apr 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year38.01928.0026.0024.0020.3520.0020.0019.00
  • 1-to-1 reverse split · 17 Oct 2000

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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