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Zip Co ZIP.AX · AUD

Financials · ASX · 🇦🇺 Australia

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2.04

+0.99%

Close of 9 Nov 2026, in AUD

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About Zip Co

Its shares trade on ASX under the ticker ZIP.AX. It has been listed since 9 December 2009. In the fiscal year to 30 June 2026, it reported revenue before interest expense of A$1.35bn and net income of A$116.4m. At that date it held total assets of A$3.87bn and shareholders' equity of A$673.4m.

Zip Co. Ltd. provides integrated solutions to small, medium and enterprise merchants across numerous industries, both online and in-store. The company is headquartered in Sydney, New South Wales. The company went IPO on 2009-12-09. The principal activity of the Company is offering point of sale credit and payments to customers and providing integrated retail finance solutions to merchants, both online and in store. Its segments include APAC, Americas, EMEA and Zip Business. APAC segment offers Buy Now Pay Later (BNPL) instalment products or line of credit products to consumers in Australia and New Zealand. Americas segment offers BNPL instalment products to customers in the United States and Canada. EMEA segment offers BNPL instalment products to customers in Europe, the Middle East and South Africa. Zip Business segment provides unsecured loans and lines of credit to small and medium sized businesses in Australia and New Zealand. The company provides fair, flexible and transparent payment options to individual consumers. The company also provides BNPL services to consumers, both online and in store, through the provision of line of credit and instalment products.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
9 Dec 2009
Employees
1,103
Website
zip.co ↗

Leadership

Pay as last reported

  • Ms. Diane Smith-GanderNon-Executive Independent Chairman of the BoardA$300,000
  • Ms. Cynthia ScottGroup Chief Executive Officer, Managing Director, Executive Director, since 2023A$1.7m
  • Mr. Gordon BellGroup Chief Financial OfficerA$971,110
  • Mr. Peter GrayChief Executive Officer, ANZ, since 2016A$1.4m
  • Mr. Joseph HeckChief Executive Officer - US
  • Ms. Lucy BarnettJoint Company Secretary
  • Ms. Sarah BrownJoint Company Secretary
  • Mr. Kevin MossNon-Executive Independent DirectorA$17,391
  • Mr. Matthew SchuylerNon-Executive Independent Director
  • Ms. Meredith ScottIndependent Non-Executive DirectorA$160,000

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
45
Environment
12
Social
58
Governance
65
Direct emissions (scope 1)
0 t
Energy emissions (scope 2)
140.7 t
Value chain emissions (scope 3)
23,136.9 t
Women in the workforce
43%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Zip Co's APAC segment serves Australia and New Zealand with BNPL products for consumers.
  • Zip Business offers unsecured loans to SMEs in Australia and New Zealand.
  • Zip Co's integrated payment solutions support merchants across multiple industries.

Weaknesses

  • Zip Co's Americas segment operates in the competitive US and Canadian markets.
  • Zip Co's EMEA segment faces challenges in European and Middle Eastern markets.
  • Zip Co's financial services sector requires constant regulatory adaptation.

Opportunities

  • Zip Co's APAC segment can expand BNPL services in Australia and New Zealand.
  • Zip Co's Americas segment has potential for growth in the US and Canadian markets.
  • Zip Co's EMEA segment can leverage BNPL demand across Europe and South Africa.

Threats

  • Zip Co's EMEA segment encounters regulatory hurdles in Europe and South Africa.
  • Zip Co's financial services sector faces economic downturn risks globally.
  • Zip Co's Americas segment competes with established payment providers in the US market.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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