GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
E

Exzeo Group XZO · USD

N/A · US listing · 🇺🇸 United States

Compare

16.50

+1.29%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue

$217.0m

FY2019FY2025

Net income

$82.7m

FY2019FY2025

Free cash flow

$97.5m

FY2019FY2025

Shareholders' equity

$254.2m

FY2019FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2020FY2019
Revenue$217.0m$133.9m$88.3m$45.6m$51.7m$21.3m
Research and development$8.8m—————
Operating income$106.0m$38.0m$2.6m−$37.8m−$8.7m−$1.7m
Net income$82.7m$44.1m$20.8m−$54.7m−$12.4m−$6.9m
Diluted earnings per share0.910.490.27-0.60-0.14-0.08

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2020FY2019
Total assets$347.7m$89.6m$625.6m—$160.8m$96.2m
Cash and short-term investments$305.4m$54.5m$15.1m—$103.9m$52.4m
Total liabilities$93.6m$74.1m$554.7m—$154.2m$79.3m
Debt——$58.1m———
Shareholders' equity$254.2m$15.5m$70.9m—$6.6m$17.0m
Shares outstanding91m91m76m91m91m91m

Cash flow

Fiscal years

FY2025FY2024FY2023FY2022FY2020FY2019
Cash from operations$100.3m$191.9m$59.4m−$16.8m$30.4m$33.1m
Capital spending−$2.8m−$3.3m−$3.2m−$3.5m−$1.5m−$2.5m
Free cash flow$97.5m$188.6m$56.1m−$20.2m$28.9m$30.6m
Dividends paid—−$2.9m−$6.8m−$5.5m——

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue$57.8m$55.5m$53.3m$55.2m$56.1m$52.4m$44.5m$29.1m
Operating income$28.5m$25.1m$26.8m$27.3m$28.1m$23.8m$15.6m$6.7m
Net income$23.3m$20.4m$22.0m$21.2m$21.7m$18.0m$11.7m$5.3m
Diluted earnings per share0.260.220.240.230.240.200.130.06
Cash from operations$15.0m$25.0m$11.0m$31.0m$37.0m$19.0m$19.0m$11.0m
Capital spending———−$1.0m————
Free cash flow———$30.0m————
Total assets$385.8m$379.8m$347.7m$182.3m$160.8m———
Cash and short-term investments$136.7m$231.4m$305.4m$140.9m$110.7m———
Debt$2.5m$2.5m$2.4m$2.4m————
Shareholders' equity$288.2m$274.9m$254.2m$78.4m$56.6m———

Financial ratios

Data as of 3 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin50.8%28.4%2.9%-82.7%—-16.8%-8.1%
Net margin38.1%32.9%23.5%-119.9%—-24.0%-32.4%
Return on equity32.6%284.4%29.3%——-189.7%-40.7%
Return on assets23.8%49.2%3.3%——-7.7%-7.2%
Free cash flow yield6.2%11.8%4.5%——1.9%—
Revenue growth62.0%51.6%93.6%-11.7%—142.3%—
Earnings growth87.6%112.3%-138.0%340.2%—79.8%—
Current ratio3.86x1.19x0.81x————
Debt to equity0.01x0.14x0.85x————
Equity ratio73.1%17.3%11.3%——4.1%17.6%
R&D as a share of sales4.1%——————
Buybacks as a share of market value-0.2%-19.4%16.3%—0.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue68.2%59.0%—

Average margins

Over each period

1 year3 years5 years10 years
Operating margin41.0%22.4%17.6%—
Net margin36.1%19.2%13.2%—

Valuation history

At each fiscal year end

FY2025
Price to earnings26.6
Price to sales10.2

Market value over time

28 Nov 2025 to 2 Nov 2026, in USD

$1.71bn$1.66bn

Share price return

Finished calendar years

2025
Return-7%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.