5.56
-3.30%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About X Financial
Its shares trade under the ticker XYF. It has been listed since 19 September 2018.
X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 19 Sept 2018
- Employees
- 643
- Website
- xiaoyinggroup.com ↗
- Head office
- 7-8F,BLOCK A,AEROSPACE SCIENCE&TECH PLZ, SHENZHEN, F4, 518067
- Incorporated in
- E9
- Classification
- Finance Services
- Filer status
- Accelerated filer
Leadership
Pay as last reported
- Mr. Yue TangChairman of the Board, Chief Executive Officer
- Mr. Kan LiPresident, Director, since 2017
- Mr. Fuya ZhengChief Financial Officer
- Mr. Jiang YufanChief Risk Officer
- Mr. Shaoyong ChengNon-Executive Director, since 2017
- Mr. Zheng WanIndependent Director
- Mr. Zheng XueIndependent Director
- Mr. Longgen ZhangIndependent Director
- Ms. Linda BergkampInvestor Relations, since 2020
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 38
- Environment
- 43
- Social
- 22
- Governance
- 47
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- X Financial has a strong brand reputation in the finance industry.
- The company has a diverse range of financial products, catering to various customer needs.
- X Financial has an experienced and knowledgeable management team.
Weaknesses
- The company heavily relies on external funding sources, which can make it vulnerable to market fluctuations.
- X Financial faces intense competition from other established players in the market.
- The company's reliance on technology leaves it susceptible to cybersecurity threats and system failures.
Opportunities
- The increasing demand for fintech solutions presents growth opportunities for X Financial.
- Expanding into new markets and diversifying its product portfolio can help the company capture a larger customer base.
- Partnerships with other financial institutions can enable X Financial to enhance its distribution channels.
Threats
- Changes in government regulations and policies could impact the company's operations and profitability.
- Economic downturns and market volatility can adversely affect the company's financial performance.
- X Financial may face reputational damage due to industry scandals or misconduct.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.