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XTB XTB.WA · PLN

Financials · GPW · 🇵🇱 Poland

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132.94

+0.30%

Close of 9 Nov 2026, in PLN

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in PLN, from our data supplier.

FY2025

Net income

PLN 643.8m

FY2016FY2025

Total assets

PLN 9.09bn

FY2016FY2025

Shareholders' equity

PLN 2.00bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating incomePLN 834.3mPLN 987.7mPLN 924.7mPLN 945.2mPLN 307.2mPLN 539.6mPLN 71.9mPLN 115.6mPLN 133.0mPLN 86.8m
Net incomePLN 643.8mPLN 857.0mPLN 791.2mPLN 766.1mPLN 237.8mPLN 402.1mPLN 57.7mPLN 101.5mPLN 93.0mPLN 77.7m
Diluted earnings per share5.487.296.736.532.033.430.490.860.790.66

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsPLN 9.09bnPLN 6.65bnPLN 4.69bnPLN 4.11bnPLN 3.15bnPLN 2.28bnPLN 1.14bnPLN 970.1mPLN 897.7mPLN 796.8m
Cash and short-term investmentsPLN 2.24bnPLN 2.22bnPLN 1.83bnPLN 2.07bnPLN 1.29bnPLN 1.21bnPLN 633.7mPLN 582.3mPLN 495.2mPLN 385.8m
Total liabilitiesPLN 7.09bnPLN 4.64bnPLN 2.95bnPLN 2.61bnPLN 2.23bnPLN 1.40bnPLN 648.2mPLN 514.9mPLN 497.4mPLN 440.9m
DebtPLN 25.9mPLN 33.9mPLN 29.6mPLN 30.4mPLN 7.4mPLN 8.7mPLN 619.8mPLN 37,000PLN 129,000PLN 259,000
Shareholders' equityPLN 2.00bnPLN 2.00bnPLN 1.73bnPLN 1.51bnPLN 915.6mPLN 888.3mPLN 490.7mPLN 455.2mPLN 400.3mPLN 355.9m
Shares outstanding118m118m118m117m117m117m117m117m117m117m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating incomePLN 572.6mPLN 629.7mPLN 229.0mPLN 53.2mPLN 287.7mPLN 264.5mPLN 200.4mPLN 261.7m
Net incomePLN 492.2mPLN 535.0mPLN 180.5mPLN 53.2mPLN 216.1mPLN 193.9mPLN 190.0mPLN 203.9m
Diluted earnings per share4.194.551.540.451.841.651.621.73
Total assetsPLN 10.42bnPLN 9.85bnPLN 9.09bnPLN 8.33bnPLN 7.32bnPLN 7.46bnPLN 6.65bnPLN 5.74bn
Cash and short-term investmentsPLN 9.23bnPLN 2.98bnPLN 2.24bnPLN 2.09bnPLN 1.95bnPLN 2.45bnPLN 2.22bnPLN 1.92bn
DebtPLN 9.5mPLN 9.7mPLN 11.4mPLN 11.3mPLN 10.3mPLN 10.7mPLN 10.6mPLN 9.3m
Shareholders' equityPLN 2.56bnPLN 2.54bnPLN 2.00bnPLN 1.82bnPLN 1.76bnPLN 2.19bnPLN 2.00bnPLN 1.81bn

Financial ratios

Data as of 4 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin38.9%50.0%55.3%63.8%47.9%67.2%
Net margin30.0%43.4%47.3%51.7%37.1%50.1%
Return on equity32.2%42.8%45.6%50.9%26.0%45.3%
Return on assets7.1%12.9%16.9%18.6%7.6%17.6%
Revenue growth8.7%18.1%12.8%131.0%-20.1%234.8%
Earnings growth-24.9%8.3%3.3%222.1%-40.9%596.8%
Current ratio697.17x1.45x1.62x1.63x1.43x1.66x
Debt to equity0.01x0.01x0.01x0.00x0.00x0.01x
Equity ratio22.0%30.1%37.0%36.6%29.1%38.9%
Interest coverage13.13x20.70x179.04x960.61x703.08x1345.74x
Buybacks as a share of market value0.0%0.0%-0.2%0.0%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue13.1%21.7%22.0%
Operating income-4.1%9.1%18.6%
Net income-5.6%9.9%18.4%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin44.2%50.7%52.0%50.5%
Net margin36.4%42.0%42.4%41.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings13.19.75.64.88.35.28.05.15.66.3
Price to sales3.94.22.72.53.12.61.91.81.81.8

Dividends and splits

Per share, in the currency the company pays

Paid for 9 years. Last went ex-dividend on 12 Jun 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year4.075.455.024.861.501.790.240.17

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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