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WCF Bancorp WCFB · USD

Financials · US listing · 🇺🇸 United States

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6.49

0.00%

Close of 9 Nov 2026, in USD

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About WCF Bancorp

Its shares trade under the ticker WCFB. It has been listed since 15 August 1994. In the fiscal year to 31 December 2025, it reported a net loss of $2.3m. At that date it held total assets of $228.2m and shareholders' equity of $19.5m.

WCF Bancorp, Inc. engages in commercial banking. The company is headquartered in Webster City, Iowa. The firm is engaged in the ownership and operation of WCF Financial Bank (the Bank), which is a community bank. The primary business of the Bank is accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings. Its primary lending activity is the origination of one- to four-family residential real estate loans. The company also originates consumer loans and non owner-occupied one- to four-family residential real estate loans, and commercial real estate loans. The company invests in investment securities. The deposits are its primary source of funds for its lending activities. Its additional sources of funds are scheduled loan repayments, loan prepayments, retained earnings and the proceeds of loan and securities sales. Its deposit accounts consist of statement savings accounts, money market accounts, negotiable order of withdrawal accounts and certificates of deposits.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Thrifts & Mortgage Finance
Listed since
15 Aug 1994
Employees
24

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Established Reputation: WCF Bancorp Inc has built a strong reputation in the financial industry, with a track record of providing reliable and quality services.
  • Strong Financial Position: The company boasts a robust financial position, with healthy reserves and liquidity, enabling it to effectively navigate market fluctuations.
  • Wide Range of Products and Services: WCF Bancorp Inc offers a diverse portfolio of financial products and services, catering to the diverse needs of its customers.

Weaknesses

  • Limited Geographic Presence: WCF Bancorp Inc operates primarily in a specific region, which may limit its growth potential compared to competitors with a broader market reach.
  • Reliance on Interest Rates: The company's profitability is highly dependent on interest rates, making it vulnerable to fluctuations in the market, which could impact its financial performance.
  • Lack of Technological Innovation: WCF Bancorp Inc may lag behind competitors in terms of technological advancements, potentially affecting its ability to provide cutting-edge digital banking solutions.

Opportunities

  • Expansion into New Markets: WCF Bancorp Inc has the opportunity to explore and enter new regional markets, expanding its customer base and revenue streams.
  • Embracing Digital Transformation: Investing in innovative digital platforms and technologies can help the company enhance customer experience, attract new customers, and improve operational efficiency.
  • Strategic Partnerships: Collaborating with fintech companies, strategic alliances, or acquiring technology startups can enable WCF Bancorp Inc to leverage new technologies and stay competitive in the rapidly evolving financial industry.

Threats

  • Intense Market Competition: The financial sector is highly competitive, with numerous banks and financial institutions vying for market share, which could potentially impact WCF Bancorp Inc's customer base and profitability.
  • Regulatory and Compliance Changes: The company may face challenges in adapting to changing regulations and compliance requirements imposed by regulatory bodies, potentially increasing operational costs and affecting business operations.
  • Economic Volatility: Fluctuations in the economy, such as economic downturns or recessions, can impact consumer spending and borrowing patterns, potentially affecting the company's loan portfolio and overall financial performance.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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