1.48
-2.63%
Close of 9 Nov 2026, in USD
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About UWM Holdings
From its filings with the US Securities and Exchange Commission
UWM Holdings is based in Pontiac, Michigan and is incorporated in Delaware. Its shares trade on NYSE under the ticker UWMC. The SEC classifies its business as mortgage bankers & loan correspondents. In the fiscal year to 31 December 2025, it reported revenue of $3.16bn and net income of $27.4m. At that date it held total assets of $16.93bn and shareholders' equity of $1.59bn.
We are the publicly traded indirect parent of United Wholesale Mortgage, LLC (“UWM”). UWM is the largest overall residential mortgage lender as well as the largest purchase lender in the U.S., by closed loan volume, despite originating loans exclusively through the wholesale channel. We originate primarily conforming and government loans across all 50 states and the District of Columbia.
Founded in 1986 and headquartered in Pontiac, Michigan, we have built a client-focused, team-oriented culture that strives to bring superior customer service, efficiency and operational stability to our clients, the Independent Mortgage Brokers. After being privately owned for 35 years, on January 21, 2021, UWM completed its business combination with Gores Holdings IV, Inc. and changed its name to UWM Holdings Corporation. We began trading on the New York Stock Exchange (“NYSE”) on January 22, 2021 under the ticker symbol “UWMC”.
Our principal strategy that has driven our substantial growth over the past years, is our strategic decision to operate solely as a Wholesale Mortgage Lender—thereby avoiding conflict with our partners, the Independent Mortgage Brokers and their direct relationship with borrowers. Unlike “Retail Mortgage Lenders” that offer mortgage loans directly to individual borrowers and underwrite the mortgage loans, we do not work directly with the borrower during the mortgage loan financing process.
Quoted from its 10-K, filed 25 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Financial Services
- Listed since
- 24 Jan 2020
- Employees
- 9,100
- Website
- investors.uwm.com ↗
- Head office
- 585 SOUTH BLVD E, PONTIAC, MI, 48341
- Incorporated in
- DE
- Classification
- Mortgage Bankers & Loan Correspondents
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Mat IshbiaChairman of the Board, President, Chief Executive Officer, since 2013$13.2m
- Mr. Rami HasaniChief Financial Officer, Executive Vice President
- Ms. Melinda WilnerChief Operating Officer, Executive Vice President, Director$7.7m
- Ms. Laura LawsonExecutive Vice President, Chief People Officer, Director$5.4m
- Mr. Adam WolfeExecutive Vice President, Chief Legal and Administrative Officer
- Mr. Alex ElezajExecutive Vice President, Chief Strategy Officer, Director, since 2018$6.9m
- Mr. Jeffrey IshbiaDirector$1.6m
- Mr. Justin IshbiaDirector$156,999
- Mr. Isiah ThomasDirector$156,999
- Ms. Stacey CoopesIndependent Director$156,999
- Ms. Kelly CzubakIndependent Director$156,999
- Mr. Robert VerdunIndependent Director$156,999
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 26
- Environment
- 8
- Social
- 48
- Governance
- 21
- Women in the workforce
- 45%
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- UWM Holdings Corp employs 9100 staff members to support its wholesale mortgage lending operations.
- The company has relationships with approximately 12,000 independent broker businesses across the United States.
- Over 45,000 associated loan officers are connected to the firm's extensive network.
Weaknesses
- The company only focused on the wholesale channel for its mortgage lending activities.
- UWM Holdings Corp operates as a wholesale mortgage lender without direct consumer engagement.
- The firm only originates, underwrites and closes mortgage loans arranged by independent brokers.
Opportunities
- The company provides independent mortgage brokers with a range of product offerings.
- UWM Holdings Corp focuses on propelling the wholesale mortgage broker channel forward.
- The firm brings awareness to the broker channel overall and its value.
Threats
- The company originates primarily conforming and government loans across all 50 states.
- UWM Holdings Corp relies on approximately 33,000 loan officers who submitted loans.
- The firm operates in the Financial Services sector within the US market.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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