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U

United Bankers Oyj UNITED.HE · EUR

Financials · Nasdaq Helsinki · 🇫🇮 Finland

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21.20

+1.92%

Close of 9 Nov 2026, in EUR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€57.1m

FY2016FY2025

Net income

€12.9m

FY2016FY2025

Total assets

€98.6m

FY2016FY2025

Shareholders' equity

€61.4m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€57.1m€55.3m€50.8m€48.4m€43.7m€34.0m€32.3m€28.8m€24.6m€19.8m
Operating income€16.6m€23.2m€17.0m€16.5m€14.4m€8.6m€6.0m€5.4m€3.6m€1.5m
Net income€12.9m€18.0m€13.3m€12.5m€10.3m€6.2m€4.4m€4.3m€2.3m€252,332
Diluted earnings per share1.191.641.231.150.980.590.430.420.300.03

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€98.6m€88.5m€76.1m€71.6m€78.2m€58.4m€62.3m€52.0m€28.0m€23.3m
Cash and short-term investments——−€1.9m−€2.2m−€2.8m−€996,000€1,000€1,000€1,683€3,025
Total liabilities€36.9m€27.0m€24.6m€23.5m€33.8m€19.3m€25.2m€21.7m€8.4m€7.9m
Debt€3.2m€1.3m€1.9m€2.2m€4.8m€3.0m€4.3m€6.9m€3.0m€3.0m
Shareholders' equity€61.4m€61.2m€51.1m€47.7m€43.5m€38.8m€37.0m€30.3m€19.5m€14.7m
Shares outstanding11m11m11m11m11m11m10m10m8m8m

Latest quarters

By quarter end

Jun 2026Dec 2025Jun 2025Dec 2024Jun 2024Mar 2024Dec 2023Sept 2023
Revenue, before interest expense€30.4m€28.0m€28.7m€29.1m€32.3m€16.1m€26.6m€13.3m
Operating income€7.7m€7.8m€8.8m€9.9m€13.5m€6.8m€10.0m€5.0m
Net income€5.9m€6.1m€6.8m€7.7m€10.3m€5.2m€7.9m€4.0m
Diluted earnings per share0.530.560.630.700.940.470.730.37
Total assets€112.5m€98.6m€94.7m€88.5m€83.6m€83.6m€76.1m—
Cash and short-term investments——————−€1.9m—
Debt———€632,000——€613,000—
Shareholders' equity€58.9m€61.4m€55.9m€61.2m€53.7m€53.7m€51.1m€51.1m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue5.7%10.9%7.8%
Operating income0.2%14.0%9.9%
Net income1.0%15.7%13.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin35.4%34.7%33.3%28.3%
Net margin27.5%26.8%25.4%20.9%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings15.610.811.711.814.418.020.515.822.5230.4
Price to sales3.53.53.13.13.43.32.82.42.12.9

Dividends and splits

Per share, in the currency the company pays

Paid for 11 years. Last went ex-dividend on 24 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.161.101.000.900.700.510.430.21
  • 5-for-1 split · 23 Mar 2018

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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