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Unipol Assicurazioni SpA UNI.MI · EUR

Financials · Insurance · Borsa Italiana · 🇮🇹 Italy

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26.19

+3.64%

Close of 9 Nov 2026, in EUR

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At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€14.52bn

FY2016FY2025

Net income

€1.48bn

FY2016FY2025

Total assets

€90.42bn

FY2016FY2025

Shareholders' equity

€10.39bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€14.52bn€13.88bn€13.03bn€10.71bn€14.29bn€13.29bn€15.73bn€14.05bn€13.93bn€16.54bn
Operating income€2.06bn€1.32bn€1.56bn€875.0m€1.10bn€1.20bn€1.44bn€1.53bn€1.22bn€1.17bn
Net income€1.48bn€1.07bn€1.10bn€525.0m€626.5m€707.4m€902.5m€401.4m−€345.8m€329.6m
Diluted earnings per share2.071.501.540.730.870.991.260.56-0.490.47

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€90.42bn€83.42bn€79.46bn€74.54bn€80.26bn€79.41bn€76.10bn€77.58bn€89.97bn€91.90bn
Cash and short-term investments€1.18bn€1.71bn€1.82bn€43.66bn€52.63bn€53.60bn€50.32bn€44.37bn€45.11bn€53.04bn
Total liabilities€79.70bn€73.80bn€69.66bn€66.88bn€70.54bn€69.88bn€67.80bn€71.25bn€82.52bn€83.76bn
Debt€5.01bn€5.55bn€5.02bn€4.62bn€4.28bn€5.22bn€4.50bn€4.22bn€6.91bn€7.08bn
Shareholders' equity€10.39bn€9.37bn€8.20bn€6.13bn€7.78bn€7.61bn€6.69bn€5.03bn€5.49bn€5.65bn
Shares outstanding717m716m716m715m716m716m717m715m703m709m

Latest quarters

By quarter end

Jun 2026Dec 2025Jun 2025Dec 2024Sept 2024Jun 2024Dec 2023Jun 2023
Revenue, before interest expense€7.84bn€7.42bn€7.10bn€7.18bn€3.25bn€6.70bn€6.69bn€6.34bn
Operating income€1.28bn€1.19bn€870.0m€559.0m€3.25bn€757.0m€868.0m€697.0m
Net income€883.0m€882.0m€600.0m€563.0m€3.25bn€511.0m€685.0m€416.0m
Diluted earnings per share1.231.230.840.794.540.710.960.58
Total assets€93.18bn€90.42bn€84.92bn€83.42bn—€80.24bn€79.46bn€75.48bn
Cash and short-term investments€51.91bn€1.18bn€46.40bn€44.36bn—€2.12bn€1.82bn€41.82bn
Debt€4.82bn€5.01bn€4.51bn€5.55bn—€5.55bn€5.02bn€4.66bn
Shareholders' equity€11.50bn€10.39bn€9.42bn€9.37bn—€8.13bn€8.20bn€7.19bn

Financial ratios

Data as of 1 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin——-0.2%8.6%7.7%9.0%9.2%10.9%
Net margin10.2%7.7%8.4%4.9%4.4%5.3%——
Return on equity14.3%11.5%13.4%8.6%8.1%9.3%——
Return on assets1.6%1.3%1.4%0.7%0.8%0.9%——
Revenue growth4.7%6.5%21.7%-25.0%7.5%-15.5%——
Earnings growth38.0%-2.5%109.7%-16.2%-11.4%-21.6%——
Current ratio9.61x2.89x1.56x54.17x86.19x108.98x——
Debt to equity0.48x0.59x0.61x0.75x0.55x0.69x——
Equity ratio11.5%11.2%10.3%8.2%9.7%9.6%——
Interest coverage——-0.15x6.09x6.53x6.86x8.03x8.44x
Buybacks as a share of market value-0.2%0.0%-0.1%0.2%0.0%0.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue10.7%1.8%-2.6%
Operating income33.0%11.5%7.9%
Net income41.3%15.9%18.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin11.9%11.2%10.2%9.1%
Net margin9.0%8.0%6.9%4.5%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings9.98.03.46.25.54.04.16.3-7.97.4
Price to sales1.00.60.30.30.20.20.20.20.20.1

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 18 May 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2019FY2018
Paid in the year1.120.850.380.370.300.560.180.18
  • 100-to-1 reverse split · 2 Apr 2012
  • 1-to-1 reverse split · 13 Sept 2005
  • 1-to-1 reverse split · 7 May 2001
  • 2-for-1 split · 5 Aug 1996

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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