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TWFG TWFG · USD

Financials · US listing · 🇺🇸 United States

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26.79

-4.70%

Close of 9 Nov 2026, in USD

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About TWFG

From its filings with the US Securities and Exchange Commission

SEC filings

TWFG is based in The Woodlands, Texas and is incorporated in Delaware. Its shares trade on Nasdaq under the ticker TWFG. The SEC classifies its business as insurance agents, brokers & service. In the fiscal year to 31 December 2025, it reported revenue of $248.5m. At that date it held total assets of $372.3m and shareholders' equity of $83.4m.

In its own words

We are a leading, high-growth, independent distribution platform for personal and commercial insurance in the U.S. We are pioneers in the insurance industry, developing an agency model built on innovation and experience with what we believe is a more flexible approach than traditional distribution models. Our offerings are fulsome and flexible in that we offer all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate. Since our founding in 2001 by our Chief Executive Officer, Richard F. (“Gordy”) Bunch III, we have established a track record of creating solutions for independent agents, insurance carriers and our Clients, with growth regardless of economic and P&C pricing cycles. Our business model, developed by agents for agents, serves over 3,000 TWFG Agencies and offers a differentiated level of autonomy and entrepreneurial opportunity. We provide TWFG Agencies with resources, technology, training and insurance carrier access to succeed in an increasingly complex market. TWFG Agencies leverage our platform, long-standing relationships with insurance carriers and brand recognition in personal and commercial insurance products to win business and tailor coverage to meet our Clients’ specific needs.

Quoted from its 10-K, filed 10 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Insurance
Listed since
18 Jul 2024
Employees
400
Website
twfg.com ↗
Head office
10055 GROGANS MILL RD, THE WOODLANDS, TX, 77380
Incorporated in
DE
Classification
Insurance Agents, Brokers & Service
Filer status
<br>Emerging growth company

Leadership

Pay as last reported

  • Mr. Richard BunchChairman of the Board, President, Chief Executive Officer, since 2024$3.0m
  • Ms. Janice ZwinggiChief Financial Officer$1.6m
  • Ms. Katherine NolanChief Operating Officer$2.1m
  • Mr. Charles BunchChief Marketing Officer
  • Ms. Julie BenesGeneral Counsel, Secretary
  • Ms. Michelle BunchDirector$90,000
  • Mr. Jonathan AndersonIndependent Director$90,000
  • Mr. Michael DoakIndependent Director$100,000
  • Ms. Robin FerraconeIndependent Director$97,500
  • Ms. Janet WongIndependent Director$100,000

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • TWFG Inc operates a US-based independent distribution platform for personal and commercial insurance.
  • The company serves over 2,400 TWFG Agencies with a distinctive level of autonomy.
  • TWFG offers proprietary technology, premium financing, and lower operational costs to its agents.

Weaknesses

  • The company currently employs only 264 full-time employees in the insurance sector.
  • TWFG Inc is headquartered in The Woodlands, Texas, which may limit local talent.
  • The business model relies heavily on agents for distribution rather than direct sales.

Opportunities

  • TWFG provides mergers and acquisitions services to expand its network of agencies.
  • The company offers multiple distribution contract options to attract diverse insurance producers.
  • TWFG provides unlimited continuing education and marketing support to enhance agent success.

Threats

  • The insurance market is increasingly complex, requiring constant adaptation from TWFG Agencies.
  • TWFG Inc faces competition from other independent distribution platforms in the United States.
  • Changes in insurance carrier access could impact the value proposition for TWFG Agencies.

Sources and methodology

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