GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
T

Trupanion TRUP · USD

Financials · US listing · 🇺🇸 United States

Compare

35.50

-3.40%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$1.44bn

FY2016FY2025

Net income

$19.4m

FY2016FY2025

Total assets

$915.0m

FY2016FY2025

Shareholders' equity

$383.9m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$1.44bn$1.29bn$1.11bn$905.2m$699.0m$502.0m$383.9m$304.0m$242.7m$188.2m
Research and development$37.8m$31.3m$21.4m$25.1m$16.9m$9.9m$7.0m$5.8m$9.8m$9.5m
Operating income$35.8m−$7.5m−$33.0m−$39.9m−$35.2m−$4.3m−$1.9m$264,000−$2.6m−$6.8m
Net income$19.4m−$9.6m−$44.7m−$44.7m−$35.5m−$5.8m−$1.8m−$927,000−$1.5m−$6.9m
Diluted earnings per share0.45-0.23-1.07-1.09-0.88-0.15-0.05-0.03-0.05-0.24

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$915.0m$806.9m$782.9m$671.6m$562.6m$498.3m$257.2m$207.5m$105.9m$82.3m
Cash and short-term investments$370.7m$307.4m$277.2m$222.4m$213.4m$229.7m$98.9m$81.1m$63.3m$53.2m
Total liabilities$531.1m$483.6m$479.2m$366.3m$230.4m$158.3m$120.4m$78.3m$57.4m$37.6m
Debt$111.8m$128.9m$128.9m$69.5m——$26.1m$12.9m$9.3m$4.8m
Shareholders' equity$383.9m$323.3m$303.7m$305.3m$332.2m$339.9m$136.8m$129.2m$48.4m$44.7m
Shares outstanding44m42m42m41m40m38m36m34m30m29m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$392.9m$384.0m$376.9m$366.9m$353.6m$342.0m$337.3m$327.5m
Operating income$9.2m$7.8m$6.3m$9.4m$2.3m−$1.5m$348,000$1.7m
Net income$6.8m$4.9m$5.6m$5.9m$9.4m−$1.5m$1.7m$1.4m
Diluted earnings per share0.160.110.130.130.22-0.030.040.03
Total assets$930.8m$921.6m$915.0m$880.2m$847.8m$837.2m$806.9m$816.1m
Cash and short-term investments$398.5m$383.7m$370.7m$348.5m$319.6m$321.8m$307.4m$293.1m
Debt$106.9m$109.3m$111.8m$114.5m$114.5m$128.9m$128.9m$128.9m
Shareholders' equity$409.7m$394.8m$383.9m$368.6m$355.5m$333.7m$323.3m$320.2m

Financial ratios

Data as of 5 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin2.5%0.4%-3.0%-4.4%-5.0%-0.9%——
Net margin1.4%-0.7%-4.0%-4.9%-5.1%-1.2%——
Return on equity5.1%-3.0%-14.7%-14.6%-10.7%-1.7%——
Return on assets2.1%-1.2%-5.7%-6.7%-6.3%-1.2%——
Revenue growth11.9%16.0%22.5%29.5%39.2%30.8%——
Earnings growth-301.7%-78.4%0.0%25.7%508.4%222.8%——
Current ratio1.07x1.71x1.63x1.62x1.75x2.24x——
Debt to equity0.29x0.40x0.42x0.23x——0.19x0.10x
Equity ratio42.0%40.1%38.8%45.5%59.0%68.2%——
Interest coverage2.60x0.34x-2.73x-9.36x-3521.00x-3.15x——
R&D as a share of sales2.6%2.4%1.9%2.8%2.4%2.0%——
Buybacks as a share of market value-3.4%-1.1%-1.9%-1.3%-6.8%-4.1%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue16.7%23.4%25.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin1.0%-0.9%-1.4%-1.6%
Net margin0.4%-1.7%-2.0%-2.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings83.8-210.9-18.5-28.3-97.4-503.1-488.2-600.6-382.0-42.7
Price to sales1.11.60.71.45.05.82.31.82.41.6

Market value over time

30 Dec 2016 to 4 Nov 2026, in USD

$445.9m$1.48bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-23%139%-34%-61%6%220%54%-23%93%72%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.