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TowneBank TOWN · USD

Financials · US listing · 🇺🇸 United States

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36.72

+0.91%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$1.01bn

FY2016FY2025

Net income

$169.5m

FY2016FY2025

Total assets

$19.69bn

FY2016FY2025

Shareholders' equity

$2.42bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$1.01bn$1.02bn$942.5m$742.9m$720.1m$742.2m$672.7m$612.8m$492.4m$408.9m
Operating income$210.2m$190.4m$186.2m$237.1m$279.8m$201.3m$176.3m$172.0m$147.6m$100.9m
Net income$169.5m$161.8m$153.7m$189.0m$215.4m$145.5m$138.8m$133.8m$87.7m$67.3m
Diluted earnings per share2.142.152.062.592.972.011.921.861.271.08

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$19.69bn$17.25bn$16.84bn$15.85bn$16.36bn$14.63bn$11.95bn$11.16bn$8.52bn$7.97bn
Cash and short-term investments$253.5m$1.40bn$3.26bn$152.6m$5.10bn$3.23bn$1.88bn$1.78bn$1.39bn$949.5m
Total liabilities$17.26bn$15.09bn$14.78bn$252.1m$405.0m$705.1m$10.29bn$9.62bn$7.38bn$6.89bn
Debt$318.7m$293.7m$318.0m$317.0m$326.0m$500.0m$301.0m$295.0m$272.0m$32.0m
Shareholders' equity$2.42bn$2.14bn$2.04bn$15.59bn$15.96bn$13.92bn$1.64bn$1.53bn$1.13bn$1.08bn
Shares outstanding79m75m75m73m73m73m72m72m69m62m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$497.4m$260.5m$255.1m$287.1m$277.9m$261.2m$253.9m$258.9m
Operating income$253.7m$50.2m$53.5m$46.7m$50.4m$59.1m$48.1m$48.7m
Net income$193.2m$41.0m$40.6m$39.0m$38.8m$50.6m$41.3m$42.9m
Diluted earnings per share2.090.440.510.490.490.640.550.57
Total assets$22.62bn$22.36bn$19.69bn$19.68bn$18.26bn$17.51bn$17.25bn$17.19bn
Cash and short-term investments$158.8m$95.5m$253.5m$1.34bn$1.18bn$1.33bn$1.40bn$3.66bn
Debt$39.0m$512.5m$371.1m$362.2m$294.1m$284.1m$296.9m$290.8m
Shareholders' equity$2.99bn$2.95bn$2.42bn$2.40bn$2.23bn$2.20bn$2.14bn$2.15bn

Financial ratios

Data as of 22 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin20.9%18.6%19.8%31.9%38.9%27.1%
Net margin16.8%15.8%16.3%25.4%29.9%19.6%
Return on equity7.0%7.6%7.5%1.2%1.3%1.0%
Return on assets0.9%0.9%0.9%1.2%1.3%1.0%
Revenue growth-1.6%8.7%26.9%3.2%-3.0%10.3%
Earnings growth4.8%5.2%-18.7%-12.3%48.0%4.9%
Current ratio0.10x0.10x0.23x0.01x0.43x0.34x
Debt to equity0.15x0.14x0.24x0.04x0.03x0.08x
Equity ratio12.3%12.4%12.1%98.4%97.5%95.2%
Interest coverage0.74x0.57x0.75x4.19x6.81x2.52x
Buybacks as a share of market value-5.0%-0.7%-2.4%-0.6%-0.1%-0.3%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue1.9%1.8%9.3%
Operating income-3.9%0.9%8.6%
Net income-3.6%3.1%10.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin19.7%22.2%25.2%25.9%
Net margin16.3%18.1%20.0%19.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings15.615.914.511.910.711.714.512.924.330.8
Price to sales3.63.73.03.33.42.63.63.34.75.5

Market value over time

30 Nov 2016 to 21 Oct 2026, in USD

$2.00bn$3.31bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return5%13%-0%0%31%-19%20%-27%-3%63%

Dividends and splits

Per share, in the currency the company pays

Paid for 23 years. Last went ex-dividend on 25 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.531.061.000.980.890.780.720.70
  • 1.03-for-1 split · 23 May 2012
  • 1.03-for-1 split · 24 Aug 2005
  • 3-for-2 split · 18 Jun 2004
  • 2-for-1 split · 26 Feb 2002

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.