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TISCO Financial Group PCL TISCO.BK · THB

Financials · SET · 🇹🇭 Thailand

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125.00

+1.21%

Close of 9 Nov 2026, in THB

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At a glance

Figures in THB, from our data supplier.

FY2025

Revenue, before interest expense

THB 24.94bn

FY2016FY2025

Net income

THB 6.66bn

FY2016FY2025

Total assets

THB 290.70bn

FY2016FY2025

Shareholders' equity

THB 43.37bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseTHB 24.94bnTHB 24.70bnTHB 22.97bnTHB 20.42bnTHB 21.14bnTHB 22.37bnTHB 24.51bnTHB 24.89bnTHB 23.08bnTHB 22.02bn
Operating incomeTHB 10.64bnTHB 8.60bnTHB 9.09bnTHB 8.99bnTHB 8.49bnTHB 7.56bnTHB 9.06bnTHB 8.58bnTHB 7.64bnTHB 6.24bn
Net incomeTHB 6.66bnTHB 6.90bnTHB 7.30bnTHB 7.22bnTHB 6.78bnTHB 6.06bnTHB 7.27bnTHB 7.02bnTHB 6.09bnTHB 5.01bn
Diluted earnings per share8.318.629.129.008.477.579.088.767.616.25

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsTHB 290.70bnTHB 281.88bnTHB 290.72bnTHB 265.41bnTHB 243.62bnTHB 275.44bnTHB 298.30bnTHB 302.54bnTHB 303.39bnTHB 271.27bn
Cash and short-term investmentsTHB 2.31bnTHB 5.50bnTHB 4.33bnTHB 5.08bnTHB 9.23bnTHB 11.26bnTHB 55.62bnTHB 10.07bnTHB 8.53bnTHB 7.96bn
Total liabilitiesTHB 247.30bnTHB 238.83bnTHB 248.28bnTHB 222.62bnTHB 202.42bnTHB 235.98bnTHB 259.11bnTHB 264.72bnTHB 268.66bnTHB 239.95bn
DebtTHB 11.44bnTHB 9.09bnTHB 18.30bnTHB 16.46bnTHB 15.67bnTHB 13.65bnTHB 25.02bnTHB 55.56bnTHB 71.08bnTHB 70.33bn
Shareholders' equityTHB 43.37bnTHB 43.04bnTHB 42.44bnTHB 42.79bnTHB 41.20bnTHB 39.46bnTHB 39.19bnTHB 37.70bnTHB 34.60bnTHB 31.22bn
Shares outstanding801m801m801m802m801m801m801m801m801m801m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseTHB 6.10bnTHB 6.28bnTHB 6.53bnTHB 6.46bnTHB 6.04bnTHB 5.92bnTHB 6.20bnTHB 6.14bn
Operating incomeTHB 2.19bnTHB 2.16bnTHB 4.39bnTHB 2.16bnTHB 2.05bnTHB 2.05bnTHB 2.12bnTHB 2.14bn
Net incomeTHB 1.76bnTHB 1.73bnTHB 1.64bnTHB 1.73bnTHB 1.64bnTHB 1.64bnTHB 1.70bnTHB 1.71bn
Diluted earnings per share2.202.162.052.162.052.052.132.14
Total assetsTHB 290.03bnTHB 283.05bnTHB 290.70bnTHB 282.22bnTHB 285.09bnTHB 282.14bnTHB 281.88bnTHB 277.58bn
Cash and short-term investmentsTHB 828.9mTHB 9.84bnTHB 2.31bnTHB 8.17bnTHB 6.78bnTHB 8.06bnTHB 5.50bnTHB 4.74bn
Debt—THB 24.68bnTHB 29.00bnTHB 24.13bnTHB 24.94bnTHB 21.15bnTHB 16.93bnTHB 21.23bn
Shareholders' equityTHB 42.47bnTHB 45.13bnTHB 43.37bnTHB 41.76bnTHB 41.63bnTHB 44.70bnTHB 43.04bnTHB 41.47bn

Financial ratios

Data as of 10 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin42.7%34.8%39.6%44.0%40.2%33.8%
Net margin26.7%27.9%31.8%35.4%32.1%27.1%
Return on equity15.4%16.0%17.2%16.9%16.5%15.4%
Return on assets2.3%2.4%2.5%2.7%2.8%2.2%
Revenue growth1.0%7.6%12.5%-3.4%-5.5%-8.7%
Earnings growth-3.5%-5.5%1.1%6.5%11.9%-16.6%
Current ratio0.31x0.58x0.02x101.98x301.13x156.41x
Debt to equity0.67x0.39x0.74x0.61x0.77x0.61x
Equity ratio14.9%15.3%14.6%16.1%16.9%14.3%
Interest coverage2.21x1.93x2.79x5.16x4.52x2.41x
Buybacks as a share of market value-0.0%-0.0%0.2%-0.2%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue4.2%1.9%2.4%
Operating income5.8%7.1%7.2%
Net income-2.7%1.9%4.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin38.7%40.1%39.1%35.5%
Net margin27.3%30.2%30.0%27.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings13.311.410.911.011.311.710.98.911.69.6
Price to sales4.23.94.04.34.03.73.93.03.72.7

Dividends and splits

Per share, in the currency the company pays

Paid for 17 years. Last went ex-dividend on 29 Apr 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year5.757.757.759.757.156.307.757.00

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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