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TFS Financial TFSL · USD

Financials · US listing · 🇺🇸 United States

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16.59

+0.97%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Net income

$91.0m

FY2016FY2025

Total assets

$17.46bn

FY2016FY2025

Shareholders' equity

$1.89bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating income$114.7m$100.3m$93.4m$92.1m$100.1m$100.2m$102.2m$121.2m$133.3m$122.4m
Net income$91.0m$79.6m$75.3m$74.6m$81.0m$83.3m$80.2m$85.4m$88.9m$80.6m
Diluted earnings per share0.320.280.270.270.290.300.290.310.320.29

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$17.46bn$17.09bn$16.92bn$15.79bn$14.06bn$14.64bn$14.54bn$14.14bn$13.69bn$12.91bn
Cash and short-term investments$483.5m$990.0m$975.1m$827.5m$910.1m$951.5m$823.0m$801.7m$805.7m$749.1m
Total liabilities$15.56bn$15.23bn$14.99bn$13.95bn$12.33bn$12.97bn$12.85bn$12.38bn$12.00bn$11.25bn
Shareholders' equity$1.89bn$1.86bn$1.93bn$1.84bn$1.73bn$1.67bn$1.70bn$1.76bn$1.69bn$1.66bn
Shares outstanding283m280m279m278m279m278m278m277m278m280m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income$30.8m$29.8m$28.5m$32.4m$27.4m$26.5m$28.4m$23.1m
Net income$30.5m$23.2m$22.3m$26.0m$21.5m$21.0m$22.4m$18.2m
Diluted earnings per share0.110.080.080.090.080.070.080.07
Total assets$18.07bn$17.48bn$17.50bn$17.46bn$17.38bn$17.11bn$17.06bn$17.09bn
Cash and short-term investments$28.6m$25.1m$460.8m$483.5m$502.8m$513.9m$973.6m$990.0m
Debt$5.86bn$6.85bn$4.98bn$6.10bn$6.35bn$5.65bn$5.68bn$5.67bn
Shareholders' equity$1.96bn$1.92bn$1.90bn$1.89bn$1.89bn$1.90bn$1.91bn$1.86bn

Financial ratios

Data as of 19 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin14.5%13.2%30.6%21.3%22.5%19.7%
Net margin11.5%10.5%24.7%17.2%18.2%16.4%
Return on equity4.8%4.3%3.9%4.0%4.7%5.0%
Return on assets0.5%0.5%0.4%0.5%0.6%0.6%
Revenue growth4.4%148.8%-29.6%-2.6%-12.6%1.2%
Earnings growth14.3%5.8%0.9%-8.0%-2.8%3.8%
Current ratio0.05x0.10x0.11x0.10x0.10x0.11x
Debt to equity3.22x3.04x3.47x3.81x3.20x3.89x
Equity ratio10.8%10.9%11.4%11.7%12.3%11.4%
Interest coverage0.24x0.22x0.28x0.65x0.63x0.47x
Buybacks as a share of market value-1.3%-0.2%-0.2%0.2%-0.3%-0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue3.4%1.7%0.9%
Operating income7.6%2.7%0.5%
Net income6.8%1.8%2.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin13.9%17.5%18.5%21.8%
Net margin11.0%14.0%14.9%16.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings41.744.154.553.861.558.868.252.346.766.3
Price to sales11.811.613.413.817.416.619.114.813.918.1

Market value over time

30 Nov 2016 to 16 Oct 2026, in USD

$5.24bn$4.58bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return13%-15%8%-21%-1%-13%29%3%-21%4%

Dividends and splits

Per share, in the currency the company pays

Paid for 12 years. Last went ex-dividend on 9 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.1651.131.131.131.131.1231.111.02

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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