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T

TBC Bank Group TBCG.L · GBp

Financials · LSE · 🇬🇧 United Kingdom

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5,335.00p

+9.86%

Close of 9 Nov 2026, in pence

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in GEL, from our data supplier.

FY2025

Revenue, before interest expense

GEL 5.82bn

FY2016FY2025

Net income

GEL 1.40bn

FY2016FY2025

Total assets

GEL 43.94bn

FY2016FY2025

Shareholders' equity

GEL 6.18bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseGEL 5.82bnGEL 4.79bnGEL 3.85bnGEL 3.21bnGEL 2.39bnGEL 2.04bnGEL 1.82bnGEL 1.59bnGEL 1.28bnGEL 953.2m
Operating incomeGEL 1.67bnGEL 1.54bnGEL 1.33bnGEL 1.25bnGEL 921.4mGEL 374.5mGEL 585.5mGEL 510.2mGEL 394.7mGEL 315.7m
Net incomeGEL 1.40bnGEL 1.28bnGEL 1.12bnGEL 995.2mGEL 800.8mGEL 317.8mGEL 537.9mGEL 435.1mGEL 354.4mGEL 299.1m
Diluted earnings per share25.4422.9820.2918.0514.525.729.827.936.705.73

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsGEL 43.94bnGEL 40.16bnGEL 32.96bnGEL 29.03bnGEL 24.48bnGEL 22.58bnGEL 18.41bnGEL 15.53bnGEL 12.97bnGEL 10.77bn
Cash and short-term investmentsGEL 4.86bnGEL 5.81bnGEL 5.39bnGEL 5.95bnGEL 3.89bnGEL 3.78bnGEL 2.63bnGEL 2.64bnGEL 2.50bnGEL 1.96bn
Total liabilitiesGEL 37.59bnGEL 34.42bnGEL 28.14bnGEL 25.07bnGEL 21.02bnGEL 19.64bnGEL 15.76bnGEL 13.32bnGEL 11.08bnGEL 9.19bn
DebtGEL 7.05bnGEL 6.13bnGEL 4.80bnGEL 2.04bnGEL 4.87bnGEL 6.43bnGEL 1.86bnGEL 664.3mGEL 447.5mGEL 391.9m
Shareholders' equityGEL 6.18bnGEL 5.56bnGEL 4.68bnGEL 3.88bnGEL 3.41bnGEL 2.92bnGEL 2.64bnGEL 2.20bnGEL 1.86bnGEL 1.55bn
Shares outstanding55m56m55m55m55m56m55m55m53m52m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseGEL 1.51bnGEL 1.45bnGEL 1.62bnGEL 1.50bnGEL 1.38bnGEL 1.31bnGEL 1.46bnGEL 1.22bn
Operating incomeGEL 438.1mGEL 408.9mGEL 477.8mGEL 425.4mGEL 402.3mGEL 367.8mGEL 392.4mGEL 418.2m
Net incomeGEL 381.6mGEL 360.1mGEL 380.4mGEL 359.5mGEL 340.9mGEL 316.6mGEL 326.8mGEL 339.9m
Diluted earnings per share7.026.636.936.546.215.765.856.08
Total assetsGEL 44.34bnGEL 44.58bnGEL 43.94bnGEL 43.62bnGEL 41.96bnGEL 40.23bnGEL 40.16bnGEL 37.97bn
Cash and short-term investmentsGEL 4.21bnGEL 5.18bnGEL 4.86bn—GEL 5.91bnGEL 6.11bnGEL 5.81bnGEL 7.12bn
Debt————GEL 24.1m———
Shareholders' equityGEL 6.68bnGEL 6.34bnGEL 6.18bnGEL 5.97bnGEL 5.73bnGEL 5.54bnGEL 5.56bnGEL 5.23bn

Financial ratios

Data as of 8 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Operating margin28.7%32.3%34.7%38.8%38.5%15.7%—————
Net margin24.0%26.8%29.2%31.0%33.5%15.6%—————
Return on equity22.6%23.1%24.0%25.7%23.5%10.9%—————
Return on assets3.2%3.2%3.4%3.4%3.3%1.4%—————
Revenue growth21.7%24.4%19.9%34.2%17.3%12.1%—————
Earnings growth8.8%14.2%13.0%24.3%152.0%-40.9%—————
Current ratio0.19x0.26x0.26x85.11x0.23x91.82x—————
Debt to equity—————2.22x2.05x1.61x1.60x1.46x1.11x
Equity ratio14.1%13.8%14.2%13.4%13.9%13.0%—————
Interest coverage0.72x0.83x0.96x1.16x1.01x0.37x—————
Buybacks as a share of market value1.7%-0.9%-0.5%0.1%0.6%-1.3%—————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue22.0%23.4%21.8%
Operating income10.3%34.9%21.0%
Net income12.0%34.5%20.4%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin30.3%32.8%32.1%32.0%
Net margin25.3%27.2%26.8%27.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings5.84.84.94.54.0218.4132.4191.8261.4253.2
Price to sales1.41.31.41.41.434.039.252.672.379.5

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 21 May 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2019FY2018
Paid in the year1.082.8792.0071.7061.3770.3490.5680.501

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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