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Suryoday Small Finance Bank SURYODAY.NS · INR

Financials · NSE · 🇮🇳 India

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145.24

-0.36%

Close of 9 Nov 2026, in INR

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At a glance

Figures in INR, from our data supplier.

FY2026

Net income

₹1.52bn

FY2017FY2026

Total assets

₹198.84bn

FY2017FY2026

Shareholders' equity

₹20.78bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating income₹2.00bn₹1.44bn₹2.88bn₹1.01bn−₹1.27bn₹120.9m₹1.11bn₹1.43bn₹178.4m₹238.5m
Net income₹1.52bn₹1.15bn₹2.16bn₹776.9m−₹930.3m₹118.6m₹1.11bn₹904.0m₹114.9m₹151.0m
Diluted earnings per share14.3010.8220.237.28-8.761.1110.4511.021.651.54

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets₹198.84bn₹156.14bn₹123.78bn₹98.61bn₹81.80bn₹67.12bn₹53.65bn₹37.61bn₹21.56bn₹16.04bn
Cash and short-term investments₹20.99bn₹17.09bn₹11.80bn₹8.33bn₹9.78bn₹5.93bn₹8.37bn₹2.65bn₹1.69bn₹556.6m
Total liabilities₹178.06bn₹136.87bn₹105.73bn₹82.76bn₹66.75bn₹51.15bn₹42.98bn₹28.81bn₹16.17bn₹11.04bn
Debt₹31.22bn₹27.10bn₹36.54bn₹27.65bn₹33.81bn₹24.70bn₹12.16bn₹11.27bn₹6.98bn₹4.97bn
Shareholders' equity₹20.78bn₹19.27bn₹18.05bn₹15.85bn₹15.05bn₹15.97bn₹10.66bn₹8.80bn₹5.38bn₹5.01bn
Shares outstanding106m106m107m107m106m107m106m82m70m98m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income₹1.02bn₹656.5m₹477.9m₹393.0m₹468.3m−₹467.8m₹377.4m₹601.5m
Net income₹751.8m₹497.2m₹365.6m₹304.1m₹352.8m−₹337.9m₹333.0m₹453.9m
Diluted earnings per share7.074.683.442.863.32-3.183.124.25
Total assets₹202.04bn₹198.84bn₹170.39bn₹166.04bn₹160.59bn₹156.14bn₹139.26bn₹135.00bn
Cash and short-term investments₹16.04bn₹20.99bn₹12.79bn₹15.12bn₹14.31bn₹17.09bn₹8.52bn₹10.73bn
Debt—————₹13.11bn——
Shareholders' equity₹21.56bn₹20.78bn₹20.29bn₹19.91bn₹19.61bn₹19.27bn₹19.60bn₹19.25bn

Financial ratios

Data as of 2 Oct 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin7.9%6.6%15.9%7.9%-12.3%1.4%——
Net margin6.0%5.3%11.9%6.1%-9.0%1.4%——
Return on equity7.3%6.0%12.0%4.9%-6.2%0.7%——
Return on assets0.8%0.7%1.7%0.8%-1.1%0.2%——
Revenue growth16.1%20.1%41.1%23.7%21.4%-0.2%——
Earnings growth32.2%-46.8%178.0%-183.5%-884.7%-89.3%——
Current ratio0.15x0.20x0.44x1.15x17.42x27.21x——
Debt to equity——0.78x0.54x0.37x0.38x0.51x0.52x
Equity ratio10.5%12.3%14.6%16.1%18.4%23.8%——
Interest coverage0.19x0.17x0.46x0.23x-0.36x0.03x——
Buybacks as a share of market value-0.0%0.4%0.0%-0.6%1.0%-1.1%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue25.3%24.2%38.0%
Operating income25.5%75.2%16.9%
Net income25.1%66.6%18.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin7.3%9.4%6.4%8.2%
Net margin5.7%7.2%5.0%6.3%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021
Price to earnings10.313.06.721.5-13.8131.2
Price to sales0.60.70.81.31.21.8

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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