3.00
+7.14%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Standard Premium Finance Holdings
From its filings with the US Securities and Exchange Commission
Standard Premium Finance Holdings is based in Miami, Florida and is incorporated in Florida. Its shares trade on OTC under the ticker SPFX. The SEC classifies its business as miscellaneous business credit institution. In the fiscal year to 31 December 2025, it reported revenue of $12.5m and net income of $1.2m. At that date it held total assets of $74.8m and shareholders' equity of $8.5m. By business, Finance charges [Member] brought in 88.0% of revenue, followed by Late charges [Member] at 9.1% and Origination fees [Member] at 2.9%.
Standard Premium Finance Management Corporation and Standard Premium Finance Leasing, Inc., on a consolidated basis.
Company considered the finance receivable characteristics and methods it applies in monitoring and assessing credit risk and performance.
Pass – finance receivables in this category do not meet the criteria for classification in one of the categories below.
Pass loan collateral in excess of receivable value – the total amount of excess collateral over the receivable on loans classified as “pass” loans. All “pass” loans are fully collateralized based on the value of the unearned premium (i.e. collateral) compared to the unpaid balance of the loan. If a “pass” receivable were to undergo an assumed cancellation as of the respective balance sheet date, the Company would not experience a loss.
Special mention receivable in excess of collateral value – the total amount of excess receivable over collateral on loans classified as “special mention” loans. All “special mention” loans are undercollateralized based on the value of the unearned premium (i.e. collateral) compared to the unpaid balance of the loan. For the Due from Insured segment, if a “special mention” receivable were to undergo an assumed cancellation as of the respective balance sheet date, the Company would expect to experience a loss. For the Due from Insurance Carrier segment, the “special mention” receivable is expected to produce a loss based on the actual cancellation date as of the respective balance sheet date.
Quoted from its 10-K, filed 20 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Financial Services
- Listed since
- 17 Mar 2022
- Employees
- 21
- Website
- standardpremiuminvestors.com ↗
- Head office
- 13590 SW 134TH AVE, MIAMI, FL, 33186
- Incorporated in
- FL
- Classification
- Miscellaneous Business Credit Institution
- Filer status
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
Leadership
Pay as last reported
- Mr. William KoppelmannChairman of the Board, President, Chief Executive Officer$282,168
- Mr. Brian KrogolChief Financial Officer, Director, since 2021$179,601
- Mr. Robert MattucciVice President - Sales$179,796
- Mr. Victor GallianoVice President - Marketing$193,603
- Ms. Margaret RuizOperations Manager and Secretary
- Mr. Carl HoechnerIndependent Director
- Dr. Scott HowellIndependent Director
- Dr. Mark KutnerIndependent Director$2,650
- Mr. John LeavittIndependent Director
- Mr. Christopher PerrucciIndependent Director
- Mr. James WallIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Specializes in commercial property and casualty insurance premium financing with 21 employees.
- Operates in 18 states including Florida, Georgia, and Texas.
- Targets $1,000 to $15,000 loans with six to 10-month repayment terms.
Weaknesses
- Limited to 21 employees for operations across 18 states.
- Relies on insurance agents for loan origination without direct customer contact.
- IPO in March 2022 with no prior market experience.
Opportunities
- Expands into new states like Nebraska and Mississippi for growth.
- Leverages small and medium business demand for insurance financing.
- Grows through partnerships with insurance agents nationwide.
Threats
- Competition from other financial services in the US market.
- Regulatory changes affecting insurance premium financing.
- Economic downturns reducing business insurance purchases.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.