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SoFi Technologies SOFI · USD

Financials · US listing · 🇺🇸 United States

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16.75

+3.33%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$4.77bn

FY2017FY2025

Net income

$481.3m

FY2017FY2025

Total assets

$50.66bn

FY2017FY2025

Shareholders' equity

$10.49bn

FY2017FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense$4.77bn$2.61bn$2.05bn$1.76bn$1.09bn$751.1m$442.7m$600.0m$824.6m
Research and development$648.3m$551.8m$511.4m$405.3m$276.1m$201.2m$147.5m$99.3m$68.3m
Operating income$525.9m$859.6m−$300.3m−$318.7m−$481.2m−$328.5m−$239.6m−$253.4m$57.6m
Net income$481.3m$498.7m−$300.7m−$320.4m−$483.9m−$224.1m−$239.7m−$252.4m$49.8m
Diluted earnings per share0.360.43-0.29-0.35-0.59-0.32-0.34-0.190.04

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets$50.66bn$36.25bn$30.07bn$19.01bn$9.18bn$8.56bn$7.29bn$28.2m—
Cash and short-term investments$7.36bn$4.34bn$3.59bn$1.46bn$689.6m$872.6m$499.5m$537.0m—
Total liabilities$40.17bn$29.73bn$24.52bn$13.48bn$4.48bn$5.51bn$5.19bn$6.73bn—
Debt$1.93bn$3.20bn$5.36bn$5.63bn$4.54bn$5.07bn$5.08bn$182.8m—
Shareholders' equity$10.49bn$6.53bn$5.55bn$5.53bn$4.70bn$3.05bn$2.10bn−$6.70bn—
Shares outstanding1,346m1,151m1,029m923m815m697m697m1,352m1,352m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$1.57bn$1.41bn$1.34bn$1.27bn$1.13bn$1.04bn$1.01bn$986.2m
Operating income$204.3m$199.6m$185.3m$148.6m$112.2m$79.8m$59.9m$63.9m
Net income$156.6m$166.7m$173.5m$139.4m$97.3m$71.1m$332.5m$60.7m
Diluted earnings per share0.120.120.130.100.070.050.290.05
Total assets$60.95bn$53.70bn$50.66bn$45.29bn$41.11bn$37.75bn$36.25bn$34.38bn
Cash and short-term investments$7.35bn$6.45bn$7.36bn$5.64bn$4.39bn$4.24bn$4.34bn$3.83bn
Debt$3.30bn$1.81bn$1.82bn$2.71bn$3.94bn$3.05bn$3.09bn$3.18bn
Shareholders' equity$11.08bn$10.81bn$10.49bn$8.78bn$6.86bn$6.68bn$6.53bn$6.12bn

Financial ratios

Data as of 24 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin11.0%32.9%-14.6%-18.1%-44.2%-43.7%
Net margin10.1%19.1%-14.7%-18.2%-44.5%-29.8%
Return on equity4.6%7.6%-5.4%-5.8%-10.3%-7.3%
Return on assets1.0%1.4%-1.0%-1.7%-5.3%-2.6%
Revenue growth82.6%27.4%16.4%62.1%44.8%69.7%
Earnings growth-3.5%-265.8%-6.1%-33.8%116.0%-6.5%
Current ratio0.24x0.19x0.20x0.20x1.39x1.90x
Debt to equity0.17x0.47x0.94x1.08x0.97x1.61x
Equity ratio20.7%18.0%18.5%29.1%51.2%35.7%
Interest coverage0.45x0.79x-0.38x-1.68x-4.68x-1.77x
R&D as a share of sales13.6%21.1%24.9%23.0%25.4%26.8%
Buybacks as a share of market value-16.9%-11.8%-11.5%-13.3%-16.9%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue39.3%44.7%—

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021
Price to earnings73.235.5-34.0-13.3-26.6
Price to sales7.46.85.02.411.8

Market value over time

30 Nov 2020 to 23 Sept 2026, in USD

$754.6m$22.38bn

Share price return

Finished calendar years

20252024202320222021
Return73%53%124%-70%20%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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