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S

Sparebanken Norge SBNOR.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

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206.60

+2.15%

Close of 9 Nov 2026, in NOK

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in NOK, from our data supplier.

FY2025

Revenue, before interest expense

NOK 30.93bn

FY2016FY2025

Net income

NOK 2.63bn

FY2016FY2025

Total assets

NOK 581.72bn

FY2016FY2025

Shareholders' equity

NOK 53.56bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseNOK 30.93bnNOK 21.69bnNOK 16.40bnNOK 10.04bnNOK 8.02bnNOK 8.43bnNOK 8.03bnNOK 6.37bnNOK 6.63bnNOK 8.02bn
Net incomeNOK 2.63bnNOK 1.89bnNOK 1.44bnNOK 1.13bnNOK 1.01bnNOK 813.2mNOK 520.1mNOK 370.2mNOK 328.5mNOK 375.7m
Diluted earnings per share16.7816.6613.1510.299.167.357.466.045.566.36

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsNOK 581.72bnNOK 338.17bnNOK 306.50bnNOK 263.81bnNOK 234.57bnNOK 221.28bnNOK 197.17bnNOK 189.38bnNOK 175.19bnNOK 162.75bn
Total liabilitiesNOK 528.16bnNOK 312.05bnNOK 283.07bnNOK 241.92bnNOK 214.76bnNOK 202.84bnNOK 180.26bnNOK 173.74bnNOK 161.14bnNOK 149.69bn
DebtNOK 294.12bnNOK 174.00bnNOK 155.07bnNOK 125.78bnNOK 120.84bnNOK 117.31bnNOK 98.28bnNOK 96.27bnNOK 85.98bnNOK 78.17bn
Shareholders' equityNOK 53.56bnNOK 26.12bnNOK 23.42bnNOK 21.89bnNOK 19.81bnNOK 18.44bnNOK 16.90bnNOK 15.63bnNOK 14.05bnNOK 13.06bn
Shares outstanding157m114m110m110m110m111m70m61m59m59m

Financial ratios

Data as of 21 Sept 2026

FY2025FY2024FY2023FY2022FY2021
Net margin56.3%63.3%58.3%56.4%60.1%
Return on equity12.1%17.8%15.1%12.9%12.7%
Return on assets1.1%1.4%1.2%1.1%1.1%
Revenue growth56.9%20.8%21.8%19.4%—
Earnings growth39.5%31.3%25.8%12.1%—
Debt to equity5.49x6.63x6.58x5.70x—
Equity ratio9.2%7.7%7.6%8.3%8.4%
Buybacks as a share of market value0.0%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue24.8%14.1%10.5%
Net income32.6%26.4%25.7%

Average margins

Over each period

1 year3 years5 years10 years
Net margin8.6%9.0%9.3%8.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.88.58.39.010.99.88.58.89.87.6
Price to sales2.51.81.71.61.61.30.80.80.70.5

Dividends and splits

Per share, in the currency the company pays

Paid for 31 years. Last went ex-dividend on 27 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year12.008.507.508.504.504.002.422.30

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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